{"id":10740,"date":"2020-08-14T15:59:33","date_gmt":"2020-08-14T15:59:33","guid":{"rendered":"https:\/\/nomoredebts.org\/?page_id=10740"},"modified":"2021-08-26T19:48:01","modified_gmt":"2021-08-26T19:48:01","slug":"nina","status":"publish","type":"page","link":"https:\/\/nomoredebts.org\/nina","title":{"rendered":"Nina"},"content":{"rendered":"\n[et_pb_section fb_built=”1″ next_background_color=”#e7dff3″ admin_label=”Banner Image with Heading and Text” module_class=”vertical-align” _builder_version=”4.5.3″ use_background_color_gradient=”on” background_color_gradient_start=”rgba(91,37,175,0.44)” background_color_gradient_end=”rgba(91,37,175,0)” background_color_gradient_type=”radial” background_color_gradient_start_position=”15%” background_color_gradient_end_position=”70%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/08\/nina-client_hero.jpg” min_height=”550px” bottom_divider_style=”wave2″ bottom_divider_height_tablet=”70px” bottom_divider_height_phone=”50px” bottom_divider_height_last_edited=”on|phone” animation_style=”fade” background_last_edited=”on|phone” background_size_phone=”cover” background_position_tablet=”top_center” background_position_phone=”top_center” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row custom_padding_last_edited=”on|phone” admin_label=”Row” _builder_version=”4.4.8″ background_enable_image=”off” max_width=”100%” module_alignment=”center” custom_margin=”||||false|false” custom_padding=”||90px||false|false” custom_padding_tablet=”” custom_padding_phone=”||80px||false|false”][et_pb_column type=”4_4″ _builder_version=”4.4.2″][et_pb_text admin_label=”Heading” _builder_version=”4.5.3″ text_font=”|600|||||||” text_font_size=”42px” text_line_height=”1em” text_orientation=”center” background_layout=”dark” module_alignment=”center” custom_margin=”||26px|||” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”25%” text_text_shadow_style=”preset2″]

Nina’s Story<\/p>[\/et_pb_text][et_pb_text admin_label=”Text” _builder_version=”4.5.3″ text_font_size=”22px” text_line_height=”1em” text_orientation=”center” background_layout=”dark” module_alignment=”center” custom_margin=”||||false|false” custom_padding=”||||false|false” animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”25%” text_text_shadow_style=”preset2″]

A journey towards debt freedom.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ next_background_color=”#ffffff” _builder_version=”4.5.3″ _module_preset=”default” background_color=”#e7dff3″ custom_padding=”||125px|||” bottom_divider_style=”curve2″ da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”4.5.3″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.5.3″ _module_preset=”default”][et_pb_dmb_breadcrumbs font_icon=”%%20%%” use_home_icon=”off” use_home_text=”on” _builder_version=”4.9.2″ body_text_color=”rgba(102,102,102,0.8)” link_text_color=”rgba(42,209,61,0.8)” custom_padding_tablet=”” custom_padding_phone=”20px||||false|false” custom_padding_last_edited=”on|phone” animation_direction=”left” global_module=”6437″ saved_tabs=”all” link_text_color__hover_enabled=”on|hover” link_text_color__hover=”rgba(90,39,178,0.4)”][\/et_pb_dmb_breadcrumbs][et_pb_text _builder_version=”4.5.3″ _module_preset=”default”]

