{"id":6637,"date":"2020-06-15T14:25:41","date_gmt":"2020-06-15T14:25:41","guid":{"rendered":"https:\/\/nomoredebts.org\/?page_id=6637"},"modified":"2025-06-05T15:46:11","modified_gmt":"2025-06-05T22:46:11","slug":"financial-education","status":"publish","type":"page","link":"https:\/\/nomoredebts.org\/financial-education","title":{"rendered":"Financial Education"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; next_background_color=&#8221;#e7dff3&#8243; admin_label=&#8221;Banner Image with Heading and Text&#8221; module_class=&#8221;vertical-align&#8221; _builder_version=&#8221;4.16&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_type=&#8221;circular&#8221; background_color_gradient_stops=&#8221;rgba(91,37,175,0.44) 15%|rgba(91,37,175,0) 70%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(91,37,175,0.44)&#8221; background_color_gradient_start_position=&#8221;15%&#8221; background_color_gradient_end=&#8221;rgba(91,37,175,0)&#8221; 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admin_label=&#8221;Row&#8221; _builder_version=&#8221;4.16&#8243; background_enable_image=&#8221;off&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||90px||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||80px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Heading&#8221; _builder_version=&#8221;4.17.4&#8243; text_font=&#8221;|600|||||||&#8221; text_font_size=&#8221;42px&#8221; text_line_height=&#8221;1em&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||26px|||&#8221; animation_direction=&#8221;top&#8221; text_text_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Financial Education<\/h1>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;4.16&#8243; text_font_size=&#8221;22px&#8221; text_line_height=&#8221;1em&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; animation_direction=&#8221;bottom&#8221; text_text_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221;]We\u2019re passionate about helping you develop money skills.[\/et_pb_text][et_pb_button button_url=&#8221;#financial-edu-form&#8221; button_text=&#8221;Get in Touch&#8221; button_alignment=&#8221;center&#8221; module_class=&#8221;ccs-modal-trigger&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_border_width=&#8221;2px&#8221; button_border_color=&#8221;#2ad13d&#8221; button_use_icon=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover=&#8221;#2ad13d&#8221; 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animation_direction=&#8221;left&#8221; global_module=&#8221;6437&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221; link_text_color__hover_enabled=&#8221;on|hover&#8221; link_text_color__hover=&#8221;rgba(90,39,178,0.4)&#8221;][\/et_pb_dmb_breadcrumbs][et_pb_text admin_label=&#8221;H2 + Paragraph Text&#8221; _builder_version=&#8221;4.17.4&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>What is Financial Education?<\/h2>\n<p>Do you wish you knew more about personal finances? Dealing with money can be confusing, but when you\u2019re financially literate you have the power to make informed choices, and even avoid money problems. Our financial literacy resources are free, easy to understand, and informative. Best of all: we\u2019re happy to share!<\/p>\n<p>We believe that financial education should be accessible to everyone, at all ages and stages of your financial journey. We help you better understand your finances and avoid money problems through engaging course content that demystifies all that financial jargon.<\/p>\n<p>We provide educational opportunities for everyone through in person workshops, webinars, and online courses; for employees through our lunch and learns; for students through post-secondary presentations; for the community at large through free workshops at your local public library; and through Financial First Aid courses which help community service providers identify the need for financial help within their communities.<\/p>\n<p>Many of our in-depth financial education programs can be used to satisfy Continuing Education Units (CEU) requirements for a variety of accreditation too, so be sure to ask.