{"id":16939,"date":"2020-09-18T21:31:41","date_gmt":"2020-09-18T21:31:41","guid":{"rendered":"https:\/\/nomoredebts.org\/?page_id=16938"},"modified":"2025-06-17T21:47:49","modified_gmt":"2025-06-18T04:47:49","slug":"ontario","status":"publish","type":"page","link":"https:\/\/nomoredebts.org\/debt-consolidation-canada\/ontario","title":{"rendered":"Debt Consolidation Options in Ontario &#8211; Debt Relief &#038; Help"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; next_background_color=&#8221;#ffffff&#8221; admin_label=&#8221;Banner Image with Heading and Text&#8221; module_class=&#8221;vertical-align&#8221; _builder_version=&#8221;4.16&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_type=&#8221;circular&#8221; background_color_gradient_stops=&#8221;rgba(91,37,175,0.44) 15%|rgba(91,37,175,0) 70%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(91,37,175,0.44)&#8221; background_color_gradient_start_position=&#8221;15%&#8221; background_color_gradient_end=&#8221;rgba(91,37,175,0)&#8221; background_color_gradient_end_position=&#8221;70%&#8221; background_image=&#8221;\/wp-content\/uploads\/2020\/09\/ontario-credit-counselling-1.jpg&#8221; min_height=&#8221;550px&#8221; bottom_divider_style=&#8221;wave2&#8243; bottom_divider_height_tablet=&#8221;70px&#8221; bottom_divider_height_phone=&#8221;50px&#8221; bottom_divider_height_last_edited=&#8221;on|phone&#8221; background_last_edited=&#8221;on|phone&#8221; background_color_gradient_stops_tablet=&#8221;rgba(91,37,175,0.44) 16%|rgba(91,37,175,0) 80%&#8221; background_color_gradient_stops_phone=&#8221;rgba(91,37,175,0.44) 30%|rgba(91,37,175,0) 90%&#8221; background_color_gradient_start_position_tablet=&#8221;16%&#8221; background_color_gradient_start_position_phone=&#8221;30%&#8221; background_color_gradient_end_position_tablet=&#8221;80%&#8221; background_color_gradient_end_position_phone=&#8221;90%&#8221; background_size_phone=&#8221;cover&#8221; background_position_tablet=&#8221;top_center&#8221; background_position_phone=&#8221;top_center&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;Row&#8221; _builder_version=&#8221;4.16&#8243; background_enable_image=&#8221;off&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||90px||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||80px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Heading&#8221; _builder_version=&#8221;4.16&#8243; text_font=&#8221;|600|||||||&#8221; text_font_size=&#8221;42px&#8221; text_line_height=&#8221;1em&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||26px|||&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_intensity_slide=&#8221;25%&#8221; animation_duration_tablet=&#8221;&#8221; animation_duration_phone=&#8221;0ms&#8221; animation_duration_last_edited=&#8221;on|phone&#8221; animation_intensity_slide_tablet=&#8221;&#8221; animation_intensity_slide_phone=&#8221;0%&#8221; animation_intensity_slide_last_edited=&#8221;on|phone&#8221; text_text_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221;]Ontario Debt Consolidation Help[\/et_pb_text][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;4.16&#8243; text_font_size=&#8221;22px&#8221; text_line_height=&#8221;1.2em&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_slide=&#8221;25%&#8221; animation_duration_tablet=&#8221;&#8221; animation_duration_phone=&#8221;0ms&#8221; animation_duration_last_edited=&#8221;on|phone&#8221; animation_intensity_slide_tablet=&#8221;&#8221; animation_intensity_slide_phone=&#8221;0%&#8221; animation_intensity_slide_last_edited=&#8221;on|desktop&#8221; text_text_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221;]Examine all your options to get back on track.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_2_font_size=&#8221;30px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"line-height: 90%;\">Debt Consolidation in Ontario \u2013 Expert Non-Profit Guidance<br \/><span style=\"font-size: 70%; color: #747474; line-height: 90%;\">More than a Debt Consolidation Company &#8211; We Offer Objective Non-Profit Options &amp; Advice<\/span><\/h1>\n<p><!-- Non-profit debt consolidation loan options & advice in Ontario. Offering the best, objective service - more than a company can typically offer. -->Have you been declined for a <a href=\"https:\/\/nomoredebts.org\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"color: #666;\"><b>debt consolidation loan in Ontario<\/b><\/span><\/a> by your bank or any consolidation companies you&#8217;ve spoken to? Are you struggling to keep up with your bills? Don&#8217;t let stress and worry get to you. We can help.<\/p>\n<h2>We&#8217;ll Help You Find the Right Option &#8211; Solutions for Problems with Debt Consolidation Loans, Credit Cards or Bad Credit<\/h2>\n<p>One of our highly trained, <a href=\"https:\/\/nomoredebts.org\/about-us\/credit-counselling-society\/ccs-counsellor-qualifications-certifications\">professionally accredited counsellors<\/a> can lay out all of your options for you and <b>help you find the right solution that will work out best for your situation<\/b>\u2014regardless of whether maxed out credit cards, bad credit or other problems have held you back from obtaining a debt consolidation loan. As a non-profit service, we don&#8217;t push any particular solution. Instead, all of our debt consolidation advice is centered around your needs and the options that will work best for your financial situation.<\/p>\n<h2>We Can Help You Get Your Finances Back on Track, Save Money and Pay Off Debt<\/h2>\n<p>Our experienced counsellors can help you get going right away with a solid plan to:<\/p>\n<ul>\n<li>Carefully look at all your debt consolidation options to address your debt and get your finances back on track<\/li>\n<li>Effectively handle your bills and living expenses<\/li>\n<li>Repay your debts with one manageable monthly payment<\/li>\n<li>Save yourself thousands in interest charges<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;CTA &#8211; 4 Question Quiz&#8221; _builder_version=&#8221;4.22.0&#8243; background_color=&#8221;#5B25AF&#8221; background_enable_image=&#8221;off&#8221; parallax=&#8221;on&#8221; parallax_method=&#8221;off&#8221; 