Nina’s Journey Out of Debt<\/h1>\n

Nina’s story is similar to that of many Canadians. She received a credit card at 19 years old and having no formal education around personal finances or credit usage, modeled her spending habits after her parents. As she became more comfortable using credit to make purchases, Nina soon realized that her credit card balance wasn’t going down.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.5.3″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.5.3″ _module_preset=”default”][et_pb_video src=”https:\/\/player.vimeo.com\/video\/364414155″ _builder_version=”4.5.7″ _module_preset=”default” border_radii=”on|8px|8px|8px|8px”][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Testimonial – Nina” _builder_version=”4.5.3″ custom_margin=”||1px||false|false” custom_margin_tablet=”||0px||false|false” custom_margin_phone=”” custom_margin_last_edited=”on|phone” custom_padding=”150px||||false|false” collapsed=”off” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” custom_padding_last_edited=”on|phone” admin_label=”Testimonial” _builder_version=”4.4.8″ width_tablet=”” width_phone=”80%” width_last_edited=”on|phone” module_alignment=”center” custom_margin=”|auto||auto|false|false” custom_margin_tablet=”” custom_margin_phone=”0px||0px||true|false” custom_margin_last_edited=”on|phone” custom_padding=”0px|0px|0px||false|false” custom_padding_tablet=”” custom_padding_phone=”0px||0px||true|false”][et_pb_column type=”1_2″ _builder_version=”4.4.8″ animation_style=”slide” animation_direction=”left” animation_intensity_slide=”2%”][et_pb_image src=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/06\/nina-testimonial.png” alt=”Delores” title_text=”Nina” show_bottom_space=”off” align=”center” admin_label=”Nina” _builder_version=”4.4.8″ width=”100%” max_width=”100%” module_alignment=”center” max_height=”385px” custom_margin=”15px|0px|0px|80px|false|false” custom_margin_tablet=”0px|||0px|false|false” custom_margin_phone=”” custom_margin_last_edited=”on|phone” custom_padding=”0px|0px|0px|0px|false|false” custom_padding_tablet=”||35px||false|false” custom_padding_phone=”||0px||false|false” custom_padding_last_edited=”on|phone” animation_direction=”left” border_radii=”on|436px|436px|436px|436px” box_shadow_style=”preset1″ box_shadow_horizontal=”4px” box_shadow_vertical=”4px” box_shadow_blur=”21px” box_shadow_color=”rgba(0,0,0,0.15)”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.4.8″ animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”4%”][et_pb_image src=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/05\/Testimonial_speech.png” title_text=”Testimonial” admin_label=”Quotation Mark” _builder_version=”4.4.8″ transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|phone” transform_translate_tablet=”” transform_translate_phone=”” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|phone” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|phone” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|phone” transform_styles_last_edited=”on|phone” max_width=”150px” max_width_tablet=”122px” max_width_phone=”116px” max_width_last_edited=”on|phone” module_alignment=”left” custom_margin=”-30px|0px|-30px|0px|true|true” custom_margin_tablet=”-30px|0px|-30px|0px|true|true” custom_margin_phone=”-25px|0px|-25px||true|false” custom_margin_last_edited=”on|phone” custom_padding=”0px|42px||42px|false|true” custom_padding_tablet=”0px|50px||0px|false|false” custom_padding_phone=”40px|60px|0px|0px|false|false” custom_padding_last_edited=”on|phone” filter_opacity=”30%” transform_styles_tablet=”” transform_styles_phone=””][\/et_pb_image][et_pb_text content_tablet=”

I feel like I can breathe again<\/h2>” content_phone=”

I feel like I can breathe again<\/h2>” content_last_edited=”off|desktop” admin_label=”H2 Heading” _builder_version=”4.4.8″ header_font=”|600|||||||” header_text_align=”left” header_text_color=”#5b25af” header_font_size=”42px” header_line_height=”1.3em” header_2_font=”Work Sans|600|||||||” header_2_text_color=”#5b25af” header_2_font_size=”42px” width=”94%” width_tablet=”” width_phone=”100%” width_last_edited=”on|phone” max_width=”100%” max_width_tablet=”” max_width_phone=”100%” max_width_last_edited=”on|phone” module_alignment=”left” custom_margin=”|0px|0px|0px|false|true” custom_padding=”|0px||89px|true|false” custom_padding_tablet=”|||51px|true|false” custom_padding_phone=”|||38px|true|false” custom_padding_last_edited=”on|phone” module_alignment_tablet=”” module_alignment_phone=”left” module_alignment_last_edited=”on|phone” custom_css_main_element=”font-weight: 600;|| font-size: 42px;|| color: #2b2b2b!important;|| line-height: 1.3em;|| text-align: left;”]