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;Know your options (icon menu)&#8221; _builder_version=&#8221;4.16&#8243; 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alt=&#8221;Credit Counselling Couple&#8221; title_text=&#8221;in-person-workshop&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.16&#8243; transform_scale_last_edited=&#8221;off|phone&#8221; transform_translate_last_edited=&#8221;off|phone&#8221; transform_rotate_last_edited=&#8221;off|phone&#8221; transform_skew_last_edited=&#8221;off|phone&#8221; transform_origin=&#8221;50%|68%&#8221; transform_origin_last_edited=&#8221;off|phone&#8221; transform_styles_last_edited=&#8221;off|phone&#8221; max_height=&#8221;350px&#8221; max_height_tablet=&#8221;&#8221; max_height_phone=&#8221;&#8221; max_height_last_edited=&#8221;on|phone&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; animation_intensity_slide=&#8221;2%&#8221; border_radii=&#8221;off|200px|20px|200px|20px&#8221; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; module_class=&#8221;vertical-align&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;H2 + Paragraph Text&#8221; _builder_version=&#8221;4.16&#8243; header_2_font_size=&#8221;32px&#8221; header_3_text_color=&#8221;rgba(0,0,0,0.5)&#8221; header_3_font_size=&#8221;26px&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221; header_2_font_size__hover_enabled=&#8221;off|desktop&#8221;]<\/p>\n<h2 style=\"text-align: left;\">Workshops &amp; Webinars<\/h2>\n<p>We partner with libraries, schools, and community service providers to give personal finance workshops on a variety of topics. Whether you\u2019re in need of specific resources or just want to brush up on your personal financial skills, we&#8217;ve got you covered.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;\/financial-education\/financial-workshops-webinars&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Explore Topics&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Spacer&#8221; _builder_version=&#8221;4.16&#8243; max_height=&#8221;50px&#8221; da_disable_devices=&#8221;off|off|off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; next_background_color=&#8221;#ffffff&#8221; admin_label=&#8221;Text + Button | Image&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#e7dff3&#8243; custom_padding=&#8221;120px||120px|||&#8221; custom_padding_tablet=&#8221;150px||120px||false|false&#8221; custom_padding_phone=&#8221;110px||90px||false|false&#8221; top_divider_style=&#8221;ramp2&#8243; top_divider_color=&#8221;#ffffff&#8221; top_divider_flip=&#8221;horizontal|vertical&#8221; top_divider_arrangement=&#8221;above_content&#8221; bottom_divider_style=&#8221;wave2&#8243; bottom_divider_height=&#8221;50px&#8221; da_disable_devices=&#8221;off|off|off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;2_5,3_5&#8243; make_equal=&#8221;on&#8221; module_id=&#8221;online&#8221; module_class=&#8221;custom_row&#8221; _builder_version=&#8221;4.16&#8243; width_tablet=&#8221;70%&#8221; width_phone=&#8221;&#8221; width_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_5&#8243; module_class=&#8221;vertical-align second-on-mobile&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;H2 + Paragraph Text&#8221; _builder_version=&#8221;4.16&#8243; header_2_font=&#8221;||||||||&#8221; header_2_text_align=&#8221;left&#8221; header_2_font_size=&#8221;32px&#8221; header_2_line_height=&#8221;1.3em&#8221; module_alignment=&#8221;center&#8221; animation_direction=&#8221;top&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: left;\">Learning Hub<\/h2>\n<p><span class=\"NormalTextRun SCXW262031478 BCX0\">Tight on time or juggling commitments that <span class=\"NormalTextRun SCXW262031478 BCX0\">don\u2019t<\/span><span class=\"NormalTextRun SCXW262031478 BCX0\"> let you sit through a workshop or <\/span><span class=\"NormalTextRun SCXW262031478 BCX0\">webinar<\/span><span class=\"NormalTextRun SCXW262031478 BCX0\">? Learn at your own pace with our lessons available throu<\/span><span class=\"NormalTextRun SCXW262031478 BCX0\">gh our <\/span><span class=\"NormalTextRun SCXW262031478 BCX0\">L<\/span><\/span><span class=\"NormalTextRun SCXW262031478 BCX0\">earning <span class=\"NormalTextRun SCXW262031478 BCX0\">H<\/span><span class=\"NormalTextRun SCXW262031478 BCX0\">ub<\/span><\/span><span class=\"NormalTextRun SCXW262031478 BCX0\">. 