{"id":50124,"date":"2022-10-27T16:34:09","date_gmt":"2022-10-27T16:34:09","guid":{"rendered":"https:\/\/nomoredebts.org\/?page_id=50124"},"modified":"2025-03-03T10:18:11","modified_gmt":"2025-03-03T18:18:11","slug":"making-cents-of-money-budgeting-101","status":"publish","type":"page","link":"https:\/\/nomoredebts.org\/financial-education\/financial-workshops-webinars\/workshop-webinar-topics\/making-cents-of-money-budgeting-101","title":{"rendered":"Making Cent$ of Money: Budgeting 101"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Banner Image with Heading and Text&#8221; module_class=&#8221;vertical-align&#8221; _builder_version=&#8221;4.17.4&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_type=&#8221;circular&#8221; background_color_gradient_stops=&#8221;rgba(91,37,175,0.44) 15%|rgba(91,37,175,0) 70%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(91,37,175,0.44)&#8221; 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global_colors_info=&#8221;{}&#8221; title_text_tablet=&#8221;talking-over-the-phone_hero_tablet&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;Row&#8221; _builder_version=&#8221;4.16&#8243; background_enable_image=&#8221;off&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||90px||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||80px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Heading&#8221; _builder_version=&#8221;4.20.2&#8243; text_font=&#8221;|600|||||||&#8221; text_font_size=&#8221;42px&#8221; text_line_height=&#8221;1em&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||26px|||&#8221; animation_direction=&#8221;top&#8221; text_text_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221;]<strong>Making Cent$ of Money: Budgeting 101<\/strong>[\/et_pb_text][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;4.17.4&#8243; text_font_size=&#8221;22px&#8221; text_line_height=&#8221;1em&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; animation_direction=&#8221;bottom&#8221; text_text_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Check out our free, live, online workshops and learn about money the way you want.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; next_background_color=&#8221;#E7DFF3&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;||140px|||&#8221; bottom_divider_style=&#8221;wave2&#8243; bottom_divider_flip=&#8221;horizontal&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||-3px|||&#8221; global_colors_info=&#8221;{}&#8221;]<script><!-- [et_pb_line_break_holder] -->jQuery(function($){<!-- [et_pb_line_break_holder] -->    $('.et_pb_accordion .et_pb_toggle_open').addClass('et_pb_toggle_close').removeClass('et_pb_toggle_open');<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    $('.et_pb_accordion .et_pb_toggle').click(function() {<!-- [et_pb_line_break_holder] -->      $this = $(this);<!-- [et_pb_line_break_holder] -->      setTimeout(function(){<!-- [et_pb_line_break_holder] -->         $this.closest('.et_pb_accordion').removeClass('et_pb_accordion_toggling');<!-- [et_pb_line_break_holder] -->      },700);<!-- [et_pb_line_break_holder] -->    });<!-- [et_pb_line_break_holder] -->});<!-- [et_pb_line_break_holder] --><\/script>[\/et_pb_code][et_pb_text _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_line_height=&#8221;1.1em&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Making Cent$ of Money: Budgeting 101<br \/><span style=\"font-size: 70%; color: #747474;\">Online Workshop \/ Webinar<\/span><\/h1>\n<p>What do you think of when you hear the word &#8220;budgeting?&#8221; Budgeting has received a bad reputation as something that is restrictive, boring and just plain doesn\u2019t work. The reality is that a budget is simply a spending and savings plan for your money based on your individual priorities and goals.<\/p>\n<p>Budgeting is also a way to manage your monthly expenses, to prepare for life&#8217;s unpredictable events, and to help you plan so you can afford big-ticket items without going into debt. Budgeting is important and while it entails keeping track of how much you earn and spend, it doesn\u2019t have to be drudgery. Budgeting doesn&#8217;t require you to be good at math, and it doesn&#8217;t mean you can&#8217;t buy the things you want. It just means that you have to plan so that you know where your money goes. It means that you&#8217;ll have greater control over your finances and you\u2019ll be able to save up for the things you want.