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max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;-15px||||false|false&#8221; animation_direction=&#8221;bottom&#8221; animation_duration_tablet=&#8221;1000ms&#8221; animation_duration_phone=&#8221;&#8221; animation_duration_last_edited=&#8221;on|tablet&#8221; animation_delay_tablet=&#8221;1000ms&#8221; animation_delay_phone=&#8221;&#8221; animation_delay_last_edited=&#8221;on|tablet&#8221; text_text_shadow_style=&#8221;preset2&#8243; temp_global_parent=&#8221;50510&#8243; inline_fonts=&#8221;Work Sans&#8221; global_colors_info=&#8221;{}&#8221;]See How One of Our Credit Counsellors Can Help You[\/et_pb_text][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;4.23.4&#8243; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.6em&#8221; header_font=&#8221;||||||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; 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header_2_font_size=&#8221;42px&#8221; header_2_line_height=&#8221;1.3em&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; z_index=&#8221;1&#8243; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;60%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; module_alignment=&#8221;center&#8221; animation_direction=&#8221;bottom&#8221; animation_duration_tablet=&#8221;1000ms&#8221; animation_duration_phone=&#8221;&#8221; animation_duration_last_edited=&#8221;on|tablet&#8221; text_text_shadow_style=&#8221;preset2&#8243; temp_global_parent=&#8221;50510&#8243; inline_fonts=&#8221;Work Sans&#8221; global_colors_info=&#8221;{}&#8221;]You Probably Have Other Options[\/et_pb_text][et_pb_text admin_label=&#8221;Title&#8221; _builder_version=&#8221;4.22.0&#8243; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;rgba(255,255,255,0.9)&#8221; text_font_size=&#8221;30px&#8221; text_line_height=&#8221;1em&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#ffffff&#8221; header_2_font=&#8221;Montserrat|700||on|||||&#8221; header_2_font_size=&#8221;42px&#8221; header_2_line_height=&#8221;1.3em&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; z_index=&#8221;1&#8243; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;60%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;-15px||||false|false&#8221; animation_direction=&#8221;bottom&#8221; animation_duration_tablet=&#8221;1000ms&#8221; animation_duration_phone=&#8221;&#8221; animation_duration_last_edited=&#8221;on|tablet&#8221; animation_delay_tablet=&#8221;1000ms&#8221; animation_delay_phone=&#8221;&#8221; animation_delay_last_edited=&#8221;on|tablet&#8221; text_text_shadow_style=&#8221;preset2&#8243; temp_global_parent=&#8221;50510&#8243; inline_fonts=&#8221;Work Sans&#8221; global_colors_info=&#8221;{}&#8221;]See What They Are[\/et_pb_text][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;4.23.4&#8243; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.6em&#8221; header_font=&#8221;||||||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; z_index=&#8221;1&#8243; text_orientation=&#8221;center&#8221; max_width=&#8221;60%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; module_alignment=&#8221;center&#8221; min_height=&#8221;79px&#8221; custom_margin=&#8221;-15px||||false|false&#8221; animation_direction=&#8221;bottom&#8221; animation_duration_tablet=&#8221;1500ms&#8221; animation_duration_phone=&#8221;&#8221; animation_duration_last_edited=&#8221;on|tablet&#8221; animation_delay_tablet=&#8221;2000ms&#8221; animation_delay_phone=&#8221;&#8221; animation_delay_last_edited=&#8221;on|tablet&#8221; text_text_shadow_style=&#8221;preset2&#8243; temp_global_parent=&#8221;50510&#8243; global_colors_info=&#8221;{}&#8221;]You may have an idea of how to resolve your financial situation, but it&#8217;s very possible that other viable options may be available to you &#8211; other options that could potentially resolve your situation more quickly and affordably with payments that actually fit your budget. Every option has pros and cons, but it&#8217;s definitely worth taking a few minutes to see what your other options look like and whether you think you&#8217;d like to look into any of them further.[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/nomoredebts.org\/financial-tools-resources\/debt-quiz-assessment-tool-medium&#8221; button_text=&#8221;See My Options&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.23.4&#8243; custom_button=&#8221;on&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#2ad13d&#8221; button_border_width=&#8221;2px&#8221; button_border_radius=&#8221;8px&#8221; button_font=&#8221;|600|||||||&#8221; button_icon=&#8221;&#x35;||divi||400&#8243; z_index=&#8221;1&#8243; animation_style=&#8221;fade&#8221; animation_duration=&#8221;2000ms&#8221; animation_starting_opacity=&#8221;30%&#8221; animation_duration_tablet=&#8221;1000ms&#8221; animation_duration_phone=&#8221;&#8221; animation_duration_last_edited=&#8221;on|tablet&#8221; temp_global_parent=&#8221;50510&#8243; ab_goal=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off|desktop&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;RGBA(255,255,255,0)&#8221; button_bg_enable_color__hover=&#8221;on&#8221; button_text_color__hover=&#8221;#2AD13D&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; next_background_color=&#8221;#ffffff&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;rgba(91,37,175,0.15)&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#e7dff3 0%|rgba(255,255,255,0.85) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;#e7dff3&#8243; background_color_gradient_end=&#8221;rgba(255,255,255,0.85)&#8221; background_image=&#8221;\/wp-content\/uploads\/2020\/04\/credit-counselling-society-tv-interview-7.jpg&#8221; background_position=&#8221;top_center&#8221; z_index=&#8221;0&#8243; custom_padding=&#8221;||170px|||&#8221; custom_padding_tablet=&#8221;||150px||false|false&#8221; custom_padding_phone=&#8221;||120px||false|false&#8221; bottom_divider_style=&#8221;curve2&#8243; bottom_divider_height=&#8221;100px&#8221; bottom_divider_height_tablet=&#8221;70px&#8221; bottom_divider_height_phone=&#8221;50px&#8221; bottom_divider_height_last_edited=&#8221;on|phone&#8221; background_last_edited=&#8221;on|tablet&#8221; background_enable_image_tablet=&#8221;off&#8221; background_size_tablet=&#8221;cover&#8221; background_position_tablet=&#8221;center_left&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; header_2_text_align=&#8221;center&#8221; custom_margin=&#8221;||16px|||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Canadians We Helped Interviewed on the News<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; text_orientation=&#8221;center&#8221; max_width=&#8221;1500px&#8221; animation_direction=&#8221;bottom&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p >On occasion, the news media will talk to one or two of the people we helped who are comfortable sharing their story with the public. Below are three of these stories.