{"id":17355,"date":"2020-09-21T14:33:16","date_gmt":"2020-09-21T14:33:16","guid":{"rendered":"https:\/\/nomoredebts.org\/?page_id=17355"},"modified":"2025-06-06T01:51:45","modified_gmt":"2025-06-06T08:51:45","slug":"nanaimo","status":"publish","type":"page","link":"https:\/\/nomoredebts.org\/debt-consolidation-canada\/bc\/nanaimo","title":{"rendered":"Nanaimo Debt Consolidation Options, Debt Relief &#038; Alternatives | BC"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; next_background_color=&#8221;#ffffff&#8221; admin_label=&#8221;Banner Image with Heading and Text&#8221; module_class=&#8221;vertical-align&#8221; _builder_version=&#8221;4.16&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_type=&#8221;circular&#8221; background_color_gradient_stops=&#8221;rgba(91,37,175,0.44) 15%|rgba(91,37,175,0) 70%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(91,37,175,0.44)&#8221; background_color_gradient_start_position=&#8221;15%&#8221; background_color_gradient_end=&#8221;rgba(91,37,175,0)&#8221; background_color_gradient_end_position=&#8221;70%&#8221; background_image=&#8221;\/wp-content\/uploads\/2020\/07\/exploring-options-to-get-rid-of-debt_hero.jpg&#8221; min_height=&#8221;550px&#8221; bottom_divider_style=&#8221;wave2&#8243; bottom_divider_height_tablet=&#8221;70px&#8221; bottom_divider_height_phone=&#8221;50px&#8221; bottom_divider_height_last_edited=&#8221;on|phone&#8221; background_last_edited=&#8221;on|phone&#8221; background_color_gradient_stops_tablet=&#8221;rgba(91,37,175,0.44) 16%|rgba(91,37,175,0) 80%&#8221; background_color_gradient_stops_phone=&#8221;rgba(91,37,175,0.44) 30%|rgba(91,37,175,0) 90%&#8221; background_color_gradient_start_position_tablet=&#8221;16%&#8221; background_color_gradient_start_position_phone=&#8221;30%&#8221; background_color_gradient_end_position_tablet=&#8221;80%&#8221; background_color_gradient_end_position_phone=&#8221;90%&#8221; background_size_phone=&#8221;cover&#8221; background_position_tablet=&#8221;top_center&#8221; background_position_phone=&#8221;top_center&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;Row&#8221; _builder_version=&#8221;4.16&#8243; background_enable_image=&#8221;off&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||90px||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||80px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Heading&#8221; _builder_version=&#8221;4.16&#8243; text_font=&#8221;|600|||||||&#8221; text_font_size=&#8221;42px&#8221; text_line_height=&#8221;1em&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||26px|||&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_intensity_slide=&#8221;25%&#8221; animation_duration_tablet=&#8221;&#8221; animation_duration_phone=&#8221;0ms&#8221; animation_duration_last_edited=&#8221;on|phone&#8221; animation_intensity_slide_tablet=&#8221;&#8221; animation_intensity_slide_phone=&#8221;0%&#8221; animation_intensity_slide_last_edited=&#8221;on|phone&#8221; text_text_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221;]Debt Consolidation in Nanaimo[\/et_pb_text][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;4.16&#8243; text_font_size=&#8221;22px&#8221; text_line_height=&#8221;1.2em&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_slide=&#8221;25%&#8221; animation_duration_tablet=&#8221;&#8221; animation_duration_phone=&#8221;0ms&#8221; animation_duration_last_edited=&#8221;on|phone&#8221; animation_intensity_slide_tablet=&#8221;&#8221; animation_intensity_slide_phone=&#8221;0%&#8221; animation_intensity_slide_last_edited=&#8221;on|desktop&#8221; text_text_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221;]Examine all your options to get back on track.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_2_font_size=&#8221;30px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"line-height: 90%;\">Debt Consolidation in Nanaimo, BC<br \/> <span style=\"font-size: 70%; color: #747474; line-height: 90%;\">Objective Non-Profit Options &#038; Advice Beyond What Most Consolidation Companies Offer<\/span><\/h1>\n<p><!-- The best debt consolidation loan advice & options in Nanaimo, BC. Providing non-profit, objective service - more than what companies can usually offer. --><\/p>\n<p>Have you been turned down for a <a href=\"https:\/\/nomoredebts.org\/\" target=\"_blank\" rel=\"noopener\"><span style=\"color:#666;\"><strong>debt consolidation loan in Nanaimo<\/strong><\/span><\/a> by the banks or consolidation companies you&#8217;ve talked to? Is keeping up with your bills a challenge each month? Don&#8217;t allow stress and constant worry to wear you down. We&#8217;re here to help.<\/p>\n<h2>We&#8217;re Here to Help You Find the Right Option &#8211; Solutions for Problems Credit Cards, Debt Consolidation Loans, or Bad Credit<\/h2>\n<p>You can have one of our experienced, <a href=\"https:\/\/nomoredebts.org\/about-us\/credit-counselling-society\/ccs-counsellor-qualifications-certifications\">professionally certified counsellors<\/a> walk you through all your options and <strong>help you find the solution that will work best for you<\/strong>\u2014regardless of whether bruised credit, bad credit, maxed out credit cards or other issues have prevented you from getting a debt consolidation loan. As a non-profit organization, all of our debt consolidation advice is objective and completely tailored to your financial situation and priorities.<\/p>\n<h2>We Can Help You Get Your Finances Back on Track, Save Money and Pay Off Debt<\/h2>\n<p>Our experienced counsellors can help you get going right away with a solid plan to:<\/p>\n<ul>\n<li>Carefully look at all your debt consolidation options to address your debt and get your finances back on track<\/li>\n<li>Effectively handle your bills and living expenses<\/li>\n<li>Repay your debts with one manageable monthly payment<\/li>\n<li>Save yourself thousands in interest charges<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; admin_label=&#8221;Self Assessment Tool Section&#8221; _builder_version=&#8221;4.19.5&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#5B25AF&#8221; custom_margin=&#8221;-100px||||false|false&#8221; custom_margin_tablet=&#8221;-50px||||false|false&#8221; custom_margin_phone=&#8221;0px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;160px||||false|false&#8221; custom_padding_tablet=&#8221;100px||||false|false&#8221; custom_padding_phone=&#8221;50px||||false|false&#8221; top_divider_style=&#8221;ramp2&#8243; top_divider_color=&#8221;#FFFFFF&#8221; top_divider_height=&#8221;180px&#8221; top_divider_flip=&#8221;horizontal&#8221; top_divider_height_tablet=&#8221;150px&#8221; top_divider_height_phone=&#8221;100px&#8221; top_divider_height_last_edited=&#8221;on|phone&#8221; bottom_divider_style=&#8221;curve2&#8243; bottom_divider_color=&#8221;#E7DFF3&#8243; bottom_divider_height=&#8221;150px&#8221; bottom_divider_height_tablet=&#8221;105px&#8221; bottom_divider_height_phone=&#8221;50px&#8221; bottom_divider_height_last_edited=&#8221;on|phone&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_module=&#8221;50388&#8243; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;730px&#8221; custom_padding=&#8221;150px||2px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.5&#8243; _module_preset=&#8221;default&#8221; header_line_height=&#8221;1.1em&#8221; header_2_font_size=&#8221;38px&#8221; header_2_line_height=&#8221;0.9em&#8221; background_layout=&#8221;dark&#8221; module_alignment=&#8221;center&#8221; header_2_font_size_tablet=&#8221;35px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 id=\"top-h2\">Find Out Exactly How We Can Help<br \/><span style=\"font-size: 70%; color:#bca7df;\">by Answering 4 Simple Questions<\/span><\/h2>\n<p>Not sure where to start in finding help for your specific financial situation? 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[et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      @-ms-keyframes fadeIn {<!-- [et_pb_line_break_holder] -->        0% {<!-- [et_pb_line_break_holder] -->          opacity:0;<!-- [et_pb_line_break_holder] -->        }<!-- [et_pb_line_break_holder] -->        100% {<!-- [et_pb_line_break_holder] -->          opacity:1;<!-- [et_pb_line_break_holder] -->      \t}<!-- [et_pb_line_break_holder] -->      }<!-- [et_pb_line_break_holder] -->    <\/style>\n<p><!-- [et_pb_line_break_holder] -->    <!--[if lte IE 8]><!-- [et_pb_line_break_holder] -->    <script charset=\"utf-8\" type=\"text\/javascript\" src=\"\/\/js.hsforms.net\/forms\/v2-legacy.js\"><\/script><!-- [et_pb_line_break_holder] -->    <![endif]--><!-- [et_pb_line_break_holder] -->    <script charset=\"utf-8\" type=\"text\/javascript\" src=\"\/\/js.hsforms.net\/forms\/v2.js\"><\/script><!-- [et_pb_line_break_holder] --><\/head><!-- [et_pb_line_break_holder] --><body><!-- [et_pb_line_break_holder] -->    <\/p>\n<form action=\"sa-results.html\" method=\"GET\"><!-- [et_pb_line_break_holder] -->        <script><!-- [et_pb_line_break_holder] -->            function selectOnlyThis(id) {<!-- [et_pb_line_break_holder] -->                for (var i = 1;i <= 5; i++)<!-- [et_pb_line_break_holder] -->                {<!-- [et_pb_line_break_holder] -->                    document.getElementById(\"Check\" + i).checked = false;<!-- [et_pb_line_break_holder] -->                }<!-- [et_pb_line_break_holder] -->                document.getElementById(id).checked = true;<!