<\/p>\n<p>The good news is that budgeting is a skill set that anyone can learn! The even better news is that we have broken down the process of budgeting for you into six easy steps. In the <em>Making Cent$ of Money: Budgeting 101<\/em> workshop, you will learn how to:<\/p>\n<ul>\n<li>Apply meaning to your money<\/li>\n<li>Set S.M.A.R.T. financial goals to achieve your goals<\/li>\n<li>Understand the components of creating an effective spending and savings plan<\/li>\n<li>Track your expenses and identify areas of potential (behavioural) change<\/li>\n<li>Plan and have enough for irregular expenses, emergency savings, and fun things<\/li>\n<li>Create a paycheque plan that matches your budget<\/li>\n<li>Understand tips to make it easier to budget with multiple bank accounts<\/li>\n<\/ul>\n<p>This interactive and fun workshop will last 1 hour, with time for discussion and questions. We take a &#8220;grab and go&#8221; approach: grab an idea or two and go try it. All participants will be supplied with ideas, resources, and a copy of the presentation, upon request.<\/p>\n<p>Get started now. Simply register for one of these online workshops below.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#E7DFF3&#8243; custom_padding=&#8221;40px|||||&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;4px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Intro blurb&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; transform_translate=&#8221;0px|20px&#8221; transform_translate_linked=&#8221;off&#8221; custom_margin=&#8221;||4px|||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Upcoming Webinars<\/h2>\n<p>Below you can see when our next <em>Making Cent$ of Money: Budgeting 101<\/em> webinars are taking place.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Pacific Time warning&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; transform_scale_tablet=&#8221;&#8221; transform_scale_phone=&#8221;&#8221; transform_scale_last_edited=&#8221;on|desktop&#8221; transform_translate=&#8221;0px|71px&#8221; transform_translate_tablet=&#8221;0px|30px&#8221; transform_translate_phone=&#8221;0px|30px&#8221; transform_translate_last_edited=&#8221;on|phone&#8221; transform_translate_linked=&#8221;off&#8221; transform_rotate_tablet=&#8221;&#8221; transform_rotate_phone=&#8221;&#8221; transform_rotate_last_edited=&#8221;on|desktop&#8221; transform_skew_tablet=&#8221;&#8221; transform_skew_phone=&#8221;&#8221; transform_skew_last_edited=&#8221;on|desktop&#8221; transform_origin_tablet=&#8221;&#8221; transform_origin_phone=&#8221;&#8221; transform_origin_last_edited=&#8221;on|desktop&#8221; transform_styles_last_edited=&#8221;on|phone&#8221; z_index=&#8221;9&#8243; custom_padding=&#8221;||||false|false&#8221; transform_styles_tablet=&#8221;&#8221; transform_styles_phone=&#8221;&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|phone&#8221; custom_css_main_element_tablet=&#8221;text-align: center!important;&#8221; custom_css_main_element_phone=&#8221;text-align: center!important;&#8221;]<\/p>\n<p><em>Please Note: All times below are in <strong>Pacific Time<\/strong><\/em><\/p>\n<p>[\/et_pb_text][et_pb_accordion open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; toggle_icon=&#8221;&#xf073;||fa||400&#8243; icon_color=&#8221;#5B25AF&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;30px&#8221; admin_label=&#8221;Calendar Accordion&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; toggle_text_color=&#8221;#5B25AF&#8221; z_index=&#8221;10&#8243; text_orientation=&#8221;right&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; icon_color__hover_enabled=&#8221;on|hover&#8221; icon_color__hover=&#8221;#2AD13D&#8221; toggle_text_color__hover_enabled=&#8221;on|hover&#8221; toggle_text_color__hover=&#8221;#2AD13D&#8221;][et_pb_accordion_item title=&#8221;Calendar View by Month&#8221; open=&#8221;on&#8221; open_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; closed_toggle_background_color=&#8221;RGBA(255,255,255,0)&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<style>\n.wfea.wfea-cal.theme-gray .fc-toolbar.fc-header-toolbar {\n    background: #6233af;\n}\n.wfea.wfea-cal.theme-gray .fc-event, .wfea.wfea-cal.theme-gray .fc-event-dot {\n    background-color: #13c10d;\n}\n.wfea.wfea-cal.theme-gray .fc-toolbar.fc-header-toolbar .fc-button-group button {\n    background: #6233af;\n}\n.entry-content .wfea .fc table {\n    background: #fff;\n}\n<\/style>\n<p>    <div class=\"wp-block-widget-for-eventbrite-api-display-eventbrite-calendar\">\n        <section\n\t\t\t                class=\"wfea wfea-cal  theme-gray  \"\n\t\t\tdata-wfea-date=\"1\" data-wfea-thumb=\"1\" data-wfea-thumb_original=\"\" data-wfea-content=\"\" data-wfea-long_description=\"\" data-wfea-venue_name=\"\" 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style=\"order: 3\"');<!-- [et_pb_line_break_holder] -->  document.body.innerHTML<!-- [et_pb_line_break_holder] -->                = document.body.innerHTML<!-- [et_pb_line_break_holder] -->                .replace(\/<\/time\/g, ' Pacific Time<\/time');<!-- [et_pb_line_break_holder] -->  document.body.innerHTML<!-- [et_pb_line_break_holder] -->                = document.body.innerHTML<!-- [et_pb_line_break_holder] -->                .replace(\/No Events Found\/g, '');<!-- [et_pb_line_break_holder] -->                };<!-- [et_pb_line_break_holder] -->setTimeout(text_cta, 500);<!-- [et_pb_line_break_holder] --><\/script>[\/et_pb_code][et_pb_code admin_label=&#8221;Eventbrite Plugin Code&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]    <section  class=\"wfea  default  divi wfea-grid grid\"><article class=\"wfea-grid_event post status-live online free  event__public event__available\">\n    <div class=\"wfea-group\">\n        <div class=\"wfea-grid-hero wfea-banner\">\n            <div class=\"wfea-grid-hero-thumb\"\n                 style=\"aspect-ratio:2;\">\n\t\t\t\t    <figure class=\"\">\n\t\t<a id=\"wfea-popup-img-6862b7c0cc549-1391274522549\" href=\"https:\/\/www.eventbrite.ca\/e\/making-cent-of-money-budgeting-101-tickets-1391274522549\" rel=\"bookmark\" ><img decoding=\"async\" class=\"wp-post-image\" src=\"https:\/\/img.evbuc.com\/https%3A%2F%2Fcdn.evbuc.com%2Fimages%2F1043205163%2F327781354845%2F1%2Foriginal.20231023-201037?h=200&#038;w=450&#038;auto=format%2Ccompress&#038;q=75&#038;sharp=10&#038;rect=0%2C0%2C2160%2C1080&#038;s=9b3a3c3b4b04a7a4bcc91488a66d2016\"  alt=\"Making Cent$ of Money &#8211; Budgeting 101\"><\/a>    <\/figure>\n\t            <\/div>\n            <header class=\"entry-header\">\n\t\t\t\t    <time class=\"wfea-grid__head-date\">\n\t\t<time class=\"eaw-time published\" datetime=\"2025-07-22T11:00:00-07:00\">Jul 22nd<\/time>    <\/time>\n\t                <h4 class=\"wfea-header__title entry-title \">\n\t\t\t\t\t<a id=\"wfea-popup-title-6862b7c0cc549-1391274522549\" href=\"https:\/\/www.eventbrite.ca\/e\/making-cent-of-money-budgeting-101-tickets-1391274522549\" title=\"Eventbrite link to Making Cent$ of Money &#8211; Budgeting 101\" rel=\"bookmark\" >Making Cent$ of Money &#8211; Budgeting 101<\/a>                <\/h4>\n\t\t\t\t            <\/header>\n        <\/div>\n        <div class=\"wfea-grid__meta entry-meta\">\n\t\t\t<time class=\"wfea-grid__date-time eaw-time published\" datetime=\"2025-07-22T11:00:00-07:00\">July 22, 2025, 11:00 am - 12:00 pm<\/time>        <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wfea-grid__content entry-content\">\n\t\t\t<div class=\"wfea-grid__excerpt excerpt\">\n\t\t\tParticipants will learn the steps to budgeting which will help them take control of their finances and give them peace of mind.\t\t<\/div>\n\t<\/div>    <\/div>\n\t\t<div class=\"wfea-grid__booknow booknow eaw-booknow \">\n\t\t<a class=\"wfea-button submit et_pb_button book-now__link\" id=\"wfea-popup-booknow-6862b7c0cc549-1391274522549-6862b7c0ce78f\" href=\"https:\/\/www.eventbrite.ca\/e\/making-cent-of-money-budgeting-101-tickets-1391274522549\"  aria-label=\"Register on Eventbrite for Making Cent$ of Money &#8211; Budgeting 101\">Register<\/a>\t<\/div>\n\t<\/article><article class=\"wfea-grid_event post status-live online free  event__public event__unavailable\">\n    <div class=\"wfea-group\">\n        <div class=\"wfea-grid-hero wfea-banner\">\n            <div class=\"wfea-grid-hero-thumb\"\n                 style=\"aspect-ratio:2;\">\n\t\t\t\t    <figure class=\"\">\n\t\t<a