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; max_width=&#8221;1500px&#8221; custom_padding=&#8221;||30px|||&#8221; use_custom_width=&#8221;on&#8221; custom_width_px=&#8221;1280px&#8221; global_colors_info=&#8221;{}&#8221; transform_styles__hover_enabled=&#8221;on|hover&#8221; transform_scale__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover_enabled=&#8221;on|hover&#8221; transform_rotate__hover_enabled=&#8221;on|desktop&#8221; transform_skew__hover_enabled=&#8221;on|desktop&#8221; transform_origin__hover_enabled=&#8221;on|desktop&#8221; custom_css_main_element_last_edited=&#8221;on|phone&#8221; custom_css_main_element_tablet=&#8221;  margin: auto;||  width: 50%;||&#8221; custom_css_main_element_phone=&#8221; &#8220;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#ffffff&#8221; transform_translate_linked__hover=&#8221;off&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; animation_style=&#8221;zoom&#8221; animation_direction=&#8221;top&#8221; animation_intensity_zoom=&#8221;5%&#8221; custom_css_main_element=&#8221;max-width: 530px;&#8221; border_radii=&#8221;on|8px|8px|8px|8px&#8221; box_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; background__hover_enabled=&#8221;off|desktop&#8221; background_enable_color__hover=&#8221;off&#8221; transform_styles__hover_enabled=&#8221;on|hover&#8221; transform_scale__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover_enabled=&#8221;on|hover&#8221; transform_rotate__hover_enabled=&#8221;on|desktop&#8221; transform_skew__hover_enabled=&#8221;on|desktop&#8221; transform_origin__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover=&#8221;0px|-10px&#8221;][et_pb_image src=&#8221;\/wp-content\/uploads\/2020\/09\/client-1.jpg&#8221; url=&#8221;https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/09\/Global-TV-Kelowna-March-29-2012.mp4&#8243; url_new_window=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.16&#8243; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;rgba(0,0,0,0.8)&#8221; header_3_line_height=&#8221;1.3em&#8221; header_4_font=&#8221;|600|||||||&#8221; header_4_font_size=&#8221;22px&#8221; width=&#8221;80%&#8221; max_width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||30px||false|false&#8221; global_colors_info=&#8221;{}&#8221; content__hover_enabled=&#8221;off|desktop&#8221; header_3_text_color__hover_enabled=&#8221;on|hover&#8221; header_3_text_color__hover=&#8221;#2ad13d&#8221;]Global News interviews Julia Fletcher after she consolidates and eliminates her debt with help from the Credit Counselling Society. <a href=\"https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/09\/Global-TV-Kelowna-March-29-2012.mp4\" target=\"_blank\" rel=\"noopener noreferrer\">Watch News Clip<\/a>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#ffffff&#8221; transform_scale_last_edited=&#8221;off|desktop&#8221; transform_translate_last_edited=&#8221;off|desktop&#8221; transform_translate_linked__hover=&#8221;off&#8221; transform_rotate_last_edited=&#8221;off|desktop&#8221; transform_skew_last_edited=&#8221;off|desktop&#8221; transform_origin_last_edited=&#8221;off|desktop&#8221; transform_styles_last_edited=&#8221;off|desktop&#8221; animation_style=&#8221;zoom&#8221; animation_direction=&#8221;top&#8221; animation_intensity_zoom=&#8221;5%&#8221; custom_css_main_element=&#8221;max-width: 530px;&#8221; border_radii=&#8221;on|8px|8px|8px|8px&#8221; box_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221; transform_styles__hover_enabled=&#8221;on|hover&#8221; transform_scale__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover_enabled=&#8221;on|hover&#8221; transform_rotate__hover_enabled=&#8221;on|desktop&#8221; transform_skew__hover_enabled=&#8221;on|desktop&#8221; transform_origin__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover=&#8221;0px|-10px&#8221;][et_pb_image src=&#8221;\/wp-content\/uploads\/2020\/09\/client-2_3.jpg&#8221; url=&#8221;https:\/\/bc.ctvnews.ca\/help-to-pay-down-debt-1.597592&#8243; url_new_window=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.16&#8243; header_font=&#8221;|600|||||||&#8221; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;rgba(0,0,0,0.8)&#8221; header_3_line_height=&#8221;1.3em&#8221; header_4_font=&#8221;|600|||||||&#8221; header_4_font_size=&#8221;22px&#8221; width=&#8221;80%&#8221; max_width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||30px||false|false&#8221; global_colors_info=&#8221;{}&#8221; content__hover_enabled=&#8221;off|desktop&#8221; header_3_text_color__hover_enabled=&#8221;on|hover&#8221; header_3_text_color__hover=&#8221;#2ad13d&#8221;]CTV story shows how Dan Robinson pays off $30,000 in debt with zero interest after getting help from the Credit Counselling Society. <a href=\"https:\/\/bc.ctvnews.ca\/help-to-pay-down-debt-1.597592\" target=\"_blank\" rel=\"noopener noreferrer\">Watch the News Story<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#ffffff&#8221; transform_translate_linked__hover=&#8221;off&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; animation_style=&#8221;zoom&#8221; animation_direction=&#8221;top&#8221; animation_intensity_zoom=&#8221;5%&#8221; custom_css_main_element=&#8221;max-width: 530px;&#8221; border_radii=&#8221;on|8px|8px|8px|8px&#8221; box_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; background__hover_enabled=&#8221;off|desktop&#8221; background_enable_color__hover=&#8221;off&#8221; transform_styles__hover_enabled=&#8221;on|hover&#8221; transform_scale__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover_enabled=&#8221;on|hover&#8221; transform_rotate__hover_enabled=&#8221;on|desktop&#8221; transform_skew__hover_enabled=&#8221;on|desktop&#8221; transform_origin__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover=&#8221;0px|-10px&#8221;][et_pb_image