{"id":10354,"date":"2020-08-10T22:56:54","date_gmt":"2020-08-10T22:56:54","guid":{"rendered":"https:\/\/nomoredebts.org\/?page_id=10354"},"modified":"2025-03-24T11:47:31","modified_gmt":"2025-03-24T18:47:31","slug":"get-out-of-debt","status":"publish","type":"page","link":"https:\/\/nomoredebts.org\/debt-help\/get-out-of-debt","title":{"rendered":"Paying Off Debt – Debt Solutions & Money Management Strategies"},"content":{"rendered":"

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Getting Out of Debt<\/p>\n

[\/et_pb_text][et_pb_text admin_label=”Text” _builder_version=”4.16″ text_font_size=”22px” text_line_height=”1em” text_orientation=”center” background_layout=”dark” module_alignment=”center” custom_margin=”||||false|false” custom_padding=”||||false|false” animation_direction=”bottom” text_text_shadow_style=”preset2″ global_colors_info=”{}”]<\/p>\n

Learn more about your options to become debt free.<\/p>\n

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Getting Out of Debt in Canada – How to Pay Off Debt<\/h1>\n

[\/et_pb_text][et_pb_text admin_label=”Paragraph Text” _builder_version=”4.16″ animation_direction=”top” global_colors_info=”{}”]Getting out of debt and figuring out how to pay off debt can be a challenge that many Canadians face at one point in their lives. Understanding your options and how they apply to your particular situation is the first step you should take if you’re struggling to become debt free. We’ve put together some quick tips and advice to help you along the way.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Section” _builder_version=”4.16″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”50px||0px||false|false” bottom_divider_color=”#e4f8e0″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Debt Reduction Strategies” url=”\/debt-help\/get-out-of-debt\/how-to-reduce-debt-strategy” url_new_window=”on” image=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/08\/pay-off-debt_3colm.jpg” alt=”Pay Off Debt” _builder_version=”4.22.0″ _module_preset=”default” header_level=”h2″ header_text_align=”center” background_enable_color=”off” link_option_url=”\/debt-help\/get-out-of-debt\/how-to-reduce-debt-strategy” link_option_url_new_window=”on” border_radii_image=”off|20px|160px|20px|160px” box_shadow_style_image=”preset1″ global_colors_info=”{}”]<\/p>\n

The 4 cornerstones of debt reduction strategies and budgeting.<\/p>\n

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Little known solutions and advice for Canadians in debt.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Credit Card Debt Relief” url=”\/debt-help\/how-to-get-credit-card-debt-relief” url_new_window=”on” image=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/08\/location-ranking_3colm.jpg” alt=”Location Ranking” _builder_version=”4.22.0″ _module_preset=”default” header_level=”h2″ header_text_align=”center” background_enable_color=”off” link_option_url=”\/debt-help\/how-to-get-credit-card-debt-relief” link_option_url_new_window=”on” border_radii_image=”off|20px|160px|20px|160px” box_shadow_style_image=”preset1″ global_colors_info=”{}”]<\/p>\n

Learn how to get some debt relief from your credit cards.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” prev_background_color=”#ffffff” admin_label=”Section” _builder_version=”4.16″ background_color=”#e4f8e0″ custom_margin=”60px||0px||false|false” custom_margin_tablet=”||-30px||false|false” custom_margin_phone=”” custom_margin_last_edited=”on|phone” custom_padding=”110px||19px||false|false” custom_padding_tablet=”85px||||false|false” custom_padding_phone=”55px||||false|false” top_divider_style=”wave2″ top_divider_height_tablet=”70px” top_divider_height_phone=”40px” top_divider_height_last_edited=”on|phone” bottom_divider_color=”#ffffff” bottom_divider_height_tablet=”70px” bottom_divider_height_phone=”50px” bottom_divider_height_last_edited=”on|phone” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