id=\"wfea-popup-img-6862b7c0cc549-1439948587989\" href=\"https:\/\/www.eventbrite.ca\/e\/making-cent-of-money-budgeting-101-tickets-1439948587989\" rel=\"bookmark\" ><img decoding=\"async\" class=\"wp-post-image\" src=\"https:\/\/img.evbuc.com\/https%3A%2F%2Fcdn.evbuc.com%2Fimages%2F1061606503%2F327781354845%2F1%2Foriginal.20231023-201037?h=200&#038;w=450&#038;auto=format%2Ccompress&#038;q=75&#038;sharp=10&#038;rect=0%2C0%2C2160%2C1080&#038;s=075fc86dba6fb8c21d9b1bab74fa23fa\"  alt=\"Making Cent$ of Money &#8211; Budgeting 101\"><\/a>    <\/figure>\n\t            <\/div>\n            <header class=\"entry-header\">\n\t\t\t\t    <time class=\"wfea-grid__head-date\">\n\t\t<time class=\"eaw-time published\" datetime=\"2025-08-23T10:00:00-07:00\">Aug 23rd<\/time>    <\/time>\n\t                <h4 class=\"wfea-header__title entry-title \">\n\t\t\t\t\t<a id=\"wfea-popup-title-6862b7c0cc549-1439948587989\" href=\"https:\/\/www.eventbrite.ca\/e\/making-cent-of-money-budgeting-101-tickets-1439948587989\" title=\"Eventbrite link to Making Cent$ of Money &#8211; Budgeting 101\" rel=\"bookmark\" >Making Cent$ of Money &#8211; Budgeting 101<\/a>                <\/h4>\n\t\t\t\t            <\/header>\n        <\/div>\n        <div class=\"wfea-grid__meta entry-meta\">\n\t\t\t<time class=\"wfea-grid__date-time eaw-time published\" datetime=\"2025-08-23T10:00:00-07:00\">August 23, 2025, 10:00 am - 11:00 am<\/time>        <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wfea-grid__content entry-content\">\n\t\t\t<div class=\"wfea-grid__excerpt excerpt\">\n\t\t\tParticipants will learn the steps to budgeting which will help them take control of their finances and give them peace of mind.\t\t<\/div>\n\t<\/div>    <\/div>\n\t\t<div class=\"wfea-grid__booknow booknow eaw-booknow \">\n\t\t<a class=\"wfea-button submit et_pb_button book-now__link\" id=\"wfea-popup-booknow-6862b7c0cc549-1439948587989-6862b7c0ceae1\" href=\"https:\/\/www.eventbrite.ca\/e\/making-cent-of-money-budgeting-101-tickets-1439948587989\"  aria-label=\"Register on Eventbrite for Making Cent$ of Money &#8211; Budgeting 101\">Register<\/a>\t<\/div>\n\t<\/article>    <\/section><!-- Generated by https:\/\/wordpress.org\/plugins\/widget-for-eventbrite-api\/ -->\n\t[\/et_pb_code][et_pb_code admin_label=&#8221;CSS to remove sold out events and private events from page&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243; locked=&#8221;off&#8221;]<\/p>\n<style><!-- [et_pb_line_break_holder] -->\/* Removes sold out events from the page so that they are not shown *\/<!-- [et_pb_line_break_holder] -->.event__unavailable {display: none!important;}<!-- [et_pb_line_break_holder] -->\/* Removes private events from the page so that they are not shown *\/<!-- [et_pb_line_break_holder] -->.event__private {display: none!important;}<!-- [et_pb_line_break_holder] --><\/style>\n<p>[\/et_pb_code][et_pb_code admin_label=&#8221;Upcoming Webinars when none of this page&#8217;s webinars are available&#8221; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div id=\"upcoming-webinars\" hidden><!-- [et_pb_line_break_holder] -->  <pee style=\"text-align: center; line-height: 2.5;\"><strong>Future dates coming soon<\/strong><\/pee><!-- [et_pb_line_break_holder] -->  <pee style=\"text-align: center; font-size: 33px; color: #5b25af;\"><span class='et-pb-icon'>\ue038<\/span<\/pee><!-- [et_pb_line_break_holder] -->  <pee style=\"text-align: center;\">While you wait, here are some other webinars that are coming up . . .<\/pee><!-- [et_pb_line_break_holder] -->\t<pee>\u00a0<\/pee><!-- [et_pb_line_break_holder] -->    <section  class=\"wfea  default  divi wfea-grid grid\"><article class=\"wfea-grid_event post status-live online free  event__public event__available\">\n    <div class=\"wfea-group\">\n        <div class=\"wfea-grid-hero wfea-banner\">\n            <div class=\"wfea-grid-hero-thumb\"\n                 style=\"aspect-ratio:2;\">\n\t\t\t\t    <figure class=\"\">\n\t\t<a id=\"wfea-popup-img-6862b7c0cf000-1391268675059\" href=\"https:\/\/www.eventbrite.ca\/e\/food-and-finance-tickets-1391268675059\" rel=\"bookmark\" ><img decoding=\"async\" class=\"wp-post-image\" src=\"https:\/\/img.evbuc.com\/https%3A%2F%2Fcdn.evbuc.com%2Fimages%2F626815249%2F327781354845%2F1%2Foriginal.20231023-201907?h=200&#038;w=450&#038;auto=format%2Ccompress&#038;q=75&#038;sharp=10&#038;s=3ad55cdc292ee89a9d20981c72b530c8\"  