You don\u2019t need to deal with debt alone<\/h2>[\/et_pb_text][et_pb_text admin_label=”Paragraph” _builder_version=”4.4.8″ transform_translate_linked=”off” width=”100%” width_tablet=”” width_phone=”100%” width_last_edited=”on|phone” max_width=”100%” max_width_tablet=”” max_width_phone=”100%” max_width_last_edited=”on|phone” custom_margin=”15px|0px|0px|0px|false|true” custom_padding=”0px|89px|0px|89px|true|true” custom_padding_tablet=”|0px||51px|true|false” custom_padding_phone=”|40px||40px|true|true” custom_padding_last_edited=”on|phone” module_alignment_tablet=”” module_alignment_phone=”” module_alignment_last_edited=”on|phone”]

I never thought that I would be someone that would go into debt. I felt ashamed, I was jealous that everybody else had it all together except for me. When I heard about credit counselling, it just seemed like the right idea. I guess the big takeaway is just how, taken care of I felt. And then very quickly I just felt very light as if that big problem that was sitting on my shoulders wasn\u2019t just mine anymore. What a positive impact credit counselling had on my life.<\/p>\n

Nina<\/strong><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ prev_background_color=”#ffffff” next_background_color=”#5b25af” _builder_version=”4.5.3″ _module_preset=”default” background_color=”#e4f8e0″ custom_margin=”40px|||||” custom_padding=”160px||160px|||” top_divider_style=”ramp2″ bottom_divider_style=”ramp2″ da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”4.5.3″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.5.3″ _module_preset=”default”][et_pb_text _builder_version=”4.9.2″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″]

Find Out Your Options & Get Back on Track<\/h2>\nNina’s debt solution was specific to her situation. To learn more about the options available to you to become debt free, schedule a free credit counselling appointment with a certified and accredited non-profit credit counsellor.[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.5.3″ _module_preset=”default”][et_pb_column type=”1_3″ _builder_version=”4.5.3″ _module_preset=”default”][et_pb_blurb title=”Book Your Appointment” url=”\/contact-us#options” image=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/06\/contact-us_icon_green.png” image_last_edited=”off|desktop” _builder_version=”4.5.3″ _module_preset=”default” header_level=”h3″ header_text_align=”center” header_text_color=”#2ad13d” link_option_url=”\/contact-us#options” image__hover_enabled=”on|hover” header_text_color__hover_enabled=”on|desktop” header_text_color__hover=”#5b25af” image__hover=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/06\/contact-us_icon_purple.png”]

Get an appointment time with a certified credit counsellor through one of our many contact options, or call us directly\u00a0 at 1-888-527-8999.<\/p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.5.3″ _module_preset=”default”][et_pb_blurb title=”Collect Your Information” url=”\/contact-us#options” image=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/06\/collect-your-information_icon_green.png” _builder_version=”4.5.3″ _module_preset=”default” header_level=”h3″ header_text_align=”center” header_text_color=”#2ad13d” link_option_url=”\/contact-us#options” header_text_color__hover_enabled=”on|hover” image__hover_enabled=”on|hover” image__hover=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/06\/collect-your-information_icon_purple.png” header_text_color__hover=”#5b25af”]

Gather any information you can about your income, debts, and household expenses to discuss during your appointment.<\/p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.5.3″ _module_preset=”default”][et_pb_blurb title=”Attend Your Appointment” url=”\/contact-us#options” image=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/06\/attend-your-appointment_icon_green.png” _builder_version=”4.5.3″ _module_preset=”default” header_level=”h3″ header_text_align=”center” header_text_color=”#2ad13d” link_option_url=”\/contact-us#options” image__hover_enabled=”on|hover” image__hover=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/06\/attend-your-appointment_icon_purple.png” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#5b25af”]