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show_bottom_space=&#8221;off&#8221; align=&#8221;center&#8221; admin_label=&#8221;Chris&#8221; _builder_version=&#8221;4.16&#8243; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; module_alignment=&#8221;center&#8221; max_height=&#8221;385px&#8221; custom_margin=&#8221;15px|0px|0px|80px|false|false&#8221; custom_margin_tablet=&#8221;0px|||0px|false|false&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; custom_padding_tablet=&#8221;||35px||false|false&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; animation_direction=&#8221;left&#8221; border_radii=&#8221;on|436px|436px|436px|436px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_horizontal=&#8221;4px&#8221; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;21px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.15)&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; 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width=&#8221;100%&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; max_width=&#8221;100%&#8221; max_width_tablet=&#8221;&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;15px|0px|0px|0px|false|true&#8221; custom_padding=&#8221;0px|89px|0px|89px|true|true&#8221; custom_padding_tablet=&#8221;|0px||51px|true|false&#8221; custom_padding_phone=&#8221;|40px||40px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_alignment_tablet=&#8221;&#8221; module_alignment_phone=&#8221;&#8221; module_alignment_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>&#8220;I wanted to thank you again for the engaging and informative session you presented\u2014I can\u2019t think of a single profession where this kind of knowledge would not be essential.&#8221;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; 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max_width=&#8221;100%&#8221; custom_padding=&#8221;70px||1px||false|false&#8221; custom_padding_tablet=&#8221;5px||30px||false|false&#8221; custom_padding_phone=&#8221;&#8221; top_divider_height=&#8221;180px&#8221; top_divider_flip=&#8221;horizontal&#8221; top_divider_height_tablet=&#8221;100px&#8221; top_divider_height_phone=&#8221;&#8221; top_divider_height_last_edited=&#8221;on|phone&#8221; bottom_divider_style=&#8221;curve2&#8243; bottom_divider_color=&#8221;#FFFFFF&#8221; bottom_divider_height=&#8221;150px&#8221; bottom_divider_style_last_edited=&#8221;off|tablet&#8221; bottom_divider_height_tablet=&#8221;80px&#8221; bottom_divider_height_phone=&#8221;70px&#8221; bottom_divider_height_last_edited=&#8221;on|phone&#8221; scroll_blur=&#8221;0|40|60|100|100px|0px|0px&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; 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header_text_color=&#8221;#ffffff&#8221; header_2_font=&#8221;Montserrat|700||on|||||&#8221; header_2_font_size=&#8221;42px&#8221; header_2_line_height=&#8221;1.3em&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;700px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;-15px||||false|false&#8221; custom_padding=&#8221;||0px|||&#8221; animation_direction=&#8221;bottom&#8221; inline_fonts=&#8221;Work Sans&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Have a question for us?<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Subtitle&#8221; _builder_version=&#8221;4.16&#8243; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#ffffff&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;||||||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; 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_module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Financial Education Resources Available Here<\/h2>\n<p>We also have a lot of <a href=\"https:\/\/nomoredebts.org\/financial-tools-resources\">financial education resources<\/a> on this site as well. These range from step by step guidance on <a href=\"https:\/\/nomoredebts.org\/budgeting\/build-budget\">how to create a budget<\/a>, <a href=\"https:\/\/nomoredebts.org\/budgeting\/budgeting-guidelines\">guidelines to follow<\/a>, <a href=\"https:\/\/nomoredebts.org\/budgeting\/budgeting-tips\">budgeting tips<\/a>, <a href=\"\/financial-tools-resources\/debt-money-management-calculators\/personal-loan-repayment-amortization-calculator\">calculators<\/a>, and <a href=\"https:\/\/nomoredebts.org\/financial-education\/financial-workshops-webinars\">even online workshops<\/a>. For anyone wanting to understand even more, we also offer a <a href=\"https:\/\/nomoredebts.org\/financial-education\/monthly-expense-tracker\">monthly expense tracker<\/a>, information on <a href=\"https:\/\/nomoredebts.org\/financial-education\/understanding-credit\">understanding your credit<\/a>, <a href=\"https:\/\/nomoredebts.org\/debt-help\/get-out-of-debt\">strategies on how to get out of debt<\/a>, and even <a href=\"https:\/\/nomoredebts.org\/financial-tools-resources\/financial-words-terms-definitions-meanings-glossary\">the meaning behind a lot of the financial terms<\/a> people often encounter.