{"id":23424,"date":"2014-07-16T15:36:00","date_gmt":"2014-07-16T15:36:00","guid":{"rendered":"https:\/\/nomoredebts.org\/?page_id=23424"},"modified":"2023-12-22T12:49:45","modified_gmt":"2023-12-22T12:49:45","slug":"free-budget-calculator-spreadsheet-teach-how-to-budget-get-out-of-debt","status":"publish","type":"post","link":"https:\/\/nomoredebts.org\/blog\/budgeting-saving\/free-budget-calculator-spreadsheet-teach-how-to-budget-get-out-of-debt","title":{"rendered":"Learn How to Budget with Free Budget Calculator Spreadsheet"},"content":{"rendered":"

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This Free Budget Calculator Spreadsheet Teaches You How to Budget and Get Out of Debt<\/h1>\n

By Christi Posner<\/em><\/p>\n

\"BudgetAs both a Credit Counsellor and a personal budgeter, hear me when I say that this free budget calculator spreadsheet<\/strong><\/a> will teach you not only how to budget<\/strong>, but also how to get out of debt<\/strong>. If you\u2019re ready to take control of your money, live within your means, build savings and become debt-free, buckle your seat belt because here we go!<\/p>\n

This is the\u00a0same personal budget\u00a0I use when working with my clients and in my personal life. Let\u2019s first talk about how to use it, and then some of the\u00a0ways it will help you build a budget that works.<\/p>\n

<\/a>Create a Personal Budget That Works For You<\/h2>\n

To build a personal budget just like the pros, start by entering in your income. Next, begin typing in your monthly expenses. Remember that this is a first draft, and the idea is just to get it completed.<\/p>\n

If you\u2019re not sure how much to put in for a certain category such as groceries or entertainment, make an educated guess to start. Then, once the budget is completed, consider tracking your expenses<\/a> going forward, or looking back on your debit and credit transactions to find an average and correct your number.<\/p>\n

Unique Features of this Excel Budget Template Not Offered Anywhere Else<\/h2>\n

As you enter in your expenses, you will notice that the excel spreadsheet becomes interactive. Missed inputting a bill? It\u2019ll catch that. Not sure what kind of expenses a category should include? It\u2019ll explain.<\/p>\n

Here are some of the features that this excel spreadsheet offers to help you build a realistic household budget:<\/p>\n