src=&#8221;\/wp-content\/uploads\/2020\/09\/client-4_3.jpg&#8221; url=&#8221;https:\/\/globalnews.ca\/video\/3334199\/drowning-in-debt&#8221; url_new_window=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.16&#8243; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;rgba(0,0,0,0.8)&#8221; header_3_line_height=&#8221;1.3em&#8221; header_4_font=&#8221;|600|||||||&#8221; header_4_font_size=&#8221;22px&#8221; width=&#8221;80%&#8221; max_width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||30px||false|false&#8221; global_colors_info=&#8221;{}&#8221; content__hover_enabled=&#8221;off|desktop&#8221; header_3_text_color__hover_enabled=&#8221;on|hover&#8221; header_3_text_color__hover=&#8221;#2ad13d&#8221;]Charis speaks with Global TV after consolidating with us and nearly paying off $67,000 on 13 credit cards. <a href=\"https:\/\/globalnews.ca\/video\/3334199\/drowning-in-debt\" target=\"_blank\" rel=\"noopener noreferrer\">See the Segment<\/a>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;||50px|||&#8221; animation_direction=&#8221;bottom&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">See even more examples of <a href=\"https:\/\/nomoredebts.org\/press-media\">the Credit Counselling Society appearing in the local and national news<\/a>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Media Logos &#8211; Transparent Bar&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;rgba(42,209,61,0.7)&#8221; width=&#8221;100%&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; max_width=&#8221;100%&#8221; max_width_tablet=&#8221;100%&#8221; max_width_last_edited=&#8221;off|desktop&#8221; animation_style=&#8221;slide&#8221; 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width=&#8221;60%&#8221; width_tablet=&#8221;80%&#8221; width_phone=&#8221;80%&#8221; width_last_edited=&#8221;on|tablet&#8221; max_width_tablet=&#8221;100%&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.23.4&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Providing the Best Non-Profit Consumer Debt Consolidation Programs, Interest Relief &amp; Credit Counseling Services to Ontario<\/h2>\n<p>As a registered non-profit organization, the <a href=\"https:\/\/www.facebook.com\/nomoredebts\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"color: #666;\">Credit Counselling Society<\/span><\/a> has been <a href=\"https:\/\/nomoredebts.org\/debt-help\/debt-repayment-and-bankruptcy-solutions\">providing debt payment consolidation help<\/a> and <a href=\"https:\/\/mymoneycoach.ca\" target=\"_blank\" rel=\"noopener noreferrer\">guidance to help people learn how to manage their debt and money better<\/a> since 1996. Over this time, the society has earned the Better Business Bureau&#8217;s highest possible rating of A+ and has been designated as an <a href=\"https:\/\/www.bbb.org\/ca\/on\/toronto\/profile\/credit-and-debt-counseling\/credit-counselling-society-0107-1394936\" target=\"_blank\" rel=\"noopener noreferrer\">Accredited organization<\/a>.<\/p>\n<p>Our unwavering commitment to provide Canadians with the best credit counselling and debt relief service has not only resulted in <a href=\"https:\/\/nomoredebts.org\/about-us\/accredited-credit-counselling\">many awards for exceptional service<\/a>, but more importantly 98% of our clients surveyed report they would recommend our services to family and friends.<\/p>\n<p>To learn more, don&#8217;t hesitate to call us and <b>schedule an appointment to talk with a counsellor<\/b>. Appointments are <b>free, confidential, and non-judgmental<\/b>. Call us today at <a href=\"tel:1-888-527-8999\">1-888-527-8999<\/a>.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; prev_background_color=&#8221;#ffffff&#8221; next_background_color=&#8221;#ffffff&#8221; admin_label=&#8221;Testimonial&#8221; _builder_version=&#8221;4.16&#8243; background_image=&#8221;\/wp-content\/uploads\/2020\/02\/IMG_0087-Yasmine-3-e1582150961489.png&#8221; transform_scale_last_edited=&#8221;off|phone&#8221; transform_translate_last_edited=&#8221;off|phone&#8221; transform_rotate_last_edited=&#8221;off|phone&#8221; transform_skew_last_edited=&#8221;off|phone&#8221; transform_origin_last_edited=&#8221;off|phone&#8221; transform_styles_last_edited=&#8221;off|phone&#8221; z_index=&#8221;-10&#8243; height=&#8221;750px&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; top_divider_style=&#8221;wave2&#8243; top_divider_arrangement=&#8221;above_content&#8221; top_divider_style_tablet=&#8221;&#8221; top_divider_style_phone=&#8221;&#8221; 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transform_styles_tablet=&#8221;&#8221; transform_styles_phone=&#8221;&#8221; border_color_all=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Title&#8221; _builder_version=&#8221;4.16&#8243; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;rgba(255,255,255,0.9)&#8221; text_font_size=&#8221;30px&#8221; text_line_height=&#8221;1.2em&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#ffffff&#8221; header_2_font=&#8221;|700||on|||||&#8221; header_2_font_size=&#8221;42px&#8221; header_2_line_height=&#8221;1.3em&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; z_index=&#8221;1&#8243; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;75%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;-15px||||false|false&#8221; animation_direction=&#8221;bottom&#8221; text_text_shadow_style=&#8221;preset2&#8243; inline_fonts=&#8221;Work Sans&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: left;\">It&#8217;s Okay to Ask for Help with Debt<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Subtitle&#8221; _builder_version=&#8221;4.16&#8243; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.6em&#8221; header_font=&#8221;||||||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; z_index=&#8221;1&#8243; text_orientation=&#8221;center&#8221; max_width=&#8221;75%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; module_alignment=&#8221;center&#8221; min_height=&#8221;80px&#8221; custom_margin=&#8221;-15px||30px||false|false&#8221; animation_direction=&#8221;bottom&#8221; text_text_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: left;\">&#8220;Life just happened. My debt got to the point where I started to feel like I was drowning. I didn\u2019t feel like I could fix it on my own, and I wanted to start living my life as an adult without debt. I decided to reach out for help. Feeling relieved, I knew that everything was going to be okay \u2013 a lot of work \u2013 but okay. I had a plan to pay back my debt and continue doing the things I love to do like yoga and travelling.