-- [et_pb_line_break_holder] -->            }<!-- [et_pb_line_break_holder] -->            function selectOnlyThis5(id) {<!-- [et_pb_line_break_holder] -->                for (var i = 1;i <= 5; i++)<!-- [et_pb_line_break_holder] -->                {<!-- [et_pb_line_break_holder] -->                    document.getElementById(\"CheckA\" + i).checked = false;<!-- [et_pb_line_break_holder] -->                }<!-- [et_pb_line_break_holder] -->                document.getElementById(id).checked = true;<!-- [et_pb_line_break_holder] -->            }<!-- [et_pb_line_break_holder] -->            function selectOnlyThis6(id) {<!-- [et_pb_line_break_holder] -->                for (var i = 1;i <= 6; i++)<!-- [et_pb_line_break_holder] -->                {<!-- [et_pb_line_break_holder] -->                    document.getElementById(\"CheckB\" + i).checked = false;<!-- [et_pb_line_break_holder] -->                }<!-- [et_pb_line_break_holder] -->                document.getElementById(id).checked = true;<!-- [et_pb_line_break_holder] -->            }<!-- [et_pb_line_break_holder] -->        <\/script><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"questions\"><pee class=\"back-to-slide-one\" id=\"back-to-one\" hidden><a id=\"goback\" href=\"https:\/\/nomoredebts.org#back\"><span>Back to the questions<\/span><\/a><\/pee><!-- [et_pb_line_break_holder] -->          <\/p>\n<div class=\"slide-one-content\" id=\"slide-one\"><!-- [et_pb_line_break_holder] -->            <pee><span>1. What is your primary financial concern?<\/span><a name=\"1\"> <\/a><\/pee><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"indented-questions\" id=\"q1\"><!-- [et_pb_line_break_holder] -->                    <label for=\"question-1a\"><input type=\"checkbox\" id=\"Check1\" name=\"question\" value=\"1) Debts\" onclick=\"selectOnlyThis(this.id)\"><span>Addressing my debts<\/span><\/label><!-- [et_pb_line_break_holder] -->                    <label for=\"question-1b\"><input type=\"checkbox\" id=\"Check2\" name=\"question\" value=\"1) Budget\" onclick=\"selectOnlyThis(this.id)\"><span>Creating or reviewing my budget<\/span><\/label><!-- [et_pb_line_break_holder] -->                    <label for=\"question-1c\"><input type=\"checkbox\" id=\"Check3\" name=\"question\" value=\"1) Knowledge\" onclick=\"selectOnlyThis(this.id)\"><span>Improving my financial knowledge (how credit works, credit report, etc.)<\/span><\/label><!-- [et_pb_line_break_holder] -->                    <label for=\"question-1d\"><input type=\"checkbox\" id=\"Check4\" name=\"question\" value=\"1) Saving\" onclick=\"selectOnlyThis(this.id)\"><span>Saving for a specific goal, such as retirement, a vacation, or major purchase<\/span><\/label><!-- [et_pb_line_break_holder] -->                    <label for=\"question-1e\"><input type=\"checkbox\" id=\"Check5\" name=\"question\" value=\"1) Business\" onclick=\"selectOnlyThis(this.id)\"><span>Business-related issues (e.g. debt, operating losses, etc.)<\/span><\/label><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <pee><span>2. Do you currently carry balances on any of the following? <em>(Check all that apply)<\/em><\/span><a name=\"2\"> <\/a><\/pee><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"indented-questions\" id=\"q2\"><!-- [et_pb_line_break_holder] -->                    <label for=\"question-2\"><input type=\"checkbox\" name=\"question\" id=\"Check6\" value=\"2) Unsecured Debt\"><span>Unsecured debts (e.g. credit cards, unsecured lines of credit or loans, payday loans)<\/span><\/label><!-- [et_pb_line_break_holder] -->                    <label for=\"question-2\"><input type=\"checkbox\" name=\"question\" id=\"Check7\" value=\"2) Secured Debt\"><span>Secured debts (e.g. mortgages or secured lines of credit, car loan)<\/span><\/label><!-- [et_pb_line_break_holder] -->                    <label for=\"question-2\"><input type=\"checkbox\" name=\"question\" id=\"Check8\" value=\"2) Payday Loans\"><span>Payday loans<\/span><\/label><!-- [et_pb_line_break_holder] -->                    <label for=\"question-2\"><input type=\"checkbox\" name=\"question\" id=\"Check9\" value=\"2) Government Debt\"><span>Government debts (e.g. taxes, student loans, EI)<\/span><\/label><!-- [et_pb_line_break_holder] -->                    <label for=\"question-2\"><input type=\"checkbox\" name=\"question\" id=\"Check10\" value=\"2) Service Provider Debt\"><span>Service providers (e.g. phone\/internet, utilities, gyms etc.)<\/span><\/label><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <pee><span>3. Which of the following best describes you?<\/span><a name=\"3\"> <\/a><\/pee><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"indented-questions\" id=\"q3\"><!-- [et_pb_line_break_holder] -->                    <label for=\"question-3a\"><input type=\"checkbox\" id=\"CheckA1\" name=\"question\" value=\"3) No balances\" onclick=\"selectOnlyThis5(this.id)\"><span>I pay off my balances in full each month<\/span><\/label><!-- [et_pb_line_break_holder] -->                    <label for=\"question-3b\"><input type=\"checkbox\" id=\"CheckA2\" name=\"question\" value=\"3) Balances and good\" onclick=\"selectOnlyThis5(this.id)\"><span>I carry a balance but my debts are in \u201cgood standing\u201d<\/span><\/label><!-- [et_pb_line_break_holder] -->                    <label for=\"question-3c\"><input type=\"checkbox\" id=\"CheckA3\" name=\"question\" value=\"3) Balances and behind\" onclick=\"selectOnlyThis5(this.id)\"><span>I carry a balance and I am behind in my regular payments<\/span><\/label><!-- [et_pb_line_break_holder] -->                    <label for=\"question-3d\"><input type=\"checkbox\" id=\"CheckA4\" name=\"question\" value=\"3) Collection activities\" onclick=\"selectOnlyThis5(this.id)\"><span>I am receiving collection calls, letters, or threats to repossess assets<\/span><\/label><!-- [et_pb_line_break_holder] -->                    <label for=\"question-3e\"><input type=\"checkbox\" id=\"CheckA5\" name=\"question\" value=\"3) Being sued\" onclick=\"selectOnlyThis5(this.id)\"><span>I have been sued by one or more creditors<\/span><\/label><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] -->          <pee><span>4. What is your household\u2019s primary source of income?<\/span><a name=\"how-we-can-help\">\u00a0<\/a><\/pee><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"indented-questions\" id=\"q4\"><!-- [et_pb_line_break_holder] -->                    <label for=\"question-4a\"><input type=\"checkbox\" id=\"CheckB1\" name=\"question\" value=\"4) No income\" onclick=\"selectOnlyThis6(this.id)\"><span>No income<\/span><\/label><!-- [et_pb_line_break_holder] -->                    <label for=\"question-4b\"><input type=\"checkbox\" id=\"CheckB2\" name=\"question\" value=\"4) Govt asstnc. or disability\" onclick=\"selectOnlyThis6(this.id)\"><span>Government Income Assistance and\/or disability programs (e.g. PWD, ODSP)<\/span><\/label><!-- [et_pb_line_break_holder] -->                    <label for=\"question-4c\"><input type=\"checkbox\" id=\"CheckB3\" name=\"question\" value=\"4) EI or government pension\" onclick=\"selectOnlyThis6(this.id)\"><span>EI or Government pensions (e.g. CPP\/OAS)<\/span><\/label><!-- [et_pb_line_break_holder] -->                    <label for=\"question-4d\"><input type=\"checkbox\" id=\"CheckB4\" name=\"question\" value=\"4) Employment\" onclick=\"selectOnlyThis6(this.id)\"><span>Employment<\/span><\/label><!-- [et_pb_line_break_holder] -->                    <label for=\"question-4e\"><input type=\"checkbox\" id=\"CheckB5\" name=\"question\" value=\"4) Self-employment\" onclick=\"selectOnlyThis6(this.id)\"><span>Self-Employment<\/span><\/label><!-- [et_pb_line_break_holder] -->                    <label for=\"question-4f\"><input type=\"checkbox\" id=\"CheckB6\" name=\"question\" value=\"4) Work pension\" onclick=\"selectOnlyThis6(this.id)\"><span>Work-based pensions<\/span><\/label><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] -->                <\/p>\n<div> <\/div>\n<p><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"error-message-section\"><pee class=\"error-message\" id=\"errorMessage\" style=\"display:none\">First, please respond to the questions above<\/pee> <\/div>\n<p><!-- [et_pb_line_break_holder] -->                <!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"button-section\"><!-- [et_pb_line_break_holder] -->                    <button type=\"button\" id=\"showResults\" class=\"button-style\" onclick=\"window.location.hash = 'how-we-can-help';\">Show How We Can Help<\/button><!-- [et_pb_line_break_holder] -->                <\/div>\n<\/div>\n<p><!-- [et_pb_line_break_holder] -->                <\/p>\n<div>\u00a0<\/div>\n<p><!-- [et_pb_line_break_holder] -->                <\/p>\n<div> <\/div>\n<p><!-- [et_pb_line_break_holder] -->                <\/p>\n<div id=\"reveal-section\"><!-- [et_pb_line_break_holder] -->                  <\/p>\n<h2 class=\"lines-to-reveal\" id=\"hidden-heading\" hidden><span>How We Can Help You<\/span><\/h2>\n<p><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-1_1\" style=\"display:none\"><span>Helping people resolve their debts is what we do best. We can help you assess your situation and review all your options to deal with your debts.