Show up to your apointment and review your financial situation in person or over the phone and discuss your best options.<\/p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”CTA 1 – You’re not alone” _builder_version=”4.5.3″ background_color=”#5b25af” background_enable_image=”off” max_width=”100%” custom_padding=”70px||1px||false|false” custom_padding_tablet=”5px||30px||false|false” custom_padding_phone=”” top_divider_height=”180px” top_divider_flip=”horizontal” top_divider_height_tablet=”100px” top_divider_height_phone=”” top_divider_height_last_edited=”on|phone” bottom_divider_style=”curve2″ bottom_divider_color=”#e7dff3″ bottom_divider_height=”150px” bottom_divider_style_last_edited=”off|tablet” bottom_divider_height_tablet=”80px” bottom_divider_height_phone=”70px” bottom_divider_height_last_edited=”on|phone” scroll_blur=”0|40|60|100|100px|0px|0px” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row custom_padding_last_edited=”on|phone” admin_label=”Service Section Title” _builder_version=”4.6.5″ custom_margin=”|auto||auto|false|false” custom_padding=”||140px||false|false” custom_padding_tablet=”100px||100px||false|false” custom_padding_phone=”100px||||false|false” animation_direction=”top” locked=”off”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Title” _builder_version=”4.6.5″ text_font=”|700|||||||” text_text_color=”rgba(255,255,255,0.6)” text_font_size=”30px” text_line_height=”1em” header_font=”||||||||” header_text_color=”#ffffff” header_2_font=”Montserrat|700||on|||||” header_2_font_size=”42px” header_2_line_height=”1.3em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” background_layout=”dark” max_width=”700px” module_alignment=”center” animation_direction=”bottom” inline_fonts=”Work Sans”]

Need to get out of debt?<\/p>[\/et_pb_text][et_pb_text admin_label=”Title” _builder_version=”4.6.5″ text_font=”|700|||||||” text_text_color=”#ffffff” text_font_size=”30px” text_line_height=”1em” header_font=”||||||||” header_text_color=”#ffffff” header_2_font=”Montserrat|700||on|||||” header_2_font_size=”42px” header_2_line_height=”1.3em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” background_layout=”dark” max_width=”700px” module_alignment=”center” custom_margin=”-15px||||false|false” custom_padding=”||0px|||” animation_direction=”bottom” inline_fonts=”Work Sans”]

Talk to a non-profit credit counsellor.\u00a0<\/p>[\/et_pb_text][et_pb_text admin_label=”Subtitle” _builder_version=”4.6.5″ text_font=”||||||||” text_text_color=”#ffffff” text_line_height=”1.8em” header_font=”||||||||” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” max_width=”700px” module_alignment=”center” custom_margin=”|||” custom_padding=”0px|||||” animation_direction=”bottom”]

The longer you wait, the less options you\u2019ll have. The best solution to choose will be the one that fits your budget and helps you avoid getting into debt again in the future. We can help you discover that solution.<\/p>[\/et_pb_text][et_pb_button button_url=”\/contact-us#options” button_text=”Book an Appointment” button_alignment=”center” _builder_version=”4.6.5″ _module_preset=”default” custom_button=”on” button_bg_color=”#2ad13d” button_icon=”%%20%%” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#2ad13d” button_bg_enable_color__hover=”on” button_border_radius__hover_enabled=”on|hover” button_border_radius__hover=”8px”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Related Topics” _builder_version=”4.4.7″ background_color=”rgba(91,37,175,0.15)” z_index=”0″ custom_margin=”1px||||false|false” custom_padding=”100px|0px|100px|0px|false|false” custom_padding_tablet=”||0px||false|false” custom_padding_phone=”50px||0px||false|false” top_divider_arrangement=”above_content” collapsed=”off” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”27px|0px|27px|0px”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”H2 Heading” _builder_version=”4.4.7″ text_font=”||||||||” header_font=”Work Sans|600|||||||” header_2_font=”||||||||” header_2_line_height=”1.3em” header_4_font=”Work Sans||||||||” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” custom_margin=”||2px|||” locked=”off” header_font_size__hover=”30px” header_font_size__hover_enabled=”30px” header_letter_spacing__hover=”0px” header_letter_spacing__hover_enabled=”0px” header_text_shadow_style__hover=”none” header_text_shadow_style__hover_enabled=”none” header_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)”]