&#8221;<\/p>\n<p style=\"text-align: left;\">&#8211; Yasmine<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; z_index=&#8221;10&#8243; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.23.4&#8243; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;-30px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Learn More About Various Debt Consolidation Options That are Available<\/h3>\n<p>If you would like to look into this some more before you talk to anyone, feel free to check out the <a href=\"https:\/\/nomoredebts.org\/debt-help\/debt-relief-options\">9 most common ways to consolidate debt in Canada<\/a>.<\/p>\n<p>When you are ready to talk with someone about your consolidated credit and repayment options in Ontario, you can <a href=\"\/contact-us#options\">speak with us by phone, email, online chat, or in person at one of our local offices<\/a>.<\/p>\n<p>For individuals who believe they may need to file for bankruptcy, we help them review all <a href=\"https:\/\/nomoredebts.org\/bankruptcy-canada\/ontario\">bankruptcy alternatives and relevant information available in Ontario<\/a> to find another less drastic solution that will get their finances back on track.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; prev_background_color=&#8221;#ffffff&#8221; admin_label=&#8221;CTA &#8211; Need some help?&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;\/wp-content\/uploads\/2020\/04\/man-calling-for-help-from-home-4.jpg&#8221; background_position=&#8221;top_center&#8221; height=&#8221;750px&#8221; top_divider_style=&#8221;wave2&#8243; top_divider_arrangement=&#8221;above_content&#8221; top_divider_height_tablet=&#8221;70px&#8221; top_divider_height_phone=&#8221;&#8221; top_divider_height_last_edited=&#8221;on|phone&#8221; bottom_divider_style=&#8221;wave2&#8243; bottom_divider_color=&#8221;#e7dff3&#8243; bottom_divider_arrangement=&#8221;above_content&#8221; bottom_divider_height_tablet=&#8221;70px&#8221; bottom_divider_height_phone=&#8221;50px&#8221; bottom_divider_height_last_edited=&#8221;on|phone&#8221; background_last_edited=&#8221;on|tablet&#8221; background_image_phone=&#8221;\/wp-content\/uploads\/2020\/04\/man-phoning-for-help-from-home.png&#8221; background_enable_image_phone=&#8221;on&#8221; background_position_tablet=&#8221;top_center&#8221; background_position_phone=&#8221;center&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width=&#8221;75%&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;&#8221; width_last_edited=&#8221;on|phone&#8221; max_width=&#8221;100%&#8221; height=&#8221;100%&#8221; max_height=&#8221;100%&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;-120px||||false|false&#8221; custom_margin_phone=&#8221;-120px||||false|false&#8221; 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text_text_color=&#8221;rgba(255,255,255,0.7)&#8221; text_font_size=&#8221;30px&#8221; text_line_height=&#8221;1em&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;100%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;60px||||false|false&#8221; text_text_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Have questions?<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;rgba(255,255,255,0.9)&#8221; text_font_size=&#8221;30px&#8221; text_line_height=&#8221;1em&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;90%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;-15px||||false|false&#8221; text_text_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Having trouble with your debts?<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.6em&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;75%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; min_height=&#8221;80px&#8221; custom_margin=&#8221;-15px||30px||false|false&#8221; text_text_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>We can help. Give us a call at <a href=\"tel:1-888-527-8999\">1-888-527-8999<\/a> or send us a quick note to call you back and we&#8217;ll be in touch to answer any questions you may have about debt. We&#8217;ll help you find a solution that works best for you.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#hs-chat-open&#8221; button_text=&#8221;Online Chat&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;Button 1&#8243; _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#2ad13d&#8221; button_icon=&#8221;&#x35;||divi||400&#8243; background_layout=&#8221;dark&#8221; animation_style=&#8221;fade&#8221; animation_duration=&#8221;2000ms&#8221; animation_starting_opacity=&#8221;30%&#8221; hover_transition_speed_curve=&#8221;ease-in-out&#8221; global_colors_info=&#8221;{}&#8221; button_border_radius__hover_enabled=&#8221;on|hover&#8221; button_border_radius__hover=&#8221;8px&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;RGBA(255,255,255,0)&#8221; button_bg_enable_color__hover=&#8221;on&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover=&#8221;#2AD13D&#8221;][\/et_pb_button][et_pb_button button_url=&#8221;\/contact-us#options&#8221; button_text=&#8221;Call Us&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;Button 2&#8243; _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#2ad13d&#8221; button_icon=&#8221;&#x35;||divi||400&#8243; background_layout=&#8221;dark&#8221; animation_style=&#8221;fade&#8221; animation_duration=&#8221;2000ms&#8221; animation_starting_opacity=&#8221;30%&#8221; hover_transition_speed_curve=&#8221;ease-in-out&#8221; global_colors_info=&#8221;{}&#8221; button_border_radius__hover_enabled=&#8221;on|hover&#8221; button_border_radius__hover=&#8221;8px&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover=&#8221;#2AD13D&#8221; button_bg_color__hover=&#8221;RGBA(255,255,255,0)&#8221; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;Accredited by Logos Section&#8221; _builder_version=&#8221;4.16&#8243; background_enable_color=&#8221;off&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#e7dff3 0%|#e7dff3 100%&#8221; background_color_gradient_start=&#8221;#e7dff3&#8243; background_color_gradient_end=&#8221;#e7dff3&#8243; z_index=&#8221;0&#8243; min_height=&#8221;310px&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;60px||60px||false|false&#8221; custom_padding_tablet=&#8221;||60px||false|false&#8221; custom_padding_phone=&#8221;0px||||false|false&#8221; top_divider_color=&#8221;#dff8e2&#8243; top_divider_flip=&#8221;horizontal|vertical&#8221; top_divider_height_tablet=&#8221;&#8221; top_divider_height_phone=&#8221;&#8221; top_divider_height_last_edited=&#8221;on|phone&#8221; bottom_divider_height_tablet=&#8221;&#8221; bottom_divider_height_phone=&#8221;50px&#8221; bottom_divider_height_last_edited=&#8221;on|desktop&#8221; animation_direction=&#8221;top&#8221; custom_css_main_element=&#8221;z-index: 20!important;&#8221; da_disable_devices=&#8221;off|off|off&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; z_index=&#8221;6&#8243; custom_padding=&#8221;30px||||false|false&#8221; animation_style=&#8221;fade&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; header_3_font=&#8221;|600|||||||&#8221; header_3_text_color=&#8221;rgba(0,0,0,0.5)&#8221; header_3_font_size=&#8221;26px&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\">Putting Your Interests First<\/h3>\n<p style=\"text-align: center;\">Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. 