<\/p>\n<h2>More Resources to Help in the Workplace<\/h2>\n<p>For those looking for resources that will help in the workplace, we can <a href=\"\/financial-education\/financial-education-employers-help-employees\">assist employers<\/a>, <a href=\"https:\/\/nomoredebts.org\/financial-education\/community-service\">community service providers<\/a>, and help with some <a href=\"https:\/\/nomoredebts.org\/financial-education\/financial-workshops-webinars\/professional-development-ceu\">professional development<\/a>. We even offer a <a href=\"https:\/\/nomoredebts.org\/financial-education\/financial-wellness-certificate\">Certificate in Financial Wellness<\/a> to those who want to develop their personal management skills.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; alt=&#8221;A woman at home on her computer receiving online financial education.&#8221; background_image=&#8221;https:\/\/nomoredebts.org\/wp-content\/uploads\/2025\/06\/woman-receiving-online-financial-education-at-home-on-computer.jpg&#8221; use_background_color_gradient=&#8221;on&#8221; background_enable_color=&#8221;off&#8221; background_color_gradient_stops=&#8221;rgba(255,255,255,0.8) 0%|rgba(255,255,255,0.9) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; sticky_enabled=&#8221;0&#8243; bottom_divider_style=&#8221;curve2&#8243; bottom_divider_color=&#8221;#E7DFF3&#8243; top_divider_style=&#8221;curve2&#8243; top_divider_height_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;130px||100px||false|false&#8221; bottom_divider_height_last_edited=&#8221;on|phone&#8221; bottom_divider_height_tablet=&#8221;80px&#8221; bottom_divider_height_phone=&#8221;50px&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; background_last_edited=&#8221;on|phone&#8221; background_position_tablet=&#8221;center&#8221; background_image_tablet=&#8221;https:\/\/nomoredebts.org\/wp-content\/uploads\/2025\/06\/woman-receiving-online-financial-education-at-home-on-computer-600px.jpg&#8221; background_enable_image_tablet=&#8221;on&#8221; background_position_phone=&#8221;center&#8221; prev_background_color=&#8221;#ffffff&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221; custom_padding_tablet=&#8221;130px||100px||false|false&#8221; custom_padding_phone=&#8221;130px||100px||false|false&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;510px&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; make_equal=&#8221;on&#8221; sticky_enabled=&#8221;0&#8243; global_module=&#8221;52169&#8243; saved_tabs=&#8221;all&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; sticky_enabled=&#8221;0&#8243; custom_padding_phone=&#8221;|40px||40px|false|true&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_font_size=&#8221;26px&#8221; text_orientation=&#8221;center&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243; text_line_height=&#8221;1.1em&#8221;]Take Control of Your Financial Future with Our Free Learning Hub[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243; text_orientation=&#8221;center&#8221;]<\/p>\n<p>Ready to build better money habits and reduce your financial stress? Our Learning Hub offers free, self-paced online courses designed to help you master budgeting, credit, debt management, and more. Whether you&#8217;re just getting started or looking to sharpen your financial skills, our easy-to-follow lessons and practical tools will guide you every step of the way. Start learning today and gain the confidence to make smarter financial decisions for a stronger tomorrow.