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-1_2\" hidden><span>Budgeting is essential for healthy finances, and we can help you with this important step. Our licensed Counsellors can help you make sense of your income and expenses, and review ways to make changes. We also have <a href=\"https:\/\/nomoredebts.org\/budgeting\/budgeting-tips\">some fantastic budgeting tools and guides if you want to dive in right now<\/a> before meeting with one of our Counsellors.<\/span><\/pee><!-- [et_pb_line_break_holder] -->          <pee class=\"lines-to-reveal\" id=\"hidden-1_3\" hidden><span>The Credit Counselling Society provides financial education through free appointments with our licensed credit counsellors. We also offer free workshops, webinars, and have created an <a href=\"https:\/\/mymoneycoach.ca\/\" target=\"_blank\" rel=\"noopener\">educational website (mymoneycoach.ca)<\/a> with detailed information on many important financial topics.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-1_4\" hidden><span>There are a few pieces to consider when saving for a specific goal. The Credit Counselling Society can help with budgeting and savings tips, and you may also consider speaking with a financial planner.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-1_5\" hidden><span>If your business is struggling with debt, we may be able to help, depending on if the debt is personally guaranteed. If you\u2019re primarily looking for operations or planning assistance, a business advisor such as a consultant or accountant may be better able to help.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-2_1\" hidden><span>In regard to your unsecured debts, this kind of debt can vary widely in terms of interest, payments, and terms. The good news is, though, that you have multiple relief options available. However, it can be difficult to weigh the pros and cons of each one. We can help you review the details and proceed with the solution that\u2019s best for you.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-2_2\" hidden><span>For your secured debts, your options are more limited than with unsecured debts, due to the underlying asset (\u201csecurity\u201d). Nonetheless, we can help you explore those options and how they apply to your specific situation.<\/span><\/pee><!-- [et_pb_line_break_holder] -->          <pee class=\"lines-to-reveal\" id=\"hidden-2_3\" hidden><span>Regarding your payday loans, they can be challenging to repay without help due to the high interest rates and fees that are often charged. You may find yourself caught in a frustrating \u2018payday loan cycle\u2019 where you\u2019re borrowing money each month to pay the bill from the previous month ending up further behind than when you started. We can help you find options to break this cycle.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-2_4\" hidden><span>With respect to the money you owe the government, options can become very limited. Even insolvency options such as bankruptcy may not remove some government debts. We generally advise reaching out to the government entity whom you owe to try to arrange payments. We may be able to help you budget for this.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-2_5\" hidden><span>For the money you owe to service providers, the major factor is whether you want or need to continue with the service provided. If so, your only option is to contact the provider and try to arrange payments. If maintaining service is not necessary, you have more options and we can help you review them.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-3_1\" hidden><span>You indicate that you pay off your credit balances in full each month. Congratulations! Paying off your balances completely each month for credit cards, lines of credit, and other credit products is a sign of healthy finances. Many Canadians struggle to achieve this regularly. If you have concerns about meeting your future obligations, we\u2019re happy to provide some help.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-3_2\" hidden><span>If you are carrying a balance with your debts, this does not necessarily mean you&#8217;re struggling, but it may be an indication of financial difficulty. We can help you determine if a few adjustments are necessary, or if more significant action is suggested for your situation. We\u2019ll also help you to develop a plan you\u2019re happy with.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-3_3\" hidden><span>If you&#8217;re struggling with your payments and some end up being late or get missed, this is often a sign of financial distress. Through an appointment, we can help you to determine whether it is possible to catch up, or whether other options need to be explored to reduce your debt.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-3_4\" hidden><span>If you are receiving collections communication or repossession threats, the situation has become serious and increasingly time-sensitive. We highly recommend contacting us for help with this situation as soon as possible because your creditors are likely to take further action.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-3_5\" hidden><span>If creditors have initiated legal action, our ability to help becomes limited. You are welcome to call us for guidance but you\u2019re likely going to need legal assistance, which we cannot provide directly. We can connect you with the right professionals for your situation if this ends up being the case.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-4_1\" hidden><span>If you are currently without income, the top priority is covering your essential living expenses while trying to obtain income. We encourage you to focus on these essentials, and we\u2019re happy to assist you with understanding your financial options.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-4_2\" hidden><span>The income you receive from the government is intended for basic needs such as food and shelter, and therefore is protected from creditors. We can help you review your budget and consider your options with this type of income and\/or a mix of other income types.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-4_3\" hidden><span>The income provided by EI or government pensions can meet basic needs, but it might be a reduction from your previous income. We can help you to create or review your existing budget and identify some potential adjustments while providing guidance on any debts you may have.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-4_4\" hidden><span>Your type of income tends to yield more options to deal with debt compared to some other types. We can help you to understand your options, plan to improve your overall financial health, and answer any questions you may have.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-4_5\" hidden><span>In respect to your self-employment, this type of employment offers freedom and flexibility, but also poses unique challenges for managing your finances. We can help sole proprietors and non-corporate business owners through budgeting and debt solutions. We often advise corporate owners\/directors to contact a more specialized expert in corporate finance.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-4_6\" hidden><span>Your type of income tends to yield more options to deal with debt compared to some other types. We can help you to understand your options, plan to improve your overall financial health, and answer any questions you may have.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                <pee class=\"lines-to-reveal\" id=\"hidden-cta\" hidden><span>If you&#8217;d like to speak with a certified credit counsellor right now, call us at <a href=\"tel:1-888-527-8999\"><strong>1-888-527-8999<\/strong><\/a> or fill out the form below to request a call back. We look forward to hearing from you.<\/span><\/pee><!-- [et_pb_line_break_holder] -->                          <\/p>\n<div id=\"hidden-form\" hidden><!-- [et_pb_line_break_holder] -->\t\t\t\t\t\t\t\t\t<script><!-- [et_pb_line_break_holder] -->                                var responses; \/* Needed to add data to HubSpot form at the end *\/<!-- [et_pb_line_break_holder] -->                      \t\t\t\t\tvar ClickCount = 0;<!-- [et_pb_line_break_holder] -->                      \t\t\t\t\tvar show_results = document.getElementById(\"showResults\");<!-- [et_pb_line_break_holder] -->                        jQuery( document ).ready(function( $ ) {<!-- [et_pb_line_break_holder] -->                            function displayResults() {<!-- [et_pb_line_break_holder] -->                                var checkBox1 = document.getElementById(\"Check1\");<!-- [et_pb_line_break_holder] -->                                var checkBox2 = document.getElementById(\"Check2\");<!-- 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[et_pb_line_break_holder] -->                                  back_link.scrollIntoView();<!-- [et_pb_line_break_holder] -->                                \t}<!-- [et_pb_line_break_holder] -->                              <!-- [et_pb_line_break_holder] -->                                \/\/Call to action<!-- [et_pb_line_break_holder] -->                                var text01 = document.getElementById(\"hidden-cta\");<!