alt=\"Food and Finance\"><\/a>    <\/figure>\n\t            <\/div>\n            <header class=\"entry-header\">\n\t\t\t\t    <time class=\"wfea-grid__head-date\">\n\t\t<time class=\"eaw-time published\" datetime=\"2025-07-12T08:00:00-07:00\">Jul 12th<\/time>    <\/time>\n\t                <h4 class=\"wfea-header__title entry-title \">\n\t\t\t\t\t<a id=\"wfea-popup-title-6862b7c0cf000-1391268675059\" href=\"https:\/\/www.eventbrite.ca\/e\/food-and-finance-tickets-1391268675059\" title=\"Eventbrite link to Food and Finance\" rel=\"bookmark\" >Food and Finance<\/a>                <\/h4>\n\t\t\t\t            <\/header>\n        <\/div>\n        <div class=\"wfea-grid__meta entry-meta\">\n\t\t\t<time class=\"wfea-grid__date-time eaw-time published\" datetime=\"2025-07-12T08:00:00-07:00\">July 12, 2025, 8:00 am - 9:00 am<\/time>        <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wfea-grid__content entry-content\">\n\t\t\t<div class=\"wfea-grid__excerpt excerpt\">\n\t\t\tParticipants will learn how to create healthy and financially sustainable meal plans and tips on frugal meal plans.\t\t<\/div>\n\t<\/div>    <\/div>\n\t\t<div class=\"wfea-grid__booknow booknow eaw-booknow \">\n\t\t<a class=\"wfea-button submit et_pb_button book-now__link\" id=\"wfea-popup-booknow-6862b7c0cf000-1391268675059-6862b7c0d1ae9\" href=\"https:\/\/www.eventbrite.ca\/e\/food-and-finance-tickets-1391268675059\"  aria-label=\"Register on Eventbrite for Food and Finance\">Register<\/a>\t<\/div>\n\t<\/article><article class=\"wfea-grid_event post status-live online free  event__public event__available\">\n    <div class=\"wfea-group\">\n        <div class=\"wfea-grid-hero wfea-banner\">\n            <div class=\"wfea-grid-hero-thumb\"\n                 style=\"aspect-ratio:2;\">\n\t\t\t\t    <figure class=\"\">\n\t\t<a id=\"wfea-popup-img-6862b7c0cf000-1391268955899\" href=\"https:\/\/www.eventbrite.ca\/e\/mind-your-money-series-psychology-of-saving-tickets-1391268955899\" rel=\"bookmark\" ><img decoding=\"async\" class=\"wp-post-image\" src=\"https:\/\/img.evbuc.com\/https%3A%2F%2Fcdn.evbuc.com%2Fimages%2F1043202293%2F327781354845%2F1%2Foriginal.20231023-201752?h=200&#038;w=450&#038;auto=format%2Ccompress&#038;q=75&#038;sharp=10&#038;rect=0%2C0%2C2160%2C1080&#038;s=9b1fec103630944e74dd763f8a904258\"  alt=\"Mind Your Money Series &#8211; Psychology of Saving\"><\/a>    <\/figure>\n\t            <\/div>\n            <header class=\"entry-header\">\n\t\t\t\t    <time class=\"wfea-grid__head-date\">\n\t\t<time class=\"eaw-time published\" datetime=\"2025-07-12T09:00:00-07:00\">Jul 12th<\/time>    <\/time>\n\t                <h4 class=\"wfea-header__title entry-title \">\n\t\t\t\t\t<a id=\"wfea-popup-title-6862b7c0cf000-1391268955899\" href=\"https:\/\/www.eventbrite.ca\/e\/mind-your-money-series-psychology-of-saving-tickets-1391268955899\" title=\"Eventbrite link to Mind Your Money Series &#8211; Psychology of Saving\" rel=\"bookmark\" >Mind Your Money Series &#8211; Psychology of Saving<\/a>                <\/h4>\n\t\t\t\t            <\/header>\n        <\/div>\n        <div class=\"wfea-grid__meta entry-meta\">\n\t\t\t<time class=\"wfea-grid__date-time eaw-time published\" datetime=\"2025-07-12T09:00:00-07:00\">July 12, 2025, 9:00 am - 10:00 am<\/time>        <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wfea-grid__content entry-content\">\n\t\t\t<div class=\"wfea-grid__excerpt excerpt\">\n\t\t\tLearn how humans are naturally inclined to spend & strategies to counter those basic instincts in order to secure our financial future.\t\t<\/div>\n\t<\/div>    <\/div>\n\t\t<div class=\"wfea-grid__booknow booknow eaw-booknow \">\n\t\t<a class=\"wfea-button submit et_pb_button book-now__link\" id=\"wfea-popup-booknow-6862b7c0cf000-1391268955899-6862b7c0d1dde\" href=\"https:\/\/www.eventbrite.ca\/e\/mind-your-money-series-psychology-of-saving-tickets-1391268955899\"  aria-label=\"Register on Eventbrite for Mind Your Money Series &#8211; Psychology of Saving\">Register<\/a>\t<\/div>\n\t<\/article><article class=\"wfea-grid_event post status-live online free  event__public event__available\">\n    <div class=\"wfea-group\">\n        <div class=\"wfea-grid-hero wfea-banner\">\n            <div class=\"wfea-grid-hero-thumb\"\n                 style=\"aspect-ratio:2;\">\n\t\t\t\t    <figure class=\"\">\n\t\t<a id=\"wfea-popup-img-6862b7c0cf000-1391187793139\" href=\"https:\/\/www.eventbrite.ca\/e\/75-ways-to-save-on-household-expenses-tickets-1391187793139\" rel=\"bookmark\" ><img decoding=\"async\" class=\"wp-post-image\" src=\"https:\/\/img.evbuc.com\/https%3A%2F%2Fcdn.evbuc.com%2Fimages%2F626817289%2F327781354845%2F1%2Foriginal.20231023-202136?h=200&#038;w=450&#038;auto=format%2Ccompress&#038;q=75&#038;sharp=10&#038;rect=0%2C0%2C2160%2C1080&#038;s=9172a1462811e87b4c72a4e1db928267\"  alt=\"75 Ways to Save on Household Expenses\"><\/a>    <\/figure>\n\t            <\/div>\n            <header class=\"entry-header\">\n\t\t\t\t    <time class=\"wfea-grid__head-date\">\n\t\t<time class=\"eaw-time published\" datetime=\"2025-07-17T14:00:00-07:00\">Jul 17th<\/time>    <\/time>\n\t                <h4 class=\"wfea-header__title entry-title \">\n\t\t\t\t\t<a id=\"wfea-popup-title-6862b7c0cf000-1391187793139\" href=\"https:\/\/www.eventbrite.ca\/e\/75-ways-to-save-on-household-expenses-tickets-1391187793139\" title=\"Eventbrite link to 75 Ways to Save on Household Expenses\" rel=\"bookmark\" >75 Ways to Save on Household Expenses<\/a>                <\/h4>\n\t\t\t\t            <\/header>\n        <\/div>\n        <div class=\"wfea-grid__meta entry-meta\">\n\t\t\t<time class=\"wfea-grid__date-time eaw-time published\" datetime=\"2025-07-17T14:00:00-07:00\">July 17, 2025, 2:00 pm - 3:00 pm<\/time>        <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wfea-grid__content entry-content\">\n\t\t\t<div class=\"wfea-grid__excerpt excerpt\">\n\t\t\tParticipants will gather tips on how to save on various household expenses including utilities, transportation, groceries and personal items\t\t<\/div>\n\t<\/div>    <\/div>\n\t\t<div class=\"wfea-grid__booknow booknow eaw-booknow \">\n\t\t<a class=\"wfea-button submit et_pb_button book-now__link\" id=\"wfea-popup-booknow-6862b7c0cf000-1391187793139-6862b7c0d20e2\" href=\"https:\/\/www.eventbrite.ca\/e\/75-ways-to-save-on-household-expenses-tickets-1391187793139\"  aria-label=\"Register on Eventbrite for 75 Ways to Save on Household Expenses\">Register<\/a>\t<\/div>\n\t<\/article>    <\/section><!-- Generated by https:\/\/wordpress.org\/plugins\/widget-for-eventbrite-api\/ -->\n\t<!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->  const text = 'No Events Found';<!-- [et_pb_line_break_holder] -->  const elements = Array.from(document.querySelectorAll('p'));<!-- [et_pb_line_break_holder] -->  const match = elements.find(el => {<!-- [et_pb_line_break_holder] -->    return el.textContent.includes(text);<!-- [et_pb_line_break_holder] -->  });<!-- [et_pb_line_break_holder] -->\t\t\t\t\t\t\tvar hidden_webinars = document.getElementById(\"upcoming-webinars\");<!-- [et_pb_line_break_holder] -->              if (match !== undefined ) {<!-- [et_pb_line_break_holder] -->                  hidden_webinars.style.display = \"block\";<!-- [et_pb_line_break_holder] -->              }<!-- [et_pb_line_break_holder] -->              else {<!-- [et_pb_line_break_holder] -->                  hidden_webinars.style.display = \"none\";<!-- [et_pb_line_break_holder] -->              }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/script>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;Related Topics&#8221; _builder_version=&#8221;4.19.0&#8243; background_color=&#8221;rgba(91,37,175,0.15)&#8221; z_index=&#8221;10&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;100px|0px|100px|0px|false|false&#8221; custom_padding_tablet=&#8221;||0px||false|false&#8221; custom_padding_phone=&#8221;50px||0px||false|false&#8221; top_divider_arrangement=&#8221;above_content&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;27px|0px|27px|0px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;H2 Heading&#8221; _builder_version=&#8221;4.17.4&#8243; text_font=&#8221;||||||||&#8221; header_font=&#8221;Work Sans|600|||||||&#8221; header_2_font=&#8221;||||||||&#8221; header_2_line_height=&#8221;1.3em&#8221; header_4_font=&#8221;Work Sans||||||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||2px|||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; header_font_size__hover=&#8221;30px&#8221; header_font_size__hover_enabled=&#8221;30px&#8221; header_letter_spacing__hover=&#8221;0px&#8221; header_letter_spacing__hover_enabled=&#8221;0px&#8221; header_text_shadow_style__hover=&#8221;none&#8221; header_text_shadow_style__hover_enabled=&#8221;none&#8221; header_text_shadow_color__hover=&#8221;rgba(0,0,0,0.4)&#8221; header_text_shadow_color__hover_enabled=&#8221;rgba(0,0,0,0.4)&#8221;]<\/p>\n<h2>Related Webinars<\/h2>\n<p>Below are some additional webinars that may interest you.