Related Articles<\/h2>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ make_equal=”on” disabled_on=”on|on|off” admin_label=”Related Article Cards | Desktop” _builder_version=”4.6.5″ width=”70%” max_width=”100%”][et_pb_column type=”1_3″ _builder_version=”4.6.5″ background_color=”#ffffff” transform_translate_linked__hover=”off” link_option_url=”\/about-us\/credit-counselling-society\/testimonials” border_radii=”on|8px|8px|8px|8px” box_shadow_style=”preset2″ transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-10px”][et_pb_image src=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/10\/client-reviews_related_topic.jpg” title_text=”client-reviews” _builder_version=”4.6.5″][\/et_pb_image][et_pb_text admin_label=”H3 + Teaser Text” _builder_version=”4.6.5″ header_3_text_align=”left” header_3_text_color=”rgba(0,0,0,0.8)” header_3_line_height=”1.3em” width=”80%” max_width=”80%” module_alignment=”center” custom_margin=”||30px||false|false” content__hover_enabled=”off|desktop” header_3_text_color__hover_enabled=”on|hover” header_3_text_color__hover=”#2ad13d”]

Client Reviews<\/h3>\n

Directly from our clients, read and hear about their experiences with CCS.<\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.6.5″ background_color=”#ffffff” transform_translate_linked__hover=”off” link_option_url=”\/chris” border_radii=”on|8px|8px|8px|8px” box_shadow_style=”preset2″ transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-10px”][et_pb_image src=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/10\/chriss-story_related_topics.jpg” title_text=”chris-story” _builder_version=”4.6.5″][\/et_pb_image][et_pb_text admin_label=”H3 + Teaser Text” _builder_version=”4.6.5″ header_3_text_align=”left” header_3_text_color=”rgba(0,0,0,0.8)” header_3_line_height=”1.3em” width=”80%” max_width=”80%” module_alignment=”center” custom_margin=”||30px||false|false” content__hover_enabled=”off|desktop” header_3_text_color__hover_enabled=”on|hover” header_3_text_color__hover=”#2ad13d”]

Chris’ Story<\/h3>\n

Learn about Chris’ journey out of debt with help from the Credit Counselling Society.<\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.6.5″ background_color=”#ffffff” transform_translate_linked__hover=”off” link_option_url=”\/debt-help\/credit-counselling” border_radii=”on|8px|8px|8px|8px” box_shadow_style=”preset2″ transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-10px”][et_pb_image src=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/09\/signing-agreement-with-advisor_related_topics.jpg” title_text=”credit-counselling” _builder_version=”4.6.5″][\/et_pb_image][et_pb_text admin_label=”H3 + Teaser Text” _builder_version=”4.6.5″ header_3_text_align=”left” header_3_text_color=”rgba(0,0,0,0.8)” header_3_line_height=”1.3em” width=”80%” max_width=”80%” module_alignment=”center” custom_margin=”||30px||false|false” content__hover_enabled=”off|desktop” header_3_text_color__hover_enabled=”on|hover” header_3_text_color__hover=”#2ad13d”]

Credit Counselling<\/h3>\n

Are you curious about what credit counselling is or how it works? Here’s what you need to know.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=”off|off|on” admin_label=”Related Article Swipe Cards | Mobile” _builder_version=”4.4.7″ custom_padding=”3px|||||”][et_pb_column type=”4_4″ _builder_version=”4.4.7″][et_pb_code admin_label=”Swiper Code for Swipe Cards (Need to upload card images and then enter their URLs in this code)” _builder_version=”4.6.5″]