-- [et_pb_line_break_holder] -->                                var text02 = document.getElementById(\"hidden-form\");<!-- [et_pb_line_break_holder] -->                              \tvar text03 = document.getElementById(\"sa-hidden-form\");<!-- [et_pb_line_break_holder] -->                                if ((checkBox1.checked == true || checkBox2.checked == true || checkBox6.checked == true || checkBox7.checked == true || checkBox8.checked == true || checkBox10.checked == true || checkBox11.checked == true || checkBox12.checked == true || checkBox13.checked == true || checkBox14.checked == true || checkBox15.checked == true  || checkBox17.checked == true || checkBox18.checked == true || checkBox19.checked == true || checkBox20.checked == true || checkBox21.checked == true)  && FormComplete == true){<!-- [et_pb_line_break_holder] -->                                    text01.style.display = \"block\";<!-- [et_pb_line_break_holder] -->                                    text02.style.display = \"block\";<!-- [et_pb_line_break_holder] -->                                  \ttext03.style.display = \"block\";<!-- [et_pb_line_break_holder] -->                                } else {<!-- [et_pb_line_break_holder] -->                                    text01.style.display = \"none\";<!-- [et_pb_line_break_holder] -->                                    text02.style.display = \"none\";<!-- [et_pb_line_break_holder] -->                                  \ttext03.style.display = \"none\";<!-- [et_pb_line_break_holder] -->                                }<!-- [et_pb_line_break_holder] -->                                \/\/ Hidden Header for last section & Error Message<!-- [et_pb_line_break_holder] -->                                var text0 = document.getElementById(\"hidden-heading\");<!-- [et_pb_line_break_holder] -->                                if (FormComplete == false){<!-- [et_pb_line_break_holder] -->                                    document.getElementById(\"errorMessage\").style.display = \"block\";<!-- [et_pb_line_break_holder] -->                                    text0.style.display = \"none\";<!-- [et_pb_line_break_holder] -->                                } else {<!-- [et_pb_line_break_holder] -->                                    document.getElementById(\"errorMessage\").style.display = \"none\";<!-- [et_pb_line_break_holder] -->                                    text0.style.display = \"block\";<!-- [et_pb_line_break_holder] -->                                  \t\/\/Draws the eye to revealed text by putting new section in view then fading in text<!-- [et_pb_line_break_holder] -->                                  \twindow.location.hash = 'top-h2';<!-- [et_pb_line_break_holder] -->                                    $('#reveal-section')<!-- [et_pb_line_break_holder] -->                                        .css({backgroundColor:\"#5B25AF\"})<!-- [et_pb_line_break_holder] -->                                        .animate({backgroundColor:\"transparent\"}, 5000, null, <!-- [et_pb_line_break_holder] -->                                        function() { this.style.backgroundColor='transparent'; });<!-- [et_pb_line_break_holder] -->                                }<!-- [et_pb_line_break_holder] -->                            }         <!-- [et_pb_line_break_holder] -->                          <!-- [et_pb_line_break_holder] -->                            \/\/Could use this in show results button: onclick=\"window.location.hash = 'how-we-can-help';\"<!-- [et_pb_line_break_holder] -->                          \t\/\/It then jumps to an achor link in question 4.<!-- [et_pb_line_break_holder] -->                           \t<!-- [et_pb_line_break_holder] -->                            \t\tvar show_r = document.getElementById(\"showResults\")<!-- [et_pb_line_break_holder] -->                            \t\tshow_r.onclick = function() {<!-- [et_pb_line_break_holder] -->\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\twindow.scrollBy(0, 400);<!-- [et_pb_line_break_holder] -->                            \t\t\t\treturn false;<!-- [et_pb_line_break_holder] -->                            \t\t}<!-- [et_pb_line_break_holder] -->                          <!-- [et_pb_line_break_holder] -->                            \/\/Put checkbox responses into an array to send to HubSpot<!-- [et_pb_line_break_holder] -->                              $(\"#showResults\").click(function(){<!-- [et_pb_line_break_holder] -->                                  displayResults();<!-- [et_pb_line_break_holder] -->          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});<!-- [et_pb_line_break_holder] -->            <!-- [et_pb_line_break_holder] -->              \t\t\t\t<\/script><!-- [et_pb_line_break_holder] -->          \t\t\t\t\t<\/div>\n<p><!-- [et_pb_line_break_holder] -->                  \t<\/p>\n<div id=\"sa-hidden-form\" hidden><!-- [et_pb_line_break_holder] -->                     \t  <script><!-- [et_pb_line_break_holder] -->\t\t\t\t\t\t\t\t\t\t\t\t\/* Creates HubSpot Form *\/<!-- [et_pb_line_break_holder] -->                        hbspt.forms.create({<!-- [et_pb_line_break_holder] -->                              region: \"na1\",<!-- [et_pb_line_break_holder] -->                              portalId: \"4092106\",<!-- [et_pb_line_break_holder] -->                              formId: \"d9adde1f-5ea2-4342-bbcd-34122da1b389\",<!-- [et_pb_line_break_holder] -->                                  onFormReady: function($form) {<!-- [et_pb_line_break_holder] -->                                  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custom_padding_last_edited=&#8221;on|phone&#8221; next_background_color=&#8221;#ffffff&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;rgba(91,37,175,0.15)&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#e7dff3 0%|rgba(255,255,255,0.85) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;#e7dff3&#8243; background_color_gradient_end=&#8221;rgba(255,255,255,0.85)&#8221; background_image=&#8221;\/wp-content\/uploads\/2020\/04\/credit-counselling-society-tv-interview-7.jpg&#8221; background_position=&#8221;top_center&#8221; z_index=&#8221;0&#8243; custom_padding=&#8221;||170px|||&#8221; custom_padding_tablet=&#8221;||150px||false|false&#8221; custom_padding_phone=&#8221;||120px||false|false&#8221; bottom_divider_style=&#8221;curve2&#8243; bottom_divider_height=&#8221;100px&#8221; bottom_divider_height_tablet=&#8221;70px&#8221; 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global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Global TV and CTV News Interview People We Helped<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; text_orientation=&#8221;center&#8221; max_width=&#8221;1500px&#8221; animation_direction=&#8221;bottom&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p >Occasionally, the news media will speak with people we helped who are comfortable with publicly sharing their experiences. Here are a few of their stories.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; max_width=&#8221;1500px&#8221; custom_padding=&#8221;||30px|||&#8221; use_custom_width=&#8221;on&#8221; custom_width_px=&#8221;1280px&#8221; global_colors_info=&#8221;{}&#8221; transform_styles__hover_enabled=&#8221;on|hover&#8221; transform_scale__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover_enabled=&#8221;on|hover&#8221; transform_rotate__hover_enabled=&#8221;on|desktop&#8221; transform_skew__hover_enabled=&#8221;on|desktop&#8221; transform_origin__hover_enabled=&#8221;on|desktop&#8221; custom_css_main_element_last_edited=&#8221;on|phone&#8221; custom_css_main_element_tablet=&#8221;  margin: auto;||  width: 50%;||&#8221; custom_css_main_element_phone=&#8221; &#8220;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#ffffff&#8221; transform_translate_linked__hover=&#8221;off&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; animation_style=&#8221;zoom&#8221; animation_direction=&#8221;top&#8221; animation_intensity_zoom=&#8221;5%&#8221; custom_css_main_element=&#8221;max-width: 530px;&#8221; border_radii=&#8221;on|8px|8px|8px|8px&#8221; box_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; background__hover_enabled=&#8221;off|desktop&#8221; background_enable_color__hover=&#8221;off&#8221; transform_styles__hover_enabled=&#8221;on|hover&#8221; transform_scale__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover_enabled=&#8221;on|hover&#8221; transform_rotate__hover_enabled=&#8221;on|desktop&#8221; transform_skew__hover_enabled=&#8221;on|desktop&#8221; transform_origin__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover=&#8221;0px|-10px&#8221;][et_pb_image src=&#8221;\/wp-content\/uploads\/2020\/09\/client-1.jpg&#8221; url=&#8221;https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/09\/Global-TV-Kelowna-March-29-2012.mp4&#8243; url_new_window=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.16&#8243; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;rgba(0,0,0,0.8)&#8221; header_3_line_height=&#8221;1.3em&#8221; header_4_font=&#8221;|600|||||||&#8221; header_4_font_size=&#8221;22px&#8221; width=&#8221;80%&#8221; max_width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||30px||false|false&#8221; global_colors_info=&#8221;{}&#8221; content__hover_enabled=&#8221;off|desktop&#8221; header_3_text_color__hover_enabled=&#8221;on|hover&#8221; header_3_text_color__hover=&#8221;#2ad13d&#8221;]Julia