How to Get Out of Debt & Stay Out of Debt<\/a><\/h2>\n

Debt solutions and strategies to get out of debt<\/a><\/strong> can vary for everyone. However, the sooner someone is able to deal with their debt, the more options they generally have available to them. Part of getting out of debt is learning new money habits that help you\u00a0stay out of debt<\/strong> in the future.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Getting Out of Debt” url=”\/debt-help\/get-out-of-debt\/how-to-get-stay-out” url_new_window=”on” image=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/08\/debt-free-plan_3colm.jpg” alt=”Debt Free Plan” _builder_version=”4.22.0″ _module_preset=”default” header_level=”h2″ header_text_align=”center” background_enable_color=”off” link_option_url=”\/debt-help\/get-out-of-debt\/how-to-get-stay-out” link_option_url_new_window=”on” border_radii_image=”off|20px|160px|20px|160px” box_shadow_style_image=”preset1″ global_colors_info=”{}”]<\/p>\n

Learn how to get out of debt and stay out of debt with new money habits.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Creating a Budget” url=”\/debt-help\/get-out-of-debt\/create-a-budget-to-get-rid-of-bad-debt” url_new_window=”on” image=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/08\/what-you-need-to-know-about-debt-consolidation_3colm.jpg” alt=”Debt Consolidation” _builder_version=”4.22.0″ _module_preset=”default” header_level=”h2″ header_text_align=”center” background_enable_color=”off” link_option_url=”\/debt-help\/get-out-of-debt\/create-a-budget-to-get-rid-of-bad-debt” link_option_url_new_window=”on” border_radii_image=”off|20px|160px|20px|160px” box_shadow_style_image=”preset1″ global_colors_info=”{}”]<\/p>\n

Simple steps to make and stick to your personalized budget.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Debt Repayment Solutions” url=”\/debt-help\/debt-repayment-and-bankruptcy-solutions” url_new_window=”on” image=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/08\/improve-credit-score_3colm.jpg” alt=”Improve Credit Score” _builder_version=”4.22.0″ _module_preset=”default” header_level=”h2″ header_text_align=”center” background_enable_color=”off” link_option_url=”\/debt-help\/debt-repayment-and-bankruptcy-solutions” link_option_url_new_window=”on” border_radii_image=”off|20px|160px|20px|160px” box_shadow_style_image=”preset1″ global_colors_info=”{}”]<\/p>\n

Find out what your options are to get back on track with your finances.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ prev_background_color=”#e4f8e0″ admin_label=”Section” _builder_version=”4.22.0″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”180px||1px|||” top_divider_style=”ramp2″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_2,1_2″ module_class=”custom_row” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ module_class=”vertical-align second-on-mobile” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.0″ _module_preset=”default” header_2_line_height=”0.9em” global_colors_info=”{}”]<\/p>\n

10 Tips for Paying Off Credit Card Debt<\/a><\/h2>\n

Ready to pay off your credit card debt<\/strong>? Here are some practical ways you can quickly tackle your maxed out cards and take your first real steps toward getting out of debt<\/a>.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.0″ header_2_line_height=”0.9em” animation_direction=”top” global_colors_info=”{}”]<\/p>\n

How to Get Credit Card Debt Relief in Canada<\/a><\/h2>\n

If you’ve been using your credit cards as a financial lifeline, it\u2019s now catching up with you and you want to know how to get credit card debt relief<\/a><\/strong>, here are Canadian options, plans, programs, solutions, and advice – in short, straight answers.<\/p>\n

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Still Have Student Loan Debt?<\/a><\/h2>\n

Post-secondary students are faced with competing priorities – classes, exams, papers, family commitments, work-life balance, and more. For many, there just isn’t time left over to manage their finances. However, creating a budget is essential to making life a lot less stressful. We’ve put together 8 Money Management Tips to Help Students Budget Better<\/a> to help you get back on track after you’re finished your education.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Section” _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”180px|||||” top_divider_style=”ramp2″ top_divider_color=”#E7DFF3″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_2,1_2″ module_class=”custom_row” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ module_class=”vertical-align second-on-mobile” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.0″ _module_preset=”default” header_2_line_height=”0.9em” global_colors_info=”{}”]<\/p>\n