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background_color_gradient_start=&#8221;#e7dff3&#8243; background_color_gradient_end=&#8221;#e7dff3&#8243; z_index=&#8221;0&#8243; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||50px||false|false&#8221; custom_padding_tablet=&#8221;||60px||false|false&#8221; custom_padding_phone=&#8221;0px||||false|false&#8221; top_divider_color=&#8221;#dff8e2&#8243; top_divider_flip=&#8221;horizontal|vertical&#8221; top_divider_height_tablet=&#8221;&#8221; top_divider_height_phone=&#8221;&#8221; top_divider_height_last_edited=&#8221;on|phone&#8221; bottom_divider_height_tablet=&#8221;&#8221; bottom_divider_height_phone=&#8221;50px&#8221; bottom_divider_height_last_edited=&#8221;on|desktop&#8221; animation_direction=&#8221;top&#8221; hover_enabled=&#8221;0&#8243; custom_css_main_element=&#8221;z-index: 20!important;&#8221; da_disable_devices=&#8221;off|off|off&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;50px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_toggle title=&#8221;Communities We Serve in Ontario&#8221; open_toggle_background_color=&#8221;#E7DFF3&#8243; closed_toggle_background_color=&#8221;#E7DFF3&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; title_text_align=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-size: 14px;\"><strong><a href=\"\/debt-consolidation-canada\/ontario\/greater-toronto-area\"><span style=\"color: #a9a9a9;\">Greater Toronto Area (GTA)<\/span><\/a><\/strong><\/span><\/p>\n<p><span style=\"font-size: 14px;\"><a href=\"\/debt-consolidation-canada\/ontario\/toronto\"><span style=\"color: #a9a9a9;\">Toronto<\/span><\/a><span style=\"color: #a9a9a9;\"> | <\/span><a href=\"\/debt-consolidation-canada\/ontario\/scarborough\"><span style=\"color: #a9a9a9;\">Scarborough<\/span><\/a><span style=\"color: #a9a9a9;\"> | <\/span><a href=\"\/debt-consolidation-canada\/ontario\/north-york\"><span style=\"color: #a9a9a9;\">North York<\/span><\/a><span style=\"color: #a9a9a9;\"> | <\/span><a href=\"\/debt-consolidation-canada\/ontario\/etobicoke\"><span style=\"color: #a9a9a9;\">Etobicoke<\/span><\/a><span style=\"color: #a9a9a9;\"> <\/span><\/span><\/p>\n<p><a href=\"https:\/\/nomoredebts.org\/debt-consolidation-canada\/ontario\/region-of-peel\"><span style=\"font-size: 14px;\"><span style=\"color: #a9a9a9;\"><strong>Region of Peel<\/strong><\/span><\/span><\/a><\/p>\n<p><span style=\"font-size: 14px;\"><a href=\"\/debt-consolidation-canada\/ontario\/mississauga\"><span style=\"color: #a9a9a9;\">Mississauga<\/span><\/a><span style=\"color: #a9a9a9;\"> | <\/span><a href=\"\/debt-consolidation-canada\/ontario\/brampton\"><span style=\"color: #a9a9a9;\">Brampton<\/span><\/a><span style=\"color: #a9a9a9;\"> | <\/span><a href=\"\/debt-consolidation-canada\/ontario\/caledon\"><span style=\"color: #a9a9a9;\">Caledon<\/span><\/a><\/span><\/p>\n<p><span style=\"font-size: 14px;\"><strong><a href=\"\/debt-consolidation-canada\/ontario\/york-region\"><span style=\"color: #a9a9a9;\">York Region<\/span><\/a><\/strong><\/span><\/p>\n<p><span style=\"font-size: 14px;\"><a href=\"\/debt-consolidation-canada\/ontario\/vaughan\"><span style=\"color: #a9a9a9;\">Vaughan<\/span><\/a><span style=\"color: #a9a9a9;\"> | <\/span><a href=\"\/debt-consolidation-canada\/ontario\/thornhill\"><span style=\"color: #a9a9a9;\">Thornhill<\/span><\/a><span style=\"color: #a9a9a9;\"> | <\/span><a href=\"\/debt-consolidation-canada\/ontario\/richmond-hill\"><span style=\"color: #a9a9a9;\">Richmond Hill<\/span><\/a><span style=\"color: #a9a9a9;\"> | <\/span><a href=\"\/debt-consolidation-canada\/ontario\/markham\"><span style=\"color: #a9a9a9;\">Markham<\/span><\/a><span style=\"color: #a9a9a9;\"> | <\/span><a href=\"\/debt-consolidation-canada\/ontario\/aurora\"><span style=\"color: #a9a9a9;\">Aurora<\/span><\/a><span style=\"color: #a9a9a9;\"> | <\/span><a href=\"\/debt-consolidation-canada\/ontario\/newmarket\"><span style=\"color: #a9a9a9;\">Newmarket<\/span><\/a><span style=\"color: #a9a9a9;\"> | King | <\/span><a href=\"\/debt-consolidation-canada\/ontario\/whitchurch-stouffville\"><span style=\"color: #a9a9a9;\">Whitchurch-Stouffville<\/span><\/a><span style=\"color: #a9a9a9;\"> | <\/span><a href=\"\/debt-consolidation-canada\/ontario\/east-gwillimbury\"><span style=\"color: #a9a9a9;\">East Gwillimbury<\/span><\/a><span style=\"color: #a9a9a9;\"> | <\/span><a href=\"\/debt-consolidation-canada\/ontario\/georgina\"><span style=\"color: #a9a9a9;\">Georgina<\/span><\/a><\/span><\/p>\n<p><span style=\"font-size: 14px;\"><a href=\"\/debt-consolidation-canada\/ontario\/durham-region\"><span style=\"color: #a9a9a9;\"><strong>Durham Region<\/strong><\/span><\/a><\/span><\/p>\n<p><span style=\"font-size: 14px;\"><a href=\"\/debt-consolidation-canada\/ontario\/pickering\"><span style=\"color: #a9a9a9;\"><span style=\"color: #999999;\">Pickering<\/span><\/span><\/a><span style=\"color: #999999;\"> | <a href=\"\/debt-consolidation-canada\/ontario\/ajax\" style=\"color: #999999;\">Ajax<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/whitby\" style=\"color: #999999;\">Whitby<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/oshawa\" style=\"color: #999999;\">Oshawa<\/a> | Uxbridge | Scugog | Brock | <a href=\"\/debt-consolidation-canada\/ontario\/clarington\" style=\"color: #999999;\">Clarington<\/a><\/span><\/span><\/p>\n<p><span style=\"font-size: 14px;\"><a