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; make_equal=&#8221;on&#8221; disabled_on=&#8221;on|on|off&#8221; admin_label=&#8221;Related Article Cards | Desktop&#8221; _builder_version=&#8221;4.19.0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.19.0&#8243; background_color=&#8221;#ffffff&#8221; transform_translate_linked__hover=&#8221;off&#8221; border_radii=&#8221;on|8px|8px|8px|8px&#8221; box_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221; transform_styles__hover_enabled=&#8221;on|hover&#8221; transform_scale__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover_enabled=&#8221;on|hover&#8221; transform_rotate__hover_enabled=&#8221;on|desktop&#8221; transform_skew__hover_enabled=&#8221;on|desktop&#8221; transform_origin__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover=&#8221;0px|-10px&#8221;][et_pb_image src=&#8221;https:\/\/nomoredebts.org\/wp-content\/uploads\/2022\/11\/truth-about-credit-webinar-500px.jpg&#8221; alt=&#8221;The Truth About Credit online workshop and webinar.&#8221; title_text=&#8221;The Truth About Credit online workshop \/ webinar&#8221; url=&#8221;\/financial-education\/financial-workshops-webinars\/workshop-webinar-topics\/the-truth-about-credit&#8221; _builder_version=&#8221;4.19.0&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;H3 + Teaser Text&#8221; _builder_version=&#8221;4.19.0&#8243; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;rgba(0,0,0,0.8)&#8221; header_3_line_height=&#8221;1.3em&#8221; width=&#8221;80%&#8221; max_width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||30px||false|false&#8221; link_option_url=&#8221;\/financial-education\/financial-workshops-webinars\/workshop-webinar-topics\/the-truth-about-credit&#8221; global_colors_info=&#8221;{}&#8221; content__hover_enabled=&#8221;off|desktop&#8221; header_3_text_color__hover_enabled=&#8221;on|hover&#8221; header_3_text_color__hover=&#8221;#2ad13d&#8221;]<\/p>\n<h3>The Truth About Credit<\/h3>\n<p>Discover the difference between fact and myth regarding credit reports, credit ratings, and credit scores along with strategies for how to protect or repair credit.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.19.0&#8243; background_color=&#8221;#ffffff&#8221; transform_translate_linked__hover=&#8221;off&#8221; border_radii=&#8221;on|8px|8px|8px|8px&#8221; box_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221; transform_styles__hover_enabled=&#8221;on|hover&#8221; transform_scale__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover_enabled=&#8221;on|hover&#8221; transform_rotate__hover_enabled=&#8221;on|desktop&#8221; transform_skew__hover_enabled=&#8221;on|desktop&#8221; transform_origin__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover=&#8221;0px|-10px&#8221;][et_pb_image src=&#8221;https:\/\/nomoredebts.org\/wp-content\/uploads\/2022\/11\/related_topics-food-and-finance-500px.jpg&#8221; alt=&#8221;How to manage your food budget better and save money.&#8221; title_text=&#8221;Food and Finance online workshop \/ webinar&#8221; url=&#8221;\/financial-education\/financial-workshops-webinars\/workshop-webinar-topics\/food-and-finance&#8221; _builder_version=&#8221;4.19.0&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;H3 + Teaser Text&#8221; _builder_version=&#8221;4.19.0&#8243; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;rgba(0,0,0,0.8)&#8221; header_3_line_height=&#8221;1.3em&#8221; width=&#8221;80%&#8221; max_width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||30px||false|false&#8221; link_option_url=&#8221;\/financial-education\/financial-workshops-webinars\/workshop-webinar-topics\/food-and-finance&#8221; global_colors_info=&#8221;{}&#8221; content__hover_enabled=&#8221;off|desktop&#8221; header_3_text_color__hover_enabled=&#8221;on|hover&#8221; header_3_text_color__hover=&#8221;#2ad13d&#8221;]<\/p>\n<h3>Food and Finance<\/h3>\n<p>This session is jam-packed with tips and ideas on how to become more organized and savvy about your meal planning, your cooking, and your food shopping.