[et_pb_section fb_built=”1″ admin_label=”Banner Image with Heading and Text” module_class=”vertical-align” _builder_version=”4.16″ background_color=”#e7dff3″ use_background_color_gradient=”on” background_color_gradient_type=”circular” background_color_gradient_stops=”rgba(91,37,175,0.44) 15%|rgba(91,37,175,0) 70%” background_color_gradient_overlays_image=”on” background_color_gradient_start=”rgba(91,37,175,0.44)” background_color_gradient_start_position=”15%” background_color_gradient_end=”rgba(91,37,175,0)” background_color_gradient_end_position=”70%” background_image=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/09\/giving-a-helping-hand_hero.jpg” min_height=”550px” bottom_divider_style=”wave2″ bottom_divider_color=”#e7dff3″ bottom_divider_height_tablet=”70px” bottom_divider_height_phone=”50px” bottom_divider_height_last_edited=”on|phone” background_last_edited=”on|phone” background_size_phone=”cover” background_position_tablet=”top_center” background_position_phone=”top_center” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row custom_padding_last_edited=”on|phone” admin_label=”Row” _builder_version=”4.16″ background_enable_image=”off” max_width=”100%” custom_margin=”||||false|false” custom_padding=”||80px||false|false” custom_padding_tablet=”” custom_padding_phone=”” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”Heading” _builder_version=”4.16″ text_font=”|600|||||||” text_font_size=”42px” text_line_height=”1em” text_orientation=”center” background_layout=”dark” module_alignment=”center” custom_margin=”||26px|||” animation_direction=”top” text_text_shadow_style=”preset2″ global_colors_info=”{}”]<\/p>\n
Our History<\/p>\n
[\/et_pb_text][et_pb_text admin_label=”Text” _builder_version=”4.16″ text_font_size=”22px” text_line_height=”1em” text_orientation=”center” background_layout=”dark” module_alignment=”center” custom_margin=”||||false|false” custom_padding=”||||false|false” animation_direction=”bottom” text_text_shadow_style=”preset2″ global_colors_info=”{}”]We’ve been helping Canadians like you with their personal finances since 1996.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Intro Paragraph” _builder_version=”4.16″ background_color=”rgba(91,37,175,0.15)” custom_padding=”0px||150px|||” custom_padding_tablet=”||140px||false|false” custom_padding_phone=”||75px||false|false” top_divider_style_last_edited=”off|desktop” bottom_divider_style=”ramp2″ bottom_divider_color=”#ffffff” bottom_divider_repeat=”1x” bottom_divider_flip=”horizontal|vertical” bottom_divider_style_tablet=”” bottom_divider_style_phone=”” bottom_divider_style_last_edited=”on|phone” bottom_divider_height_tablet=”70px” bottom_divider_height_phone=”100px” bottom_divider_height_last_edited=”on|phone” bottom_divider_flip_tablet=”” bottom_divider_flip_phone=”horizontal” bottom_divider_flip_last_edited=”on|phone” da_disable_devices=”off|off|off” collapsed=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ width_tablet=”70%” width_phone=”80%” width_last_edited=”on|desktop” custom_padding=”0px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_dmb_breadcrumbs font_icon=”%%20%%” use_home_icon=”off” use_home_text=”on” show_custom_taxonomy_crumbs=”off” _builder_version=”4.21.0″ body_text_color=”rgba(102,102,102,0.8)” link_text_color=”rgba(42,209,61,0.8)” custom_padding_tablet=”” custom_padding_phone=”20px||||false|false” custom_padding_last_edited=”on|phone” animation_direction=”left” global_module=”6437″ saved_tabs=”all” global_colors_info=”{}” link_text_color__hover_enabled=”on|hover” link_text_color__hover=”rgba(90,39,178,0.4)”][\/et_pb_dmb_breadcrumbs][et_pb_text _builder_version=”4.22.0″ global_colors_info=”{}”]<\/p>\n
The 28 year history of the Credit Counselling Society is a day-to-day story of helping hundreds of thousands of Canadians. It\u2019s a story of helping individuals and couples improve their financial knowledge, build their financial skills, and deal with their debts. It\u2019s a story of providing hope to those who feel that their financial situation is beyond repair. It\u2019s a story of helping, educating, and empowering those who thought they were the only one struggling to pay their bills, make ends meet, and hold their relationship together.<\/p>\n