Fletcher is interviewed by Global TV after consolidating and paying off her debt with no interest with help from the Credit Counselling Society. <a href=\"https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/09\/Global-TV-Kelowna-March-29-2012.mp4\" target=\"_blank\" rel=\"noopener noreferrer\">Watch News Clip<\/a>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#ffffff&#8221; transform_scale_last_edited=&#8221;off|desktop&#8221; transform_translate_last_edited=&#8221;off|desktop&#8221; transform_translate_linked__hover=&#8221;off&#8221; transform_rotate_last_edited=&#8221;off|desktop&#8221; transform_skew_last_edited=&#8221;off|desktop&#8221; transform_origin_last_edited=&#8221;off|desktop&#8221; transform_styles_last_edited=&#8221;off|desktop&#8221; animation_style=&#8221;zoom&#8221; animation_direction=&#8221;top&#8221; animation_intensity_zoom=&#8221;5%&#8221; custom_css_main_element=&#8221;max-width: 530px;&#8221; border_radii=&#8221;on|8px|8px|8px|8px&#8221; box_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221; transform_styles__hover_enabled=&#8221;on|hover&#8221; transform_scale__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover_enabled=&#8221;on|hover&#8221; transform_rotate__hover_enabled=&#8221;on|desktop&#8221; transform_skew__hover_enabled=&#8221;on|desktop&#8221; transform_origin__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover=&#8221;0px|-10px&#8221;][et_pb_image src=&#8221;\/wp-content\/uploads\/2020\/09\/client-2_3.jpg&#8221; url=&#8221;https:\/\/bc.ctvnews.ca\/help-to-pay-down-debt-1.597592&#8243; url_new_window=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.16&#8243; header_font=&#8221;|600|||||||&#8221; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;rgba(0,0,0,0.8)&#8221; header_3_line_height=&#8221;1.3em&#8221; header_4_font=&#8221;|600|||||||&#8221; header_4_font_size=&#8221;22px&#8221; width=&#8221;80%&#8221; max_width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||30px||false|false&#8221; global_colors_info=&#8221;{}&#8221; content__hover_enabled=&#8221;off|desktop&#8221; header_3_text_color__hover_enabled=&#8221;on|hover&#8221; header_3_text_color__hover=&#8221;#2ad13d&#8221;]CTV News interviews Dan Robinson after he consolidated and paid off $30,000 in debt with no interest by receiving help from the Credit Counselling Society. <a href=\"https:\/\/bc.ctvnews.ca\/help-to-pay-down-debt-1.597592\" target=\"_blank\" rel=\"noopener noreferrer\">Watch the News Story<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; 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url=&#8221;https:\/\/globalnews.ca\/video\/3334199\/drowning-in-debt&#8221; url_new_window=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.16&#8243; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;rgba(0,0,0,0.8)&#8221; header_3_line_height=&#8221;1.3em&#8221; header_4_font=&#8221;|600|||||||&#8221; header_4_font_size=&#8221;22px&#8221; width=&#8221;80%&#8221; max_width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||30px||false|false&#8221; global_colors_info=&#8221;{}&#8221; content__hover_enabled=&#8221;off|desktop&#8221; header_3_text_color__hover_enabled=&#8221;on|hover&#8221; header_3_text_color__hover=&#8221;#2ad13d&#8221;]Global TV sits down to talk with Charis who consolidated with us and has now almost paid off $67,000 worth of debt on 13 different credit cards. <a href=\"https:\/\/globalnews.ca\/video\/3334199\/drowning-in-debt\" target=\"_blank\" rel=\"noopener noreferrer\">See the Segment<\/a>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;||50px|||&#8221; animation_direction=&#8221;bottom&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">See even more <a href=\"https:\/\/nomoredebts.org\/press-media\">of the Credit Counselling Society on the news<\/a>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Media Logos &#8211; Transparent Bar&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;rgba(42,209,61,0.7)&#8221; width=&#8221;100%&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; max_width=&#8221;100%&#8221; max_width_tablet=&#8221;100%&#8221; max_width_last_edited=&#8221;off|desktop&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; 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position_origin_a=&#8221;top_center&#8221; width=&#8221;90%&#8221; width_tablet=&#8221;90%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|desktop&#8221; max_width=&#8221;100%&#8221; hover_transition_duration=&#8221;500ms&#8221; hover_transition_speed_curve=&#8221;ease-in-out&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_image src=&#8221;\/wp-content\/uploads\/2020\/09\/as-featured-in-media-logos-3-description-3.png&#8221; align=&#8221;center&#8221; src_tablet=&#8221;\/wp-content\/uploads\/2020\/03\/as-featured-in-media-logos-3-description-4.png&#8221; src_phone=&#8221;\/wp-content\/uploads\/2020\/03\/as-featured-in-media-logos-3-description-4.png&#8221; src_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;Description&#8221; _builder_version=&#8221;4.16&#8243; width=&#8221;90%&#8221; width_tablet=&#8221;90%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|desktop&#8221; max_width=&#8221;100%&#8221; max_width_tablet=&#8221;90%&#8221; max_width_last_edited=&#8221;off|phone&#8221; module_alignment=&#8221;center&#8221; filter_opacity=&#8221;0%&#8221; hover_transition_duration=&#8221;500ms&#8221; hover_transition_speed_curve=&#8221;ease-in-out&#8221; global_colors_info=&#8221;{}&#8221; filter_opacity__hover_enabled=&#8221;on|desktop&#8221; filter_opacity__hover=&#8221;100%&#8221; src__hover_enabled=&#8221;off|desktop&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||7px|||&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<div><style>#wprev-slider-10 .wprevpro_star_imgs{color: #FDD314;}#wprev-slider-10 .wprsp-star{color: #FDD314;}#wprev-slider-10 .wprevpro_star_imgs span.svgicons {background: #FDD314;}#wprev-slider-10 .wprev_preview_bradius_T6 {border-radius: 14px;}#wprev-slider-10 .wprev_preview_bg1_T6 {background:#fdfdfd;}#wprev-slider-10 .wprev_preview_bg2_T6 {background:#eeeeee;}#wprev-slider-10 .wprev_preview_tcolor1_T6 {color:#555555;}#wprev-slider-10 .wprev_preview_tcolor2_T6 {color:#555555;}#wprev-slider-10 .wprs_rd_more,.wprs_rd_less,.wprevpro_btn_show_rdpop{color:#0000ee;}<\/style><style>#wprev-slider-10 .indrevlineclamp{display:-webkit-box;-webkit-line-clamp: 3;-webkit-box-orient: vertical;overflow:hidden;hyphens: auto;word-break: auto-phrase;}<\/style><\/div><div class=\"wprevpro wprev-slick-slider \" id=\"wprev-slider-10\"><div id=\"wprevgoslickid_10\"  style=\"display:none;\" class=\"wprevgoslick w3_wprs-row\" data-avatartemplate=\"0\" data-totalreviewsnum=\"9\" data-revsperrow=\"3\" data-wprevmasonry=\"no\" data-loadmore=\"no\" data-avatarnav=\"no\" data-revsameheight=\"yes\" data-slickwprev='{\"slidesToShow\": 3,\"slidesToScroll\": 3,\"dots\": true,\"arrows\": true,\"infinite\": false,\"speed\": 750,\"adaptiveHeight\": false,\"centerMode\": false,\"fade\":false,\"centerPadding\": \"60px\", \"rows\":1}'><div class=\" wprevpro_t6_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n<div class=\"wpproslider_t6_DIV_1a\">\r\n\t<div class=\"indrevdiv wpproslider_t6_DIV_2 wprev_preview_bg1_T6 wprev_preview_bradius_T6\">\r\n\t<div class=\"wpproslider_t6_DIV_2_top\">\r\n\t\t<div class=\"wpproslider_t6_DIV_3L\" ><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/nomoredebts.org\/wp-content\/uploads\/wprevslider\/avatars\/1637625600_86.jpg\" alt=\"Roz Bones Avatar\" class=\"wpproslider_t6_IMG_2 wprevpro_avatarimg\" \/><\/div>\r\n\t\t<div class=\"wpproslider_t6_DIV_3\">\r\n\t\t\t<div class=\"t6displayname wpproslider_t6_STRONG_5 wprev_preview_tcolor2_T6\">Roz Bones<\/div>\r\n\t\t\t<div class=\"wpproslider_t6_star_DIV\"><span class=\"wprevpro_star_imgs_T6\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span><\/div>\r\n\t\t\t<div class=\"wpproslider_t6_SPAN_6 wprev_preview_tcolor2_T6\"><span class=\"wprev_showdate_T6\"><\/span><\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n\t<div class=\" wpproslider_t6_DIV_4\">\r\n\t\t\t<div class=\"indrevtxt wpproslider_t6_P_4 wprev_preview_tcolor1_T6\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='86'>\t\t\t\tThey are very helpful and pleasant. Highly recommend!