Canadian Debt Solutions & Advice<\/a>
Credit Card Debt Solutions<\/span><\/h2>\n

Did you know that one of Canada\u2019s best kept secrets is that there is award-winning advice for dealing with credit card debt<\/strong> available at our fingertips? With personal debt loads at record highs and more people than ever needing solutions to their debt problems<\/strong>, it\u2019s time to let the cat out of the bag. Since 1996, hundreds of thousands of Canadians have trusted the Credit Counselling Society to help them learn how to manage their money better and find alternatives to bankruptcy to deal with their debt.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ module_class=”first-on-mobile” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/11\/credit-counselling-couple_feature_blog.jpg” alt=”Couple Getting Credit Counselling” title_text=”credit-counselling-couple” align=”center” _builder_version=”4.16″ transform_scale_last_edited=”off|phone” transform_translate_last_edited=”off|phone” transform_rotate_last_edited=”off|phone” transform_skew_last_edited=”off|phone” transform_origin=”50%|68%” transform_origin_last_edited=”off|phone” transform_styles_last_edited=”off|phone” max_height_tablet=”” max_height_phone=”” max_height_last_edited=”on|phone” animation_style=”slide” animation_direction=”right” animation_intensity_slide=”2%” border_radii=”off|200px|20px|200px|20px” box_shadow_style=”preset1″ global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ prev_background_color=”#FFFFFF” admin_label=”CTA 2 – Get started” _builder_version=”4.16″ background_enable_color=”off” background_image=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/03\/credit-counselling-couple-3-scaled-purple.jpg” parallax=”on” parallax_method=”off” max_width=”100%” custom_margin=”-95px||||false|false” custom_padding=”347px||||false|false” top_divider_style=”ramp2″ top_divider_height=”180px” top_divider_flip=”horizontal” bottom_divider_style=”curve2″ bottom_divider_color=”#5B25AF” bottom_divider_height=”150px” bottom_divider_style_last_edited=”off|tablet” bottom_divider_height_tablet=”105px” bottom_divider_height_phone=”50px” bottom_divider_height_last_edited=”on|phone” scroll_blur=”0|40|60|100|100px|0px|0px” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row admin_label=”CTA Components” _builder_version=”4.16″ background_enable_color=”off” z_index=”0″ width=”60%” width_tablet=”100%” width_phone=”” width_last_edited=”on|phone” max_width=”100%” min_height=”500px” min_height_phone=”auto” min_height_last_edited=”off|phone” custom_margin=”-6px|auto|-230px|auto|false|false” custom_margin_tablet=”||-170px||false|false” custom_margin_phone=”” custom_margin_last_edited=”on|phone” custom_padding=”||0px|||” animation_direction=”top” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Heading Line 1″ _builder_version=”4.16″ text_font=”|700|||||||” text_text_color=”rgba(255,255,255,0.7)” text_font_size=”30px” text_line_height=”1em” header_font=”||||||||” header_text_color=”#ffffff” header_2_font=”Montserrat|700||on|||||” header_2_font_size=”42px” header_2_line_height=”1.3em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” z_index=”1″ text_orientation=”center” background_layout=”dark” max_width=”60%” max_width_tablet=”80%” max_width_phone=”90%” max_width_last_edited=”on|desktop” module_alignment=”center” animation_direction=”bottom” animation_duration_tablet=”1000ms” animation_duration_phone=”” animation_duration_last_edited=”on|tablet” text_text_shadow_style=”preset2″ inline_fonts=”Work Sans” global_colors_info=”{}”]<\/p>\n