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/nomoredebts.org\/financial-education\/online-courses&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Get Started&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; locked=&#8221;off&#8221; sticky_enabled=&#8221;0&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; custom_padding_tablet=&#8221;||||false|false&#8221; custom_margin=&#8221;||50px||false|false&#8221; custom_padding_phone=&#8221;||||false|false&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|95px||95px|false|false&#8221; custom_padding_tablet=&#8221;|95px||95px|false|false&#8221; custom_padding_phone=&#8221;|40px||40px|false|false&#8221; 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icon_width=&#8221;40px&#8221; admin_label=&#8221;Star&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; positioning=&#8221;relative&#8221; custom_margin=&#8221;|0px||0px|false|false&#8221; custom_padding=&#8221;|5px||0px|false|false&#8221; custom_css_main_element=&#8221;float: right;&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_icon][et_pb_icon font_icon=&#8221;&#xe033;||divi||400&#8243; icon_width=&#8221;40px&#8221; admin_label=&#8221;Star&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; positioning=&#8221;relative&#8221; custom_margin=&#8221;|0px||0px|false|false&#8221; custom_padding=&#8221;|5px||0px|false|false&#8221; custom_css_main_element=&#8221;float: right;&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_icon][et_pb_text admin_label=&#8221;Average Score&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#5B25AF&#8221; text_font_size=&#8221;40px&#8221; positioning=&#8221;relative&#8221; custom_margin=&#8221;|0px||0px|false|false&#8221; custom_padding=&#8221;13px|10px||20px|false|false&#8221; hover_enabled=&#8221;0&#8243; custom_css_main_element=&#8221;float: left;&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]4.9[\/et_pb_text][et_pb_text admin_label=&#8221;Number of Reviews&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; positioning=&#8221;relative&#8221; text_orientation=&#8221;center&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;75px||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Based on 72 reviews<\/p>\n<p>[\/et_pb_text][et_pb_code admin_label=&#8221;Rich Snippet Code&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<script type=\"application\/ld+json\">\r\n{\r\n  \"@context\": \"https:\/\/schema.org\",\r\n  \"@type\": \"WebApplication\",\r\n  \"name\": \"Credit Counselling Society\",\r\n  \"applicationCategory\": \"FinanceApplication\",\r\n  \"applicationSubCategory\": \"Credit\",\r\n  \"description\": \"The Credit Counselling Society Learning Hub web application provides financial wellness education through a variety of short courses. 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custom_padding_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;Related Topics&#8221; _builder_version=&#8221;4.19.0&#8243; background_color=&#8221;rgba(91,37,175,0.15)&#8221; z_index=&#8221;0&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;100px|0px|100px|0px|false|false&#8221; custom_padding_tablet=&#8221;||0px||false|false&#8221; custom_padding_phone=&#8221;50px||0px||false|false&#8221; top_divider_arrangement=&#8221;above_content&#8221; da_disable_devices=&#8221;off|off|off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;27px|0px|27px|0px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;H2 Heading&#8221; _builder_version=&#8221;4.16&#8243; text_font=&#8221;||||||||&#8221; header_font=&#8221;Work Sans|600|||||||&#8221; header_2_font=&#8221;||||||||&#8221; header_2_line_height=&#8221;1.3em&#8221; header_4_font=&#8221;Work Sans||||||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||2px|||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; header_font_size__hover=&#8221;30px&#8221; header_font_size__hover_enabled=&#8221;30px&#8221; header_letter_spacing__hover=&#8221;0px&#8221; header_letter_spacing__hover_enabled=&#8221;0px&#8221; header_text_shadow_style__hover=&#8221;none&#8221; header_text_shadow_style__hover_enabled=&#8221;none&#8221; header_text_shadow_color__hover=&#8221;rgba(0,0,0,0.4)&#8221; header_text_shadow_color__hover_enabled=&#8221;rgba(0,0,0,0.4)&#8221;]<\/p>\n<h2>Related Topics<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; make_equal=&#8221;on&#8221; disabled_on=&#8221;on|on|off&#8221; admin_label=&#8221;Related Article Cards | Desktop&#8221; _builder_version=&#8221;4.27.4&#8243; width=&#8221;70%&#8221; max_width=&#8221;1600px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#ffffff&#8221; transform_translate_linked__hover=&#8221;off&#8221; link_option_url=&#8221;\/financial-education\/financial-workshops-webinars&#8221; border_radii=&#8221;on|8px|8px|8px|8px&#8221; box_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221; transform_styles__hover_enabled=&#8221;on|hover&#8221; transform_scale__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover_enabled=&#8221;on|hover&#8221; transform_rotate__hover_enabled=&#8221;on|desktop&#8221; transform_skew__hover_enabled=&#8221;on|desktop&#8221; transform_origin__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover=&#8221;0px|-10px&#8221;][et_pb_image