<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t<div class=\"wpproslider_t6_DIV_3_logo\"><a href=\"https:\/\/www.facebook.com\/184500263\/posts\/606580801896\" target=\"_blank\" rel=\"nofollow noreferrer\" class=\"wprevpro_t6_site_logo_a\"><img decoding=\"async\" width=32 height=32 src=\"https:\/\/nomoredebts.org\/wp-content\/plugins\/wp-review-slider-pro\/public\/partials\/imgs\/facebook_small_icon.svg\" alt=\"Facebook Logo\" class=\"wprevpro_t6_site_logo wprevsiteicon \"><\/a><\/div>\r\n\t<\/div>\r\n\t\r\n<\/div>\r\n\t\r\n<\/div>\r\n<div class=\" wprevpro_t6_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n<div class=\"wpproslider_t6_DIV_1a\">\r\n\t<div class=\"indrevdiv wpproslider_t6_DIV_2 wprev_preview_bg1_T6 wprev_preview_bradius_T6\">\r\n\t<div class=\"wpproslider_t6_DIV_2_top\">\r\n\t\t<div class=\"wpproslider_t6_DIV_3L\" ><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/nomoredebts.org\/wp-content\/uploads\/wprevslider\/avatars\/1607299200_87.jpg\" alt=\"Amber Morley Avatar\" class=\"wpproslider_t6_IMG_2 wprevpro_avatarimg\" \/><\/div>\r\n\t\t<div class=\"wpproslider_t6_DIV_3\">\r\n\t\t\t<div class=\"t6displayname wpproslider_t6_STRONG_5 wprev_preview_tcolor2_T6\">Amber Morley<\/div>\r\n\t\t\t<div class=\"wpproslider_t6_star_DIV\"><span class=\"wprevpro_star_imgs_T6\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span><\/div>\r\n\t\t\t<div class=\"wpproslider_t6_SPAN_6 wprev_preview_tcolor2_T6\"><span class=\"wprev_showdate_T6\"><\/span><\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n\t<div class=\" wpproslider_t6_DIV_4\">\r\n\t\t\t<div class=\"indrevtxt wpproslider_t6_P_4 wprev_preview_tcolor1_T6\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='87'>\t\t\t\tvery helpful, they offer great counselling services to help with debt<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t<div class=\"wpproslider_t6_DIV_3_logo\"><a href=\"https:\/\/www.facebook.com\/100015155886508\/posts\/1068169873698199\" target=\"_blank\" rel=\"nofollow noreferrer\" class=\"wprevpro_t6_site_logo_a\"><img decoding=\"async\" width=32 height=32 src=\"https:\/\/nomoredebts.org\/wp-content\/plugins\/wp-review-slider-pro\/public\/partials\/imgs\/facebook_small_icon.svg\" alt=\"Facebook Logo\" class=\"wprevpro_t6_site_logo wprevsiteicon \"><\/a><\/div>\r\n\t<\/div>\r\n\t\r\n<\/div>\r\n\t\r\n<\/div>\r\n<div class=\" wprevpro_t6_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n<div class=\"wpproslider_t6_DIV_1a\">\r\n\t<div class=\"indrevdiv wpproslider_t6_DIV_2 wprev_preview_bg1_T6 wprev_preview_bradius_T6\">\r\n\t<div class=\"wpproslider_t6_DIV_2_top\">\r\n\t\t<div class=\"wpproslider_t6_DIV_3L\" ><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/nomoredebts.org\/wp-content\/uploads\/wprevslider\/avatars\/1598313600_89.jpg\" alt=\"Bev Petow Avatar\" class=\"wpproslider_t6_IMG_2 wprevpro_avatarimg\" \/><\/div>\r\n\t\t<div class=\"wpproslider_t6_DIV_3\">\r\n\t\t\t<div class=\"t6displayname wpproslider_t6_STRONG_5 wprev_preview_tcolor2_T6\">Bev Petow<\/div>\r\n\t\t\t<div class=\"wpproslider_t6_star_DIV\"><span class=\"wprevpro_star_imgs_T6\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span><\/div>\r\n\t\t\t<div class=\"wpproslider_t6_SPAN_6 wprev_preview_tcolor2_T6\"><span class=\"wprev_showdate_T6\"><\/span><\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n\t<div class=\" wpproslider_t6_DIV_4\">\r\n\t\t\t<div class=\"indrevtxt wpproslider_t6_P_4 wprev_preview_tcolor1_T6\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='89'>\t\t\t\tI highly recommend talking with the CCS to get you started in better understanding what options you may have in the finance realm - which has a language and is an animal all it's own.<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t<div class=\"wpproslider_t6_DIV_3_logo\"><a href=\"https:\/\/www.facebook.com\/100000305070498\/posts\/3431930360160433\" target=\"_blank\" rel=\"nofollow noreferrer\" class=\"wprevpro_t6_site_logo_a\"><img decoding=\"async\" width=32 height=32 src=\"https:\/\/nomoredebts.org\/wp-content\/plugins\/wp-review-slider-pro\/public\/partials\/imgs\/facebook_small_icon.svg\" alt=\"Facebook Logo\" class=\"wprevpro_t6_site_logo wprevsiteicon \"><\/a><\/div>\r\n\t<\/div>\r\n\t\r\n<\/div>\r\n\t\r\n<\/div>\r\n<div class=\" wprevpro_t6_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n<div class=\"wpproslider_t6_DIV_1a\">\r\n\t<div class=\"indrevdiv wpproslider_t6_DIV_2 wprev_preview_bg1_T6 wprev_preview_bradius_T6\">\r\n\t<div class=\"wpproslider_t6_DIV_2_top\">\r\n\t\t<div class=\"wpproslider_t6_DIV_3L\" ><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/nomoredebts.org\/wp-content\/uploads\/wprevslider\/avatars\/1592870400_90.jpg\" alt=\"Mark Eastham Avatar\" class=\"wpproslider_t6_IMG_2 wprevpro_avatarimg\" \/><\/div>\r\n\t\t<div class=\"wpproslider_t6_DIV_3\">\r\n\t\t\t<div class=\"t6displayname wpproslider_t6_STRONG_5 wprev_preview_tcolor2_T6\">Mark Eastham<\/div>\r\n\t\t\t<div class=\"wpproslider_t6_star_DIV\"><span class=\"wprevpro_star_imgs_T6\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span><\/div>\r\n\t\t\t<div class=\"wpproslider_t6_SPAN_6 wprev_preview_tcolor2_T6\"><span class=\"wprev_showdate_T6\"><\/span><\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n\t<div class=\" wpproslider_t6_DIV_4\">\r\n\t\t\t<div class=\"indrevtxt wpproslider_t6_P_4 wprev_preview_tcolor1_T6\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='90'>\t\t\t\tI got in over my head and now The Credit Counseling Society is helping me find a way out, very professional<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t<div class=\"wpproslider_t6_DIV_3_logo\"><a href=\"https:\/\/www.facebook.com\/1509525938\/posts\/10222714016508260\" target=\"_blank\" rel=\"nofollow noreferrer\" class=\"wprevpro_t6_site_logo_a\"><img decoding=\"async\" width=32 height=32 src=\"https:\/\/nomoredebts.org\/wp-content\/plugins\/wp-review-slider-pro\/public\/partials\/imgs\/facebook_small_icon.svg\" alt=\"Facebook Logo\" class=\"wprevpro_t6_site_logo wprevsiteicon \"><\/a><\/div>\r\n\t<\/div>\r\n\t\r\n<\/div>\r\n\t\r\n<\/div>\r\n<div class=\" wprevpro_t6_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n<div class=\"wpproslider_t6_DIV_1a\">\r\n\t<div class=\"indrevdiv wpproslider_t6_DIV_2 wprev_preview_bg1_T6 wprev_preview_bradius_T6\">\r\n\t<div class=\"wpproslider_t6_DIV_2_top\">\r\n\t\t<div class=\"wpproslider_t6_DIV_3L\" ><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/nomoredebts.org\/wp-content\/uploads\/wprevslider\/avatars\/1573171200_91.jpg\" alt=\"Dasha HR Avatar\" class=\"wpproslider_t6_IMG_2 wprevpro_avatarimg\" \/><\/div>\r\n\t\t<div class=\"wpproslider_t6_DIV_3\">\r\n\t\t\t<div class=\"t6displayname wpproslider_t6_STRONG_5 wprev_preview_tcolor2_T6\">Dasha HR<\/div>\r\n\t\t\t<div class=\"wpproslider_t6_star_DIV\"><span class=\"wprevpro_star_imgs_T6\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span><\/div>\r\n\t\t\t<div class=\"wpproslider_t6_SPAN_6 wprev_preview_tcolor2_T6\"><span class=\"wprev_showdate_T6\"><\/span><\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n\t<div class=\" wpproslider_t6_DIV_4\">\r\n\t\t\t<div class=\"indrevtxt wpproslider_t6_P_4 wprev_preview_tcolor1_T6\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='91'>\t\t\t\tYesterday our head office employees attended a very informative presentation for our regular Lunch & Learn wellness seminars on the topic of \"75 Ways to Save Money on Everyday Living\", presented by Anne Arbour of mymoneycoach.ca   Anne's presentation was thorough, relevant and presented with humour and insight. We all took away some valuable tips and would love to have Anne come back and present on one of their other topics about personal financial wellness.<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t<div class=\"wpproslider_t6_DIV_3_logo\"><a href=\"https:\/\/www.facebook.com\/100013840846357\/posts\/752216961916325\" target=\"_blank\" rel=\"nofollow noreferrer\" class=\"wprevpro_t6_site_logo_a\"><img decoding=\"async\" width=32 height=32 src=\"https:\/\/nomoredebts.org\/wp-content\/plugins\/wp-review-slider-pro\/public\/partials\/imgs\/facebook_small_icon.svg\" alt=\"Facebook Logo\" class=\"wprevpro_t6_site_logo wprevsiteicon \"><\/a><\/div>\r\n\t<\/div>\r\n\t\r\n<\/div>\r\n\t\r\n<\/div>\r\n<div class=\" wprevpro_t6_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n<div class=\"wpproslider_t6_DIV_1a\">\r\n\t<div class=\"indrevdiv wpproslider_t6_DIV_2 wprev_preview_bg1_T6 wprev_preview_bradius_T6\">\r\n\t<div class=\"wpproslider_t6_DIV_2_top\">\r\n\t\t<div class=\"wpproslider_t6_DIV_3L\" ><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/nomoredebts.org\/wp-content\/uploads\/wprevslider\/avatars\/1571270400_92.jpg\" alt=\"Annie Gatfield Avatar\" class=\"wpproslider_t6_IMG_2 wprevpro_avatarimg\" \/><\/div>\r\n\t\t<div class=\"wpproslider_t6_DIV_3\">\r\n\t\t\t<div class=\"t6displayname wpproslider_t6_STRONG_5 wprev_preview_tcolor2_T6\">Annie Gatfield<\/div>\r\n\t\t\t<div class=\"wpproslider_t6_star_DIV\"><span class=\"wprevpro_star_imgs_T6\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span><\/div>\r\n\t\t\t<div class=\"wpproslider_t6_SPAN_6 wprev_preview_tcolor2_T6\"><span class=\"wprev_showdate_T6\"><\/span><\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n\t<div class=\" wpproslider_t6_DIV_4\">\r\n\t\t\t<div class=\"indrevtxt wpproslider_t6_P_4 wprev_preview_tcolor1_T6\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='92'>\t\t\t\tNon judgemental and informative interview.