href=\"\/debt-consolidation-canada\/ontario\/halton-region\"><span style=\"color: #a9a9a9;\"><strong>Halton Region<\/strong><\/span><\/a><\/span><\/p>\n<p><span style=\"font-size: 14px;\"><a href=\"\/debt-consolidation-canada\/ontario\/oakville\"><span style=\"color: #a9a9a9;\"><span style=\"color: #999999;\">Oakville<\/span><\/span><\/a><span style=\"color: #999999;\"> | <a href=\"\/debt-consolidation-canada\/ontario\/milton\" style=\"color: #999999;\">Milton<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/burlington\" style=\"color: #999999;\">Burlington<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/halton-hills\" style=\"color: #999999;\">Halton Hills<\/a> | <\/span><a href=\"https:\/\/nomoredebts.org\/debt-consolidation-canada\/ontario\/georgetown\"><span style=\"color: #999999;\">Georgetown<\/span> <\/a><\/span><\/p>\n<p><br class=\"black\" \/><span style=\"font-size: 12px;\"><a href=\"\/debt-consolidation-canada\/ontario\/ottawa\"><span style=\"color: #a9a9a9;\"><span style=\"color: #999999;\">Ottawa<\/span><\/span><\/a><span style=\"color: #999999;\"> | <a href=\"\/debt-consolidation-canada\/ontario\/hamilton\" style=\"color: #999999;\">Hamilton<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/london\" style=\"color: #999999;\">London<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/kitchener\" style=\"color: #999999;\">Kitchener<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/guelph\" style=\"color: #999999;\">Guelph<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/kingston\" style=\"color: #999999;\">Kingston<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/thunder-bay\" style=\"color: #999999;\">Thunder Bay<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/kanata\" style=\"color: #999999;\">Kanata<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/brantford\" style=\"color: #999999;\">Brantford<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/belleville\" style=\"color: #999999;\">Belleville<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/cornwall\" style=\"color: #999999;\">Cornwall<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/bowmanville\" style=\"color: #999999;\">Bowmanville<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/north-bay\" style=\"color: #999999;\">North Bay<\/a> | <a href=\"https:\/\/nomoredebts.org\/debt-consolidation-canada\/ontario\/peterborough\" style=\"color: #999999;\">Peterborough<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/chatham\" style=\"color: #999999;\">Chatham<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/chatham-kent\" style=\"color: #999999;\">Chatham-Kent<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/st-thomas\" style=\"color: #999999;\">St. Thomas<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/midland\" style=\"color: #999999;\">Midland<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/leamington\" style=\"color: #999999;\">Leamington<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/stratford\" style=\"color: #999999;\">Stratford<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/orangeville\" style=\"color: #999999;\">Orangeville<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/timmins\" style=\"color: #999999;\">Timmins <\/a>| <a href=\"\/debt-consolidation-canada\/ontario\/orillia\" style=\"color: #999999;\">Orillia<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/woodstock\" style=\"color: #999999;\">Woodstock<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/bradford-west-gwillimbury\" style=\"color: #999999;\">Bradford West Gwillimbury<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/barrie\" style=\"color: #999999;\">Barrie<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/sault-ste-marie\" style=\"color: #999999;\">Sault Ste Marie<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/bolton\" style=\"color: #999999;\">Bolton<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/keswick\" style=\"color: #999999;\">Keswick<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/stouffville\" style=\"color: #999999;\">Stouffville<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/brockville\" style=\"color: #999999;\">Brockville<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/bradford\" style=\"color: #999999;\">Bradford<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/owen-sound\" style=\"color: #999999;\">Owen Sound<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/valley-east\" style=\"color: #999999;\">Valley East<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/lindsay\" style=\"color: #999999;\">Lindsay<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/fergus\" style=\"color: #999999;\">Fergus<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/cobourg\" style=\"color: #999999;\">Cobourg<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/collingwood\" style=\"color: #999999;\">Collingwood<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/pembroke\" style=\"color: #999999;\">Pembroke<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/fort-erie\" style=\"color: #999999;\">Fort Erie<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/alliston\" style=\"color: #999999;\">Alliston<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/tillsonburg\" style=\"color: #999999;\">Tillsonburg<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/simcoe\" style=\"color: #999999;\">Simcoe<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/strathroy\" style=\"color: #999999;\">Strathroy<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/amherstburg\" style=\"color: #999999;\">Amherstburg<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/petawawa\" style=\"color: #999999;\">Petawawa<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/port-hope\" style=\"color: #999999;\">Port Hope<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/ingersoll\" style=\"color: #999999;\">Ingersoll<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/hawkesbury\" style=\"color: #999999;\">Hawkesbury<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/new-hamburg\" style=\"color: #999999;\">New Hamburg<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/paris\" style=\"color: #999999;\">Paris<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/uxbridge\" style=\"color: #999999;\">Uxbridge<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/kenora\" style=\"color: #999999;\">Kenora<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/elliot-lake\" style=\"color: #999999;\">Elliot Lake<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/rockland\" style=\"color: #999999;\">Rockland<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/wasaga-beach\" style=\"color: #999999;\">Wasaga Beach<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/beamsville\" style=\"color: #999999;\">Beamsville<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/wallaceburg\" style=\"color: #999999;\">Wallaceburg<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/arnprior\" style=\"color: #999999;\">Arnprior<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/carleton-place\" style=\"color: #999999;\">Carleton Place<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/caledonia\" style=\"color: #999999;\">Caledonia<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/haileybury\" style=\"color: #999999;\">Haileybury<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/elmira\" style=\"color: #999999;\">Elmira<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/acton\" style=\"color: #999999;\">Acton<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/smiths-falls\" style=\"color: #999999;\">Smiths Falls<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/bracebridge\" style=\"color: #999999;\">Bracebridge<\/a> | <a href=\"\/debt-help\/debt-consolidation\" style=\"color: #999999;\">Angus-Borden<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/renfrew\" style=\"color: #999999;\">Renfrew<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/fort-frances\" style=\"color: #999999;\">Fort Frances<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/kapuskasing\" style=\"color: #999999;\">Kapuskasing<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/port-elgin\" style=\"color: #999999;\">Port Elgin<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/goderich\" style=\"color: #999999;\">Goderich<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/hanover\" style=\"color: #999999;\">Hanover<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/crystal-beach\" style=\"color: #999999;\">Crystal Beach<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/kirkland-lake\" style=\"color: #999999;\">Kirkland Lake<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/aylmer\" style=\"color: #999999;\">Aylmer<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/napanee\" style=\"color: #999999;\">Napanee<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/huntsville\" style=\"color: #999999;\">Huntsville<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/grimsby\" style=\"color: #999999;\">Grimsby<\/a> | <a href=\"\/debt-consolidation-canada\/ontario\/essex\" style=\"color: #999999;\">Essex<\/a> | Stoney Creek | <a href=\"https:\/\/nomoredebts.org\/debt-consolidation-canada\/ontario\/windsor\" style=\"color: #999999;\">Windsor<\/a> | <a href=\"https:\/\/nomoredebts.org\/debt-consolidation-canada\/ontario\/sarnia\" style=\"color: #999999;\">Sarnia<\/a> | <a href=\"https:\/\/nomoredebts.org\/debt-consolidation-canada\/ontario\/brockville\" style=\"color: #999999;\">Brockville<\/a> | <a href=\"https:\/\/nomoredebts.org\/debt-consolidation-canada\/ontario\/st-catharines\" style=\"color: #999999;\">St. Catharines<\/a> | <a href=\"https:\/\/nomoredebts.org\/debt-consolidation-canada\/ontario\/niagara-falls\" style=\"color: #999999;\">Niagara Falls<\/a> | <a href=\"https:\/\/nomoredebts.org\/debt-consolidation-canada\/ontario\/welland\" style=\"color: #999999;\">Welland<\/a> | <a href=\"https:\/\/nomoredebts.org\/debt-consolidation-canada\/ontario\/port-colborne\" style=\"color: #999999;\">Port Colborne<\/a> <\/span><br \/><\/span><\/p>\n<p>[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(255,255,255,0.8) 0%|rgba(255,255,255,0.9) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/nomoredebts.org\/wp-content\/uploads\/2025\/06\/woman-receiving-online-financial-education-at-home-on-computer.jpg&#8221; custom_padding=&#8221;130px||100px||false|false&#8221; custom_padding_tablet=&#8221;130px||100px||false|false&#8221; custom_padding_phone=&#8221;130px||100px||false|false&#8221; top_divider_style=&#8221;curve2&#8243; top_divider_height_tablet=&#8221;&#8221; top_divider_height_phone=&#8221;&#8221; top_divider_height_last_edited=&#8221;on|phone&#8221; bottom_divider_style=&#8221;wave2&#8243; bottom_divider_color=&#8221;#E7DFF3&#8243; bottom_divider_height_tablet=&#8221;80px&#8221; bottom_divider_height_phone=&#8221;50px&#8221; bottom_divider_height_last_edited=&#8221;on|phone&#8221; hover_enabled=&#8221;0&#8243; background_last_edited=&#8221;on|phone&#8221; 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width_tablet=&#8221;510px&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; global_module=&#8221;52169&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;|40px||40px|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_font_size=&#8221;26px&#8221; text_line_height=&#8221;1.1em&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]Take Control of Your Financial Future with Our Free Learning Hub[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Ready to build better money habits and reduce your financial stress? Our Learning Hub offers free, self-paced online courses designed to help you master budgeting, credit, debt management, and more. Whether you&#8217;re just getting started or looking to sharpen your financial skills, our easy-to-follow lessons and practical tools will guide you every step of the way. Start learning today and gain the confidence to make smarter financial decisions for a stronger tomorrow.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/nomoredebts.org\/financial-education\/online-courses&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Get Started&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; custom_margin=&#8221;||50px||false|false&#8221; custom_padding_tablet=&#8221;||||false|false&#8221; custom_padding_phone=&#8221;&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|95px||95px|false|false&#8221; custom_padding_tablet=&#8221;|95px||95px|false|false&#8221; custom_padding_phone=&#8221;|40px||40px|false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; custom_css_main_element=&#8221;margin: auto;&#8221; 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