This eventful, rewarding journey began with just a small credit counselling office. However, over the years, the Credit Counselling Society has grown into Canada\u2019s largest community-based, non-profit credit counselling organization that\u2019s helping to improve the lives of countless Canadians every year. Here\u2019s how it happened.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” disabled_on=”on|on|off” admin_label=”Know your options (icon menu)” _builder_version=”4.16″ custom_margin=”||||false|false” custom_margin_tablet=”0px||0px||false|false” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”55px||85px||false|false” custom_padding_tablet=”0px||5px||false|false” custom_padding_phone=”15px||5px||false|false” da_disable_devices=”off|off|off” collapsed=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Text” _builder_version=”4.16″ header_2_text_align=”center” global_colors_info=”{}”]<\/p>\n
The Need for a Professional Credit Counselling Service<\/a><\/p>\n Founding and Growth of CCS<\/a><\/p>\n What We’ve Become Known For<\/a><\/p>\n Setting an Example of Accountability and Trust<\/a><\/p>\n Our Impact on the Industry<\/a><\/p>\n Why We Give Free Debt Help<\/a><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/10\/getting-financial-help_2colm.jpg” alt=”Credit Counselling Couple” title_text=”getting-financial-help” align=”center” _builder_version=”4.16″ module_alignment=”center” max_height=”350px” max_height_tablet=”” max_height_phone=”” max_height_last_edited=”on|desktop” animation_style=”slide” animation_direction=”right” animation_intensity_slide=”2%” border_radii=”off|200px|20px|200px|20px” border_radii_tablet=”” border_radii_phone=”off|150px|20px|150px|20px” border_radii_last_edited=”on|desktop” box_shadow_style=”preset1″ global_colors_info=”{}” transform_styles__hover_enabled=”off|hover” transform_scale__hover_enabled=”off|hover” transform_translate__hover_enabled=”off|hover” transform_rotate__hover_enabled=”off|hover” transform_skew__hover_enabled=”off|hover” transform_origin__hover_enabled=”off|hover”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” disabled_on=”off|off|on” admin_label=”Know your options (icon menu)” _builder_version=”4.16″ custom_margin=”||||false|false” custom_margin_tablet=”0px||0px||false|false” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”55px||85px||false|false” custom_padding_tablet=”35px||2px||false|false” custom_padding_phone=”15px||5px||false|false” da_disable_devices=”off|off|off” collapsed=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/10\/getting-financial-help_2colm.jpg” alt=”Credit Counselling Couple” title_text=”getting-financial-help” align=”center” _builder_version=”4.16″ module_alignment=”center” max_height=”350px” max_height_tablet=”” max_height_phone=”” max_height_last_edited=”on|desktop” animation_style=”slide” animation_direction=”right” animation_intensity_slide=”2%” border_radii=”off|200px|20px|200px|20px” border_radii_tablet=”” border_radii_phone=”off|150px|20px|150px|20px” border_radii_last_edited=”on|desktop” box_shadow_style=”preset1″ global_colors_info=”{}” transform_styles__hover_enabled=”off|hover” transform_scale__hover_enabled=”off|hover” transform_translate__hover_enabled=”off|hover” transform_rotate__hover_enabled=”off|hover” transform_skew__hover_enabled=”off|hover” transform_origin__hover_enabled=”off|hover”][\/et_pb_image][et_pb_text admin_label=”Text” _builder_version=”4.16″ header_2_text_align=”center” global_colors_info=”{}”]<\/p>\n The Need for a Professional Credit Counselling Service<\/a><\/p>\n Founding and Growth of CCS<\/a><\/p>\n What We’ve Become Known For<\/a><\/p>\n Setting an Example of Accountability and Trust<\/a><\/p>\n Our Impact on the Industry<\/a><\/p>\n Why We Give Free Debt Help<\/a><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” next_background_color=”#ffffff” admin_label=”Credit Counselling” _builder_version=”4.16″ background_color=”rgba(42,209,61,0.15)” custom_padding=”120px||170px||false|false” custom_padding_tablet=”||120px||false|false” custom_padding_phone=”80px||65px||false|false” top_divider_style=”ramp2″ top_divider_color=”#ffffff” top_divider_flip=”horizontal|vertical” top_divider_arrangement=”above_content” bottom_divider_style=”wave2″ bottom_divider_height_tablet=”60px” bottom_divider_height_phone=”50px” bottom_divider_height_last_edited=”on|phone” da_disable_devices=”off|off|off” collapsed=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row