<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t<div class=\"wpproslider_t6_DIV_3_logo\"><a href=\"https:\/\/www.facebook.com\/100011132057220\/posts\/940301359684257\" target=\"_blank\" rel=\"nofollow noreferrer\" class=\"wprevpro_t6_site_logo_a\"><img decoding=\"async\" width=32 height=32 src=\"https:\/\/nomoredebts.org\/wp-content\/plugins\/wp-review-slider-pro\/public\/partials\/imgs\/facebook_small_icon.svg\" alt=\"Facebook Logo\" class=\"wprevpro_t6_site_logo wprevsiteicon \"><\/a><\/div>\r\n\t<\/div>\r\n\t\r\n<\/div>\r\n\t\r\n<\/div>\r\n<div class=\" wprevpro_t6_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n<div class=\"wpproslider_t6_DIV_1a\">\r\n\t<div class=\"indrevdiv wpproslider_t6_DIV_2 wprev_preview_bg1_T6 wprev_preview_bradius_T6\">\r\n\t<div class=\"wpproslider_t6_DIV_2_top\">\r\n\t\t<div class=\"wpproslider_t6_DIV_3L\" ><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/nomoredebts.org\/wp-content\/uploads\/wprevslider\/avatars\/1570579200_93.jpg\" alt=\"Mandolin Hart Avatar\" class=\"wpproslider_t6_IMG_2 wprevpro_avatarimg\" \/><\/div>\r\n\t\t<div class=\"wpproslider_t6_DIV_3\">\r\n\t\t\t<div class=\"t6displayname wpproslider_t6_STRONG_5 wprev_preview_tcolor2_T6\">Mandolin Hart<\/div>\r\n\t\t\t<div class=\"wpproslider_t6_star_DIV\"><span class=\"wprevpro_star_imgs_T6\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span><\/div>\r\n\t\t\t<div class=\"wpproslider_t6_SPAN_6 wprev_preview_tcolor2_T6\"><span class=\"wprev_showdate_T6\"><\/span><\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n\t<div class=\" wpproslider_t6_DIV_4\">\r\n\t\t\t<div class=\"indrevtxt wpproslider_t6_P_4 wprev_preview_tcolor1_T6\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='93'>\t\t\t\tThe Credit Counselling Society has been amazing to work with. I cannot recommend them enough.<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t<div class=\"wpproslider_t6_DIV_3_logo\"><a href=\"https:\/\/www.facebook.com\/754565065\/posts\/10162520132195066\" target=\"_blank\" rel=\"nofollow noreferrer\" class=\"wprevpro_t6_site_logo_a\"><img decoding=\"async\" width=32 height=32 src=\"https:\/\/nomoredebts.org\/wp-content\/plugins\/wp-review-slider-pro\/public\/partials\/imgs\/facebook_small_icon.svg\" alt=\"Facebook Logo\" class=\"wprevpro_t6_site_logo wprevsiteicon \"><\/a><\/div>\r\n\t<\/div>\r\n\t\r\n<\/div>\r\n\t\r\n<\/div>\r\n<div class=\" wprevpro_t6_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n<div class=\"wpproslider_t6_DIV_1a\">\r\n\t<div class=\"indrevdiv wpproslider_t6_DIV_2 wprev_preview_bg1_T6 wprev_preview_bradius_T6\">\r\n\t<div class=\"wpproslider_t6_DIV_2_top\">\r\n\t\t<div class=\"wpproslider_t6_DIV_3L\" ><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/nomoredebts.org\/wp-content\/uploads\/wprevslider\/avatars\/1567123200_94.jpg\" alt=\"Warren Chemin Avatar\" class=\"wpproslider_t6_IMG_2 wprevpro_avatarimg\" \/><\/div>\r\n\t\t<div class=\"wpproslider_t6_DIV_3\">\r\n\t\t\t<div class=\"t6displayname wpproslider_t6_STRONG_5 wprev_preview_tcolor2_T6\">Warren Chemin<\/div>\r\n\t\t\t<div class=\"wpproslider_t6_star_DIV\"><span class=\"wprevpro_star_imgs_T6\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span><\/div>\r\n\t\t\t<div class=\"wpproslider_t6_SPAN_6 wprev_preview_tcolor2_T6\"><span class=\"wprev_showdate_T6\"><\/span><\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n\t<div class=\" wpproslider_t6_DIV_4\">\r\n\t\t\t<div class=\"indrevtxt wpproslider_t6_P_4 wprev_preview_tcolor1_T6\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='94'>\t\t\t\tFeel at ease with them, they are very professional but also human and kind<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t<div class=\"wpproslider_t6_DIV_3_logo\"><a href=\"https:\/\/www.facebook.com\/1439564236\/posts\/10214829663482030\" target=\"_blank\" rel=\"nofollow noreferrer\" class=\"wprevpro_t6_site_logo_a\"><img decoding=\"async\" width=32 height=32 src=\"https:\/\/nomoredebts.org\/wp-content\/plugins\/wp-review-slider-pro\/public\/partials\/imgs\/facebook_small_icon.svg\" alt=\"Facebook Logo\" class=\"wprevpro_t6_site_logo wprevsiteicon \"><\/a><\/div>\r\n\t<\/div>\r\n\t\r\n<\/div>\r\n\t\r\n<\/div>\r\n<div class=\" wprevpro_t6_DIV_1 w3_wprs-col l4 outerrevdiv\">\r\n<div class=\"wpproslider_t6_DIV_1a\">\r\n\t<div class=\"indrevdiv wpproslider_t6_DIV_2 wprev_preview_bg1_T6 wprev_preview_bradius_T6\">\r\n\t<div class=\"wpproslider_t6_DIV_2_top\">\r\n\t\t<div class=\"wpproslider_t6_DIV_3L\" ><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/nomoredebts.org\/wp-content\/uploads\/wprevslider\/avatars\/1562889600_95.jpg\" alt=\"Paula Ewaski Avatar\" class=\"wpproslider_t6_IMG_2 wprevpro_avatarimg\" \/><\/div>\r\n\t\t<div class=\"wpproslider_t6_DIV_3\">\r\n\t\t\t<div class=\"t6displayname wpproslider_t6_STRONG_5 wprev_preview_tcolor2_T6\">Paula Ewaski<\/div>\r\n\t\t\t<div class=\"wpproslider_t6_star_DIV\"><span class=\"wprevpro_star_imgs_T6\"><span class=\"starloc1 wprevpro_star_imgs wprevpro_star_imgsloc1\"><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><span class=\"svgicons svg-wprsp-star\"><\/span><\/span><\/span><\/div>\r\n\t\t\t<div class=\"wpproslider_t6_SPAN_6 wprev_preview_tcolor2_T6\"><span class=\"wprev_showdate_T6\"><\/span><\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n\t<div class=\" wpproslider_t6_DIV_4\">\r\n\t\t\t<div class=\"indrevtxt wpproslider_t6_P_4 wprev_preview_tcolor1_T6\"><div class='readmoretextdiv indrevlineclamp' data-lines='3' data-revid='95'>\t\t\t\tGot some great advice on how to deal with some financial matters, was all done over the phone. Quick, fast and painless.<\/div><div class='divwprsrdmore' style='opacity:0;'><span class='wprs_rd_more'>read more<\/span><span class='wprs_rd_less' style='display:none;'>read less<\/span><\/div>\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t<div class=\"wpproslider_t6_DIV_3_logo\"><a href=\"https:\/\/www.facebook.com\/664656007\/posts\/10156048180266008\" target=\"_blank\" rel=\"nofollow noreferrer\" class=\"wprevpro_t6_site_logo_a\"><img decoding=\"async\" width=32 height=32 src=\"https:\/\/nomoredebts.org\/wp-content\/plugins\/wp-review-slider-pro\/public\/partials\/imgs\/facebook_small_icon.svg\" alt=\"Facebook Logo\" class=\"wprevpro_t6_site_logo wprevsiteicon \"><\/a><\/div>\r\n\t<\/div>\r\n\t\r\n<\/div>\r\n\t\r\n<\/div>\r\n<\/div><\/div><script type=\"application\/ld+json\">{\"@context\": \"http:\/\/schema.org\/\",\"@type\": \"LocalBusiness\",\"name\": \"Credit Counselling Society\",\"description\": \"The Credit Counselling Society helps people in Nanaimo put together a realistic budget, explore all their options to deal with their debt, and then create a plan to get out of debt. It is an accredited, non-profit charity and has served over 850,000 Canadians since opening in 1996.\",\"aggregateRating\": {\"@type\": \"AggregateRating\",\"ratingValue\": \"5\",\"reviewCount\": \"148\",\"bestRating\": \"5\",\"worstRating\": \"1\"},\"image\": \"https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/01\/cropped-ccs-logo-symbol.png\", \"address\": {\"@type\": \"PostalAddress\",\"addressLocality\": \"Nanaimo\",\"addressRegion\": \"British Columbia\",\"postalCode\": \"V9R 2T5\",\"addressCountry\": \"\",\"streetAddress\": \"203 - 335 Wesley Street\"}, \"telephone\": \"250-741-8558\"}<\/script>\r\n[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; width=&#8221;60%&#8221; width_tablet=&#8221;80%&#8221; width_phone=&#8221;80%&#8221; width_last_edited=&#8221;on|tablet&#8221; max_width_tablet=&#8221;100%&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Providing the Best Non-Profit Consumer Debt Consolidation Programs, Interest Relief &#038; Credit Counseling Services to Nanaimo<\/h2>\n<p>The <a href=\"https:\/\/www.bbb.org\/ca\/bc\/new-westminster\/profile\/credit-and-debt-counseling\/credit-counselling-society-0037-136318\" target=\"_blank\" rel=\"noopener\"><span style=\"color:#666;\">Credit Counselling Society<\/span><\/a> has been helping consumers consolidate their debt payments through our non-profit debt management program and through professional, objective advice since 1996. We are <a href=\"https:\/\/nomoredebts.org\/about-us\/accredited-credit-counselling\">accredited by the Better Business Bureau<\/a> and have <a href=\"https:\/\/www.ccaward.com\/\" target=\"_blank\" rel=\"noopener\">won over 80 awards for our outstanding service<\/a> and exceptionally high standards.<\/p>\n<p>Our commitment to providing the best credit counselling and debt relief service has resulted in 98% of our clients reporting that they would recommend our services to others.<\/p>\n<p>Contact us to learn more or <strong>make an appointment with a counsellor<\/strong>. Our appointments are completely <strong>free, confidential, and non-judgmental<\/strong>. Call us now at <a href=\"tel:250-741-8558\">250-741-8558<\/a> or <a href=\"tel:1-888-527-8999\">1-888-527-8999<\/a>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; width=&#8221;65%&#8221; max_width=&#8221;1500px&#8221; module_alignment_tablet=&#8221;center&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;on|tablet&#8221; custom_css_main_element=&#8221;align-items: center;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; animation_intensity_slide=&#8221;2%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;\/wp-content\/uploads\/2020\/09\/nanaimo-office1.jpg&#8221; url=&#8221;https:\/\/www.google.com\/maps\/@49.1648678,-123.9409374,3a,75y,225.7h,88.75t\/data=!3m6!1e1!3m4!1sIR43KtoDrWX3-i1q4Ph95Q!2e0!7i13312!8i6656&#8243; url_new_window=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; width=&#8221;70%&#8221; width_tablet=&#8221;80%&#8221; width_phone=&#8221;auto&#8221; width_last_edited=&#8221;on|phone&#8221; max_width=&#8221;100%&#8221; module_alignment=&#8221;right&#8221; height=&#8221;300px&#8221; module_alignment_tablet=&#8221;center&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;on|desktop&#8221; border_radii=&#8221;on|8px|8px|8px|8px&#8221; box_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; animation_direction=&#8221;right&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; width_tablet=&#8221;50%&#8221; width_phone=&#8221;80%&#8221; width_last_edited=&#8221;on|phone&#8221; max_width=&#8221;65%&#8221; max_width_tablet=&#8221;100%&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|tablet&#8221; module_alignment=&#8221;center&#8221; custom_padding_tablet=&#8221;50px||||false|false&#8221; custom_padding_phone=&#8221;50px||||false|false&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; hover_enabled=&#8221;0&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; module_alignment_tablet=&#8221;center&#8221; module_alignment_phone=&#8221;&#8221; module_alignment_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h3>Nanaimo Office<\/h3>\n<p>Oceanview Executive Centre<br \/>\nSuite 203 &#8211; 335 Wesley Street<br \/>\nNanaimo, BC V9R 2T5<\/p>\n<p><strong>This office is now serving the community with telephone appointments only.