{"id":28058,"date":"2020-12-09T18:50:07","date_gmt":"2020-12-09T18:50:07","guid":{"rendered":"https:\/\/nomoredebts.org\/?page_id=28058"},"modified":"2021-08-17T17:44:13","modified_gmt":"2021-08-17T17:44:13","slug":"avoiding-privacy-issues-of-bankruptcy-and-consumer-proposals","status":"publish","type":"page","link":"https:\/\/nomoredebts.org\/debt-help\/bankruptcy\/avoiding-privacy-issues-of-bankruptcy-and-consumer-proposals","title":{"rendered":"How to Avoid Privacy Issues of Bankruptcy & Consumer Proposals"},"content":{"rendered":"\n[et_pb_section fb_built=”1″ admin_label=”Banner Image with Heading and Text” module_class=”vertical-align” _builder_version=”4.5.3″ background_color=”#e7dff3″ use_background_color_gradient=”on” background_color_gradient_start=”rgba(91,37,175,0.44)” background_color_gradient_end=”rgba(91,37,175,0)” background_color_gradient_type=”radial” background_color_gradient_start_position=”15%” background_color_gradient_end_position=”70%” background_color_gradient_overlays_image=”on” background_image=”\/wp-content\/uploads\/2020\/07\/discovering-ways-to-consolidate-debt_hero.jpg” min_height=”550px” bottom_divider_style=”wave2″ bottom_divider_color=”#e7dff3″ bottom_divider_height_tablet=”70px” bottom_divider_height_phone=”50px” bottom_divider_height_last_edited=”on|phone” background_last_edited=”on|phone” background_size_phone=”cover” background_position_tablet=”top_center” background_position_phone=”top_center” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row custom_padding_last_edited=”on|phone” admin_label=”Row” _builder_version=”4.4.2″ background_enable_image=”off” max_width=”100%” custom_margin=”||||false|false” custom_padding=”||80px||false|false” custom_padding_tablet=”” custom_padding_phone=””][et_pb_column type=”4_4″ _builder_version=”4.4.2″][et_pb_text admin_label=”Heading” _builder_version=”4.5.3″ text_font=”|600|||||||” text_font_size=”42px” text_line_height=”1em” text_orientation=”center” background_layout=”dark” module_alignment=”center” custom_margin=”||26px|||” animation_direction=”top” text_text_shadow_style=”preset2″]How to Maintain Your Privacy While You Deal with Your Debt[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.7.4″ _module_preset=”default” hover_enabled=”0″ background_color=”#e7dff3″ bottom_divider_style=”wave2″ bottom_divider_flip=”horizontal” bottom_divider_height_last_edited=”on|phone” sticky_enabled=”0″ bottom_divider_height_tablet=”70px” bottom_divider_height_phone=”50px” custom_padding=”||150px||false|false” custom_padding_last_edited=”on|phone” custom_padding_tablet=”||140px||false|false” custom_padding_phone=”||120px||false|false” next_background_color=”#ffffff” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”4.6.5″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.6.5″ _module_preset=”default”][et_pb_text _builder_version=”4.6.5″ _module_preset=”default”]

How to Maintain Your Privacy While You Deal with Your Debt<\/h1>

Admitting financial difficulties isn\u2019t easy. We hear from people every day how hard it was to pick up the phone and ask for help. They are embarrassed, scared and fearful of what other people think of them. In short, they don\u2019t want anyone else to know they are in trouble.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.6.5″ _module_preset=”default” background_enable_color=”off” custom_padding=”||120px||false|false” custom_padding_tablet=”||115px||false|false” custom_padding_phone=”||110px||false|false” top_divider_height_tablet=”95px” top_divider_height_phone=”65px” top_divider_height_last_edited=”off|desktop” bottom_divider_style=”wave2″ bottom_divider_color=”#e7dff3″ bottom_divider_flip=”horizontal” bottom_divider_height_tablet=”80px” bottom_divider_height_phone=”50px” bottom_divider_height_last_edited=”on|phone” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_row _builder_version=”4.6.5″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.6.5″ _module_preset=”default”][et_pb_text _builder_version=”4.6.5″ _module_preset=”default”]

Privacy Issues with Bankruptcy and Consumer Proposals<\/h2>

Debt is a private matter. Unfortunately, depending on how it\u2019s handled, it doesn\u2019t stay private.<\/p>

Any legal process, such as bankruptcy or a consumer proposal, is part of the public record. With a little searching online, the details of the agreement can be found by anyone: a friend, a spouse, an employer or worse, a potential employer.<\/p>

In the case of either legal process, the creditor is being asked to accept only a portion of the outstanding debt, so they want the world to know that you haven\u2019t paid them in full. It\u2019s not fair (in the creditor\u2019s eyes) that you can buy from someone else when you can\u2019t afford to pay what you owe to them.<\/p>

How to Protect & Guard Your Privacy When Dealing with Debt Issues<\/h2>

Credit counselling isn\u2019t a legal process, so there is no public notice of your debts. The only people who know about what you are going through are you, your Counsellor, a small number of people who support your repayment program<\/a> and your creditors. No one else.<\/p>

Not only is the counselling process entirely confidential, we\u2019ll help you become debt free, for good. We\u2019ll help you organize your debts into a single payment, contact your creditors to arrange to pay your balances and work with you to better budget your money now, and into the future. Your debt-free future.<\/p>

Every situation if different and unique. Sometimes, declaring bankruptcy or entering into a consumer proposal is the best way to deal with debt. In some cases, it\u2019s the only option but comes with consequences. Non-profit credit counselling organizations can provide free, confidential and effective advice on your situation, and point you in the right direction.<\/p>

Keep your financial challenges private by working with an accredited, trusted, non-profit credit counselling organization. Credit Counselling Canada represents the most trusted non-profit credit counselling agencies in Canada, and a list of their members is available on their website<\/a>. Speak with one of them or speak with us. We all offer non-profit, free, confidential, and non-judgmental help. Call today.<\/p>

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How to Maintain Your Privacy While You Deal with Your DebtHow to Maintain Your Privacy While You Deal with Your DebtAdmitting financial difficulties isn\u2019t easy. We hear from people every day how hard it was to pick up the phone and ask for help. They are embarrassed, scared and fearful of what other people think […]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":8642,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"class_list":["post-28058","page","type-page","status-publish","hentry"],"yoast_head":"\nHow to Avoid Privacy Issues of Bankruptcy & Consumer Proposals<\/title>\n<meta name=\"description\" content=\"Debt is a private matter. Unfortunately, depending on how it's handled, it doesn\u2019t stay private. 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