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.19.0&#8243; background_color=&#8221;#ffffff&#8221; transform_translate_linked__hover=&#8221;off&#8221; border_radii=&#8221;on|8px|8px|8px|8px&#8221; box_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221; transform_styles__hover_enabled=&#8221;on|hover&#8221; transform_scale__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover_enabled=&#8221;on|hover&#8221; transform_rotate__hover_enabled=&#8221;on|desktop&#8221; transform_skew__hover_enabled=&#8221;on|desktop&#8221; transform_origin__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover=&#8221;0px|-10px&#8221;][et_pb_image src=&#8221;https:\/\/nomoredebts.org\/wp-content\/uploads\/2022\/11\/related_topics-ways-to-save-on-expenses-500px.jpg&#8221; alt=&#8221;Ideas for ways to save on household expenses.&#8221; title_text=&#8221;75 Ways to Save on Household Expenses online workshop \/ webinar&#8221; url=&#8221;\/financial-education\/financial-workshops-webinars\/workshop-webinar-topics\/75-ways-to-save-on-household-expenses&#8221; _builder_version=&#8221;4.19.0&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;H3 + Teaser Text&#8221; _builder_version=&#8221;4.19.0&#8243; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;rgba(0,0,0,0.8)&#8221; header_3_line_height=&#8221;1.3em&#8221; width=&#8221;80%&#8221; max_width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||30px||false|false&#8221; link_option_url=&#8221;\/financial-education\/financial-workshops-webinars\/workshop-webinar-topics\/75-ways-to-save-on-household-expenses&#8221; global_colors_info=&#8221;{}&#8221; content__hover_enabled=&#8221;off|desktop&#8221; header_3_text_color__hover_enabled=&#8221;on|hover&#8221; header_3_text_color__hover=&#8221;#2ad13d&#8221;]<\/p>\n<h3>75 Ways to Save on Household Expenses<\/h3>\n<p>Gather tips on how to save on various household expenses including utilities, transportation, groceries, and personal items.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;Related Article Swipe Cards | Mobile&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;3px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;Swiper Code for Swipe Cards (Need to upload card images and then 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src=\"\/wp-content\/uploads\/2022\/11\/food-and-finance_related_topic_card.jpg\";><\/a><\/div>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"swiper-slide\"><a href=\"\/financial-education\/financial-workshops-webinars\/workshop-webinar-topics\/75-ways-to-save-on-household-expenses\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2022\/11\/ways-to-save-household-expenses_related_topic_card.jpg\";><\/a><\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- Spacer --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-spacer\">\u00a0<\/div>\n<p><!-- [et_pb_line_break_holder] -->    <!-- Add Pagination --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"swiper-pagination\"><\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <!-- Swiper JS --><!-- [et_pb_line_break_holder] -->  <script src=\"https:\/\/unpkg.com\/swiper\/js\/swiper.min.js\"><\/script><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <!-- Initialize Swiper --><!-- [et_pb_line_break_holder] -->  <script><!-- [et_pb_line_break_holder] -->    var swiper = new Swiper('.swiper-container', {<!-- [et_pb_line_break_holder] -->      pagination: {<!-- [et_pb_line_break_holder] -->        el: '.swiper-pagination',<!-- [et_pb_line_break_holder] -->      },<!-- [et_pb_line_break_holder] -->    });<!-- [et_pb_line_break_holder] -->  <\/script>[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;response-div&#8221; _builder_version=&#8221;4.14.7&#8243; _module_preset=&#8221;default&#8221; min_height=&#8221;150px&#8221; custom_padding=&#8221;50px||||false|false&#8221; custom_padding_tablet=&#8221;5px||70px||false|false&#8221; custom_padding_phone=&#8221;&#8221; global_module=&#8221;42910&#8243; saved_tabs=&#8221;all&#8221; 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