<\/strong><\/p>\n<p><strong>Phone: <a href=\"tel:250-741-8558\">250-741-8558<\/a><\/strong>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;50px|||||&#8221; 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da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; min_height=&#8221;745px&#8221; custom_padding=&#8221;0px||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<iframe loading=\"lazy\" src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d10435.573370191798!2d-123.94993803008703!3d49.16463267563937!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x0%3A0xac4d8684b908ffcb!2sCredit%20Counselling%20Society%20Nanaimo%20%7C%20Free%20Debt%20Help%20and%20Debt%20Relief!5e0!3m2!1sen!2sca!4v1599780830586!5m2!1sen!2sca\" width=\"100%\" height=\"750\" frameborder=\"0\" style=\"border:0;\" allowfullscreen=\"\"><\/iframe>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; z_index=&#8221;10&#8243; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.23.4&#8243; text_orientation=&#8221;center&#8221; animation_direction=&#8221;bottom&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Our Nanaimo office also provides debt consolidation options to Gabriola, <a href=\"https:\/\/nomoredebts.org\/debt-consolidation-canada\/bc\/ladysmith\">Ladysmith<\/a>, Chemainus, Lantzville, <a href=\"https:\/\/nomoredebts.org\/debt-consolidation-canada\/bc\/parksville\">Parksville<\/a>, Qualicum Beach, Errington, Coombs, <a href=\"https:\/\/nomoredebts.org\/debt-consolidation-canada\/bc\/port-alberni\">Port Alberni<\/a>, Fanny Bay, <a href=\"https:\/\/nomoredebts.org\/debt-consolidation-canada\/bc\/courtenay\">Courtenay<\/a>, and <a href=\"https:\/\/nomoredebts.org\/debt-consolidation-canada\/bc\/comox\">Comox<\/a>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; 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_builder_version=&#8221;4.16&#8243; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;rgba(255,255,255,0.9)&#8221; text_font_size=&#8221;30px&#8221; text_line_height=&#8221;1.2em&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#ffffff&#8221; header_2_font=&#8221;|700||on|||||&#8221; header_2_font_size=&#8221;42px&#8221; header_2_line_height=&#8221;1.3em&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; z_index=&#8221;1&#8243; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;75%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;-15px||||false|false&#8221; animation_direction=&#8221;bottom&#8221; text_text_shadow_style=&#8221;preset2&#8243; inline_fonts=&#8221;Work Sans&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: left;\">There&#8217;s a Way Out of Debt with Help<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Subtitle&#8221; _builder_version=&#8221;4.16&#8243; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.6em&#8221; header_font=&#8221;||||||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; z_index=&#8221;1&#8243; text_orientation=&#8221;center&#8221; max_width=&#8221;75%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; module_alignment=&#8221;center&#8221; min_height=&#8221;80px&#8221; custom_margin=&#8221;-15px||30px||false|false&#8221; animation_direction=&#8221;bottom&#8221; text_text_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: left;\">&#8220;I had just come to the point where I had given up hope \u2013 that there\u2019s no way I could ever repay my debt. A friend of mine suggested I reach out, and I thought I\u2019d get some condescending person on the phone lecture me about money, but my counsellor was the most compassionate, caring person who became sort of my own personal cheerleader.&#8221;<\/p>\n<p style=\"text-align: left;\">&#8211; Charis<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; z_index=&#8221;10&#8243; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;-30px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Learn More About Various Debt Consolidation Options That are Available<\/h3>\n<p>If you would like to look into this some more before you talk to anyone, feel free to check out the <a href=\"https:\/\/nomoredebts.org\/debt-help\/debt-consolidation\">8 most common ways to consolidate debt in Canada<\/a>.<\/p>\n<p>When you&#8217;re ready to chat with us about your consolidated credit options in Nanaimo, you can <a href=\"\/contact-us#options\">connect with us by phone, email, online chat, or in person<\/a> at one of our many locations.<\/p>\n<p>We also help people when they feel that bankruptcy is their only option. Our debt counsellors guide people through <a href=\"https:\/\/nomoredebts.org\/bankruptcy-canada\/bc\/nanaimo\">all relevant information and explore all alternatives to filing bankruptcy in Nanaimo, BC<\/a> so that insolvency can be avoided if possible.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; prev_background_color=&#8221;#ffffff&#8221; admin_label=&#8221;CTA &#8211; Need some help?&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;\/wp-content\/uploads\/2020\/04\/man-calling-for-help-from-home-4.jpg&#8221; background_position=&#8221;top_center&#8221; height=&#8221;750px&#8221; top_divider_style=&#8221;wave2&#8243; top_divider_arrangement=&#8221;above_content&#8221; top_divider_height_tablet=&#8221;70px&#8221; top_divider_height_phone=&#8221;&#8221; top_divider_height_last_edited=&#8221;on|phone&#8221; bottom_divider_style=&#8221;wave2&#8243; bottom_divider_color=&#8221;#e7dff3&#8243; 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custom_padding_last_edited=&#8221;on|phone&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; animation_intensity_slide=&#8221;2%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;rgba(255,255,255,0.7)&#8221; text_font_size=&#8221;30px&#8221; text_line_height=&#8221;1em&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;100%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;60px||||false|false&#8221; text_text_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Need some help?<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;rgba(255,255,255,0.9)&#8221; text_font_size=&#8221;30px&#8221; text_line_height=&#8221;1em&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;90%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;-15px||||false|false&#8221; text_text_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Get Relief From Your Stress &#038; Debt Today<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.6em&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;75%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; min_height=&#8221;80px&#8221; custom_margin=&#8221;-15px||30px||false|false&#8221; text_text_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>With Canada&#8217;s most trusted non-profit credit counselling service here for you, what\u2019s holding you back?<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#hs-chat-open&#8221; button_text=&#8221;Online Chat&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;Button 1&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#2ad13d&#8221; button_icon=&#8221;&#x35;||divi||400&#8243; background_layout=&#8221;dark&#8221; animation_style=&#8221;fade&#8221; animation_duration=&#8221;2000ms&#8221; animation_starting_opacity=&#8221;30%&#8221; hover_transition_speed_curve=&#8221;ease-in-out&#8221; global_colors_info=&#8221;{}&#8221; button_border_radius__hover_enabled=&#8221;on|hover&#8221; button_border_radius__hover=&#8221;8px&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover=&#8221;#2AD13D&#8221; 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One of the ways we do this is through accountability and transparency. Our organization and its staff are held to the most rigorous standards of accountability in our industry.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; module_class=&#8221;mobile-stacking&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; background_enable_image=&#8221;off&#8221; max_width=&#8221;1500px&#8221; max_width_tablet=&#8221;90%&#8221; max_width_last_edited=&#8221;off|desktop&#8221; module_alignment=&#8221;center&#8221; custom_margin_phone=&#8221;|-5.5px|||false|false&#8221; custom_margin_last_edited=&#8221;off|desktop&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;20%&#8221; global_module=&#8221;44251&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/nomoredebts.org\/wp-content\/uploads\/2022\/11\/best-workplaces-canada-certified-2022-text-bx-1.png&#8221; 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