src=&#8221;https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/09\/in-person-workshop_related_topics.jpg&#8221; alt=&#8221;person workshop&#8221; title_text=&#8221;workshops-and-webinars&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;H3 + Teaser Text&#8221; _builder_version=&#8221;4.16&#8243; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;rgba(0,0,0,0.8)&#8221; header_3_line_height=&#8221;1.3em&#8221; width=&#8221;80%&#8221; max_width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||30px||false|false&#8221; global_colors_info=&#8221;{}&#8221; content__hover_enabled=&#8221;off|desktop&#8221; header_3_text_color__hover_enabled=&#8221;on|hover&#8221; header_3_text_color__hover=&#8221;#2ad13d&#8221;]<\/p>\n<h3>Workshops &#038; Webinars<\/h3>\n<p>In-person or online, learn about credit, debt, and money. 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We help, we educate, and we give hope. Here&#8217;s how.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#ffffff&#8221; transform_translate_linked__hover=&#8221;off&#8221; link_option_url=&#8221;\/debt-help\/credit-counselling&#8221; border_radii=&#8221;on|8px|8px|8px|8px&#8221; box_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221; transform_styles__hover_enabled=&#8221;on|hover&#8221; transform_scale__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover_enabled=&#8221;on|hover&#8221; transform_rotate__hover_enabled=&#8221;on|desktop&#8221; transform_skew__hover_enabled=&#8221;on|desktop&#8221; transform_origin__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover=&#8221;0px|-10px&#8221;][et_pb_image src=&#8221;https:\/\/nomoredebts.org\/wp-content\/uploads\/2020\/09\/signing-agreement-with-advisor_related_topics.jpg&#8221; alt=&#8221;signing agreement with advisor&#8221; title_text=&#8221;credit-counselling&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;H3 + Teaser Text&#8221; _builder_version=&#8221;4.16&#8243; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;rgba(0,0,0,0.8)&#8221; header_3_line_height=&#8221;1.3em&#8221; width=&#8221;80%&#8221; max_width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||30px||false|false&#8221; global_colors_info=&#8221;{}&#8221; content__hover_enabled=&#8221;off|desktop&#8221; header_3_text_color__hover_enabled=&#8221;on|hover&#8221; header_3_text_color__hover=&#8221;#2ad13d&#8221;]<\/p>\n<h3>Credit Counselling<\/h3>\n<p>Are you curious about what credit counselling is or how it works? Here&#8217;s what you need to know.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;Related Article Swipe Cards | Mobile&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;3px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;Swiper Code for Swipe Cards (Need to upload card images and then enter their URLs in this code)&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;]<!-- Link Swiper's CSS --><!-- [et_pb_line_break_holder] --><link rel=\"stylesheet\" href=\"https:\/\/unpkg.com\/swiper\/css\/swiper.min.css\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- Demo styles --><!-- [et_pb_line_break_holder] --><\/p>\n<style><!-- [et_pb_line_break_holder] -->    .swiper-container {<!-- [et_pb_line_break_holder] -->      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href=\"\/financial-education\/financial-workshops-webinars\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2020\/06\/workshops-and-webinars_related_topic_card.jpg\";><\/a><\/div>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"swiper-slide\"><a href=\"\/about-us\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2020\/04\/about-us-ccs_related_topic_card.jpg\";><\/a><\/div>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"swiper-slide\"><a href=\"\/debt-help\/credit-counselling\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2020\/06\/credit-counselling_related_topic_card.jpg\";><\/a><\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- Spacer --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"swiper-spacer\">\u00a0<\/div>\n<p><!-- [et_pb_line_break_holder] -->    <!-- Add Pagination --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"swiper-pagination\"><\/div>\n<p><!-- 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