module_id=”professional-service” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n Prior to the broad establishment of non-profit credit counselling services in Canada, creditors used to fill the void by advising their account holders about what to do regarding their debts. Often, lending officers were required to schedule time each year to counsel those who were struggling to make their payments. While lenders understood why they needed to do this, a lot of them weren\u2019t comfortable doing it because they weren\u2019t trained for it, and they recognized that counselling people about their finances required a special skillset.<\/p>\n Over time, more and more people who worked in the credit granting industry began to talk about how an independent organization was needed that specialized in credit and debt counselling; they wanted a place staffed by caring professionals who were passionate about helping people overcome their financial challenges. These discussions finally resulted in a group of concerned individuals taking action. Scott Hannah<\/a> was asked to lead the charge and take up the challenge of starting a non-profit credit counselling service.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”White Spacer Section” _builder_version=”4.16″ background_color=”#ffffff” width_last_edited=”off|desktop” min_height_last_edited=”off|phone” height_tablet=”” height_phone=”20px” height_last_edited=”on|phone” custom_padding=”10px||10px||true|false” custom_padding_tablet=”5px||5px||true|false” custom_padding_phone=”5px||5px||true|false” da_disable_devices=”off|off|off” saved_tabs=”all” collapsed=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” next_background_color=”#ffffff” admin_label=”Debt Consolidation” _builder_version=”4.16″ background_color=”rgba(91,37,175,0.15)” min_height=”380px” custom_margin=”0px||0px||false|false” custom_padding=”180px||175px||false|false” custom_padding_tablet=”150px||125px||false|false” custom_padding_phone=”100px||90px||false|false” top_divider_style=”wave2″ top_divider_color=”#ffffff” top_divider_flip=”horizontal|vertical” top_divider_arrangement=”above_content” top_divider_height_tablet=”70px” top_divider_height_phone=”” top_divider_height_last_edited=”on|phone” bottom_divider_style=”wave2″ bottom_divider_height_tablet=”70px” bottom_divider_height_phone=”50px” bottom_divider_height_last_edited=”on|phone” animation_direction=”top” da_disable_devices=”off|off|off” saved_tabs=”all” collapsed=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row module_id=”founding-growth” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n Over the course of 6 months, Scott began preparations to launch the organization. To raise the money needed for renting an office and paying salaries, he presented his vision to different organizations and asked each one to consider making a contribution. It wasn\u2019t easy. Not all chose to participate, but many saw the need and decided to support the initiative. In the end, Scott managed to raise over $200,000.<\/p>\n On October 7, 1996, with only 3 employees, the Credit Counselling Society (CCS) officially opened its doors with one office in New Westminster, BC. In its first year, the organization managed to help 344 people. By its second year, word had begun to spread and the organization helped 10 times as many.<\/p>\n As CCS grew, so did its reputation for providing practical help that really works. The voluntary arrangement and cooperative partnership CCS facilitated between consumers and their creditors was proving to be the most effective way of helping consumers resolve their financial difficulty. Many took note, including the Government of British Columbia. In April 2002, BC\u2019s government decided to stop accepting clients into their Orderly Payment of Debts (OPD) program in favour of the Credit Counselling Society\u2019s service.<\/p>\n In 2012, after observing the work of CCS in Saskatchewan, the Government of Saskatchewan also decided to close their credit counselling office and OPD program and refer residents of Saskatchewan to CCS instead.