Having trouble with your debts?<\/p>\n

[\/et_pb_text][et_pb_text admin_label=”Heading Line 2″ _builder_version=”4.16″ text_font=”|700|||||||” text_text_color=”rgba(255,255,255,0.9)” text_font_size=”30px” text_line_height=”1em” header_font=”||||||||” header_text_color=”#ffffff” header_2_font=”Montserrat|700||on|||||” header_2_font_size=”42px” header_2_line_height=”1.3em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” z_index=”1″ text_orientation=”center” background_layout=”dark” max_width=”60%” max_width_tablet=”80%” max_width_phone=”90%” max_width_last_edited=”on|phone” module_alignment=”center” custom_margin=”-15px||||false|false” animation_direction=”bottom” animation_duration_tablet=”1000ms” animation_duration_phone=”” animation_duration_last_edited=”on|tablet” animation_delay_tablet=”1000ms” animation_delay_phone=”” animation_delay_last_edited=”on|tablet” text_text_shadow_style=”preset2″ inline_fonts=”Work Sans” global_colors_info=”{}”]<\/p>\n

Feel overwhelmed?<\/p>\n

[\/et_pb_text][et_pb_text admin_label=”Paragraph Message” _builder_version=”4.16″ text_text_color=”#ffffff” text_font_size=”18px” text_line_height=”1.6em” header_font=”||||||||” background_size=”initial” background_position=”top_left” background_repeat=”repeat” z_index=”1″ text_orientation=”center” max_width=”60%” max_width_tablet=”80%” max_width_phone=”90%” max_width_last_edited=”on|desktop” module_alignment=”center” min_height=”79px” custom_margin=”-15px||||false|false” animation_direction=”bottom” animation_duration_tablet=”1500ms” animation_duration_phone=”” animation_duration_last_edited=”on|tablet” animation_delay_tablet=”2000ms” animation_delay_phone=”” animation_delay_last_edited=”on|tablet” text_text_shadow_style=”preset2″ global_colors_info=”{}”]We can help.\u00a0Give us a call at 1-888-527-8999<\/a><\/span>\u00a0or send us a quick note to call you back and we’ll be in touch to answer any questions you may have about debt. We’ll help you find the solution that works best for you.<\/span>[\/et_pb_text][et_pb_button button_url=”\/contact-us#options” button_text=”Get Help Now” button_alignment=”center” _builder_version=”4.17.3″ custom_button=”on” button_text_color=”#ffffff” button_bg_color=”#2ad13d” button_border_width=”2px” button_border_radius=”8px” button_font=”|600|||||||” button_icon=”5||divi||400″ z_index=”1″ animation_duration_tablet=”1000ms” animation_duration_phone=”” animation_duration_last_edited=”on|tablet” global_colors_info=”{}” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”RGBA(255,255,255,0)” button_bg_enable_color__hover=”on” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#2AD13D”][\/et_pb_button][et_pb_text admin_label=”Extra Space” _builder_version=”4.16″ background_enable_color=”off” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|desktop” transform_translate=”0px|-350px” transform_translate_tablet=”0px|-380px” transform_translate_phone=”0px|-430px” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|desktop” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|desktop” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|desktop” transform_styles_last_edited=”on|phone” z_index=”-1″ max_width_tablet=”100%” max_width_phone=”” max_width_last_edited=”on|tablet” min_height=”385px” min_height_tablet=”430px” min_height_phone=”470px” min_height_last_edited=”on|tablet” animation_style=”fade” animation_duration=”2000ms” animation_delay=”6500ms” hover_transition_speed_curve=”ease-in” transform_styles_tablet=”” transform_styles_phone=”” border_radii=”on|8px|8px|8px|8px” global_colors_info=”{}”][\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”CTA – 4 Question Quiz” _builder_version=”4.8.2″ background_color=”#5b25af” background_enable_image=”off” max_width=”100%” custom_padding=”20px||1px||false|false” custom_padding_tablet=”” custom_padding_phone=”10px||||false|false” top_divider_height=”180px” top_divider_flip=”horizontal” top_divider_height_tablet=”100px” top_divider_height_phone=”” top_divider_height_last_edited=”on|phone” bottom_divider_style=”curve2″ bottom_divider_color=”#5B25AF” bottom_divider_height=”150px” bottom_divider_style_last_edited=”off|tablet” bottom_divider_height_tablet=”80px” bottom_divider_height_phone=”70px” bottom_divider_height_last_edited=”on|phone” scroll_blur=”0|40|60|100|100px|0px|0px” da_disable_devices=”off|off|off” global_module=”31912″ saved_tabs=”all” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row custom_padding_last_edited=”on|tablet” admin_label=”Service Section Title” _builder_version=”4.16″ custom_margin=”0px|auto||auto|false|false” custom_padding=”140px||140px||false|false” custom_padding_tablet=”100px||100px||false|false” custom_padding_phone=”70px||||false|false” animation_style=”fade” animation_direction=”top” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Title” _builder_version=”4.16″ text_font=”|700|||||||” text_text_color=”rgba(255,255,255,0.6)” text_font_size=”30px” text_line_height=”1em” header_font=”||||||||” header_text_color=”#ffffff” header_2_font=”Montserrat|700||on|||||” header_2_font_size=”42px” header_2_line_height=”1.3em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” background_layout=”dark” max_width=”700px” module_alignment=”center” animation_direction=”bottom” inline_fonts=”Work Sans” global_colors_info=”{}”]<\/p>\n

Want to know exactly where to start?<\/p>\n

[\/et_pb_text][et_pb_text admin_label=”Title” _builder_version=”4.16″ text_font=”|700|||||||” text_text_color=”#ffffff” text_font_size=”30px” text_line_height=”1em” header_font=”||||||||” header_text_color=”#ffffff” header_2_font=”Montserrat|700||on|||||” header_2_font_size=”42px” header_2_line_height=”1.3em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” background_layout=”dark” max_width=”700px” module_alignment=”center” custom_margin=”-15px||||false|false” animation_direction=”bottom” inline_fonts=”Work Sans” global_colors_info=”{}”]<\/p>\n

Just answer these 4 simple questions<\/p>\n

[\/et_pb_text][et_pb_text admin_label=”Subtitle” _builder_version=”4.16″ text_font=”||||||||” text_text_color=”#ffffff” text_line_height=”1.8em” header_font=”||||||||” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” max_width=”700px” module_alignment=”center” custom_margin=”|||” animation_direction=”bottom” global_colors_info=”{}”]<\/p>\n

Simply respond to these 4 easy, multiple-choice questions to see how we can help you. It only takes a minute, and you might be surprised by what you learn.<\/p>\n

[\/et_pb_text][et_pb_button button_url=”\/financial-tools-resources\/debt-quiz-assessment-tool-short” button_text=”Start the Quiz” button_alignment=”center” _builder_version=”4.16″ _module_preset=”default” custom_button=”on” button_icon=”5||divi||400″ global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” prev_background_color=”#5b25af” admin_label=”Related Topics” _builder_version=”4.19.1″ background_color=”rgba(91,37,175,0.15)” z_index=”0″ custom_margin=”||||false|false” custom_padding=”180px|0px|100px|0px|false|false” custom_padding_tablet=”150px||0px||false|false” custom_padding_phone=”100px||0px||false|false” top_divider_style=”curve2″ top_divider_arrangement=”above_content” top_divider_height_tablet=”70px” top_divider_height_phone=”” top_divider_height_last_edited=”on|phone” da_disable_devices=”off|off|off” collapsed=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”27px|0px|27px|0px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”H2 Heading” _builder_version=”4.16″ text_font=”||||||||” header_font=”Work Sans|600|||||||” header_2_font=”||||||||” header_2_line_height=”1.3em” header_4_font=”Work Sans||||||||” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” custom_margin=”||2px|||” locked=”off” global_colors_info=”{}” header_font_size__hover=”30px” header_font_size__hover_enabled=”30px” header_letter_spacing__hover=”0px” header_letter_spacing__hover_enabled=”0px” header_text_shadow_style__hover=”none” header_text_shadow_style__hover_enabled=”none” header_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)”]<\/p>\n

Related Topics<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ make_equal=”on” disabled_on=”on|on|off” admin_label=”Related Article Cards | Desktop” _builder_version=”4.27.4″ width=”70%” max_width=”1600px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_column type=”1_3″ _builder_version=”4.16″ background_color=”#ffffff” transform_translate_linked__hover=”off” link_option_url=”\/debt-help” border_radii=”on|8px|8px|8px|8px” box_shadow_style=”preset2″ global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-10px”][et_pb_image src=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/10\/getting-rid-of-debt_related_topic.jpg” alt=”getting rid of debt” title_text=”getting-rid-of-debt” _builder_version=”4.16″ border_radii=”off|8px|8px||” global_colors_info=”{}”][\/et_pb_image][et_pb_text admin_label=”H3 + Teaser Text” _builder_version=”4.16″ header_3_text_align=”left” header_3_text_color=”rgba(0,0,0,0.8)” header_3_line_height=”1.3em” width=”80%” max_width=”80%” module_alignment=”center” custom_margin=”||30px||false|false” global_colors_info=”{}” content__hover_enabled=”off|desktop” header_3_text_color__hover_enabled=”on|hover” header_3_text_color__hover=”#2ad13d”]<\/p>\n

Getting Rid of Debt<\/h3>\n

We’re happy to help you figure out your options. There are more than you might think.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ background_color=”#ffffff” transform_translate_linked__hover=”off” link_option_url=”\/debt-help\/debt-management-program” border_radii=”on|8px|8px|8px|8px” box_shadow_style=”preset2″ global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-10px”][et_pb_image src=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/09\/talking-to-a-credit-counsellor_related_topics.jpg” alt=”talking to a credit counsellor” title_text=”debt-management-program” _builder_version=”4.16″ global_colors_info=”{}”][\/et_pb_image][et_pb_text admin_label=”H3 + Teaser Text” _builder_version=”4.16″ header_3_text_align=”left” header_3_text_color=”rgba(0,0,0,0.8)” header_3_line_height=”1.3em” width=”80%” max_width=”80%” module_alignment=”center” custom_margin=”||30px||false|false” global_colors_info=”{}” content__hover_enabled=”off|desktop” header_3_text_color__hover_enabled=”on|hover” header_3_text_color__hover=”#2ad13d”]<\/p>\n

Debt Management Program<\/h3>\n

You’re not alone if you’re wondering if a DMP is right for you. Here’s what it is and how it works.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ background_color=”#ffffff” transform_translate_linked__hover=”off” link_option_url=”\/debt-help\/credit-counselling” border_radii=”on|8px|8px|8px|8px” box_shadow_style=”preset2″ global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-10px”][et_pb_image src=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/09\/signing-agreement-with-advisor_related_topics.jpg” alt=”signing agreement with advisor” title_text=”credit-counselling” _builder_version=”4.16″ global_colors_info=”{}”][\/et_pb_image][et_pb_text admin_label=”H3 + Teaser Text” _builder_version=”4.16″ header_3_text_align=”left” header_3_text_color=”rgba(0,0,0,0.8)” header_3_line_height=”1.3em” width=”80%” max_width=”80%” module_alignment=”center” custom_margin=”||30px||false|false” global_colors_info=”{}” content__hover_enabled=”off|desktop” header_3_text_color__hover_enabled=”on|hover” header_3_text_color__hover=”#2ad13d”]<\/p>\n

Credit Counselling<\/h3>\n

Are you curious about what credit counselling is or how it works? Here’s what you need to know.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=”off|off|on” admin_label=”Related Article Swipe Cards | Mobile” _builder_version=”4.16″ custom_padding=”3px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_code admin_label=”Swiper Code for Swipe Cards (Need to upload card images and then enter their URLs in this code)” _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n