<\/p>\n Word-of-mouth referrals have always been one of the greatest sources of referrals for the Credit Counselling Society. As news about its services spreads and people share with others how they\u2019ve benefitted, demand for our help naturally increases. When CCS first noticed consistent demand for its services from certain regions in Canada, we responded by opening offices in these places to provide in-person, local credit counselling.<\/p>\n CCS\u2019s first two offices were opened in BC\u2019s Greater Vancouver area. This was followed by an office in Victoria, more offices in Greater Vancouver, an office in Kelowna, and then an office in Winnipeg, Manitoba. Over the years, we\u2019ve opened more offices in British Columbia, followed by offices in Alberta, Saskatchewan, and Ontario as the need for more non-profit credit counselling services in these provinces became clear.<\/p>\n Today, the Credit Counselling Society has many [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”White Spacer Section” _builder_version=”4.16″ background_color=”#ffffff” width_last_edited=”off|desktop” min_height_last_edited=”off|phone” height_tablet=”” height_phone=”20px” height_last_edited=”on|phone” custom_padding=”10px||10px||true|false” custom_padding_tablet=”5px||5px||true|false” custom_padding_phone=”5px||5px||true|false” da_disable_devices=”off|off|off” saved_tabs=”all” collapsed=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” next_background_color=”#ffffff” admin_label=”Insolvency” _builder_version=”4.16″ background_color=”rgba(42,209,61,0.15)” custom_padding=”160px||150px||false|false” custom_padding_tablet=”100px||110px||false|false” custom_padding_phone=”||80px||false|false” top_divider_style=”wave2″ top_divider_color=”#ffffff” top_divider_flip=”horizontal|vertical” top_divider_arrangement=”above_content” top_divider_height_tablet=”60px” top_divider_height_phone=”” top_divider_height_last_edited=”on|phone” bottom_divider_style=”wave2″ bottom_divider_flip=”horizontal” bottom_divider_height_tablet=”60px” bottom_divider_height_phone=”50px” bottom_divider_height_last_edited=”on|phone” da_disable_devices=”off|off|off” collapsed=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row module_id=”hallmarks” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n Over the years, the Credit Counselling Society has become known for a number of things. The two most obvious are its commitment to providing the highest quality service possible \u2013 one that makes a real difference in people\u2019s lives \u2013 and its huge focus on financial education. The organization\u2019s pursuit of excellence has so far resulted in it winning over 80 awards regionally, nationally, and internationally and has earned the organization over 1,000 online reviews on Google, Yelp, and Facebook with an average score of 4.9 out of 5. Additionally, for many years, over 98% of the more than 10,000 clients CCS surveys annually say they would recommend the organization to others.<\/p>\n CCS\u2019s constant focus on improving financial literacy and the money management skills of Canadians has resulted in a team of 10 full-time educators across Canada and a self-help financial education website with over 1 million visitors per year. The Institute for Financial Literacy has recognized CCS\u2019s educational outreach with a number of EIFLE Awards (Excellence in Financial Literacy Education).<\/p>\n The Credit Counselling Society has also become known as a fantastic place to work by being recognized many times as one of the 50 Best Workplaces in Canada. Great Place to Work Canada\u00ae has also named CCS as one of the best workplaces for women, millennials, fairness, giving back, and inclusion.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”White Spacer Section” _builder_version=”4.16″ background_color=”#ffffff” width_last_edited=”off|desktop” min_height_last_edited=”off|phone” height_tablet=”” height_phone=”20px” height_last_edited=”on|phone” custom_padding=”10px||10px||true|false” custom_padding_tablet=”5px||5px||true|false” custom_padding_phone=”5px||5px||true|false” da_disable_devices=”off|off|off” saved_tabs=”all” collapsed=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Accredited by Logos Section” _builder_version=”4.16″ background_color=”rgba(91,37,175,0.15)” z_index=”20″ min_height=”310px” custom_margin=”0px||0px||false|false” custom_padding=”130px||120px||false|false” custom_padding_tablet=”||140px||false|false” custom_padding_phone=”95px||80px||false|false” top_divider_style=”wave2″ top_divider_color=”#ffffff” top_divider_flip=”horizontal|vertical” top_divider_height_tablet=”” top_divider_height_phone=”” top_divider_height_last_edited=”on|phone” bottom_divider_style=”wave2″ bottom_divider_color=”#ffffff” bottom_divider_flip=”horizontal” bottom_divider_height_tablet=”” bottom_divider_height_phone=”50px” bottom_divider_height_last_edited=”on|desktop” animation_direction=”top” da_disable_devices=”off|off|off” saved_tabs=”all” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row module_id=”accountability” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n With so many Canadians struggling with their finances and needing help, the Credit Counselling Society has worked hard to establish and maintain the highest level of trust in its field. Across Canada, there are always salespeople and new debt relief companies pushing \u201csolutions,\u201d and consumers are left wondering who they can really trust. To let consumers clearly know that they can rely on CCS, the organization has endeavored to establish the highest level of trust and accountability.<\/p>\n The Credit Counselling Society is accredited by the following organizations:<\/p>\n The Credit Counselling Society was also accepted as the first international affiliate member of the National Foundation for Credit Counseling (NFCC)<\/a>. The NFCC is North America\u2019s first and largest non-profit credit counselling organization that holds its members to the highest standards of excellence in the credit counselling field.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”White Spacer Section” _builder_version=”4.16″ background_color=”#ffffff” width_last_edited=”off|desktop” min_height_last_edited=”off|phone” height_tablet=”” height_phone=”20px” height_last_edited=”on|phone” custom_padding=”10px||10px||true|false” custom_padding_tablet=”5px||5px||true|false” custom_padding_phone=”5px||5px||true|false” da_disable_devices=”off|off|off” saved_tabs=”all” collapsed=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Insolvency” _builder_version=”4.16″ background_color=”rgba(42,209,61,0.15)” custom_padding=”160px||180px||false|false” custom_padding_tablet=”100px||110px||false|false” custom_padding_phone=”||80px||false|false” top_divider_style=”wave2″ top_divider_color=”#ffffff” top_divider_flip=”horizontal|vertical” top_divider_arrangement=”above_content” top_divider_height_tablet=”60px” top_divider_height_phone=”” top_divider_height_last_edited=”on|phone” bottom_divider_style=”wave2″ bottom_divider_color=”#5b25af” bottom_divider_flip=”horizontal” bottom_divider_height_tablet=”60px” bottom_divider_height_phone=”50px” bottom_divider_height_last_edited=”on|phone” da_disable_devices=”off|off|off” collapsed=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row module_id=”impact” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n Over the years, the Credit Counselling Society has been called on by provincial governments, consumer protection authorities, the federal government, and international governments to provide input and perspective on issues, legislation, and services that impact consumers. Scott Hannah, the founder and former President and CEO of CCS, served as a member of the Consumer Protection Advisory Committee<\/a> with the federal government\u2019s Financial Consumer Agency of Canada (FCAC).<\/p>\n As part of its efforts to educate and help more Canadians, the Credit Counselling Society makes its team available to the news media. Over the years, CCS\u2019s team of seasoned credit counsellors and financial educators have become one of the news media\u2019s go-to sources for insights on personal finance related topics. Members of its team are regularly interviewed or quoted by major Canadian TV, radio, print news, and online news sources.<\/p>\nThe Need for a Professional Credit Counselling Service<\/h2>\n
Credit Counselling Society (CCS) Officially Founded in 1996<\/h2>\n
Replacing Government Services<\/h2>\n
The Growth of the Credit Counselling Society<\/h2>\n
Hallmarks of the Credit Counselling Society<\/h2>\n
Setting an Example of Accountability and Trust<\/h2>\n
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Helping to Shape Public Policy<\/h2>\n
Sought by the